98304 ZIP Code — Ashford, WA

Pierce County, Washington

ZIP code 98304 is located in Ashford, Washington, within Pierce County. It covers approximately 333.50 square miles and serves a population of 925 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98304

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $242,200. Owner-occupancy is high at 83%, well above the national average.

Median household income is $74,375. SNAP benefit usage at 28% of households reflects economic stress in the area. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

16% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%; and disability rates above the national average at 30%.

Overall, ZIP code 98304 reflects a community defined by a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

925

population

333.50

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98304 ZIP code map

Cities in ZIP code 98304

Below are the cities the US Postal Service accepts for ZIP code 98304. Using any city not on this list may result in mail delivery delays.

City	Status
Ashford	Acceptable
Ashford	Preferred

Nearby ZIP codes

98330 Elbe (6.8 mi) 98328 Eatonville (9.7 mi) 98360 Orting (12.7 mi) 98355 Mineral (13.1 mi) 98323 Carbonado (13.6 mi) 98321 Buckley (14.7 mi) 98338 Graham (18.6 mi) 98361 Packwood (18.8 mi) 98336 Glenoma (18.9 mi)

Demographics updated 05/2026

Population
Total population	925
Population density	3 / sq mi
State FIPS	53
County FIPS	053

Geography
Land area	333.50 sq mi
Water area	3.83 sq mi
Latitude	46.8187
Longitude	-122.0294
Timezone	Pacific (PT)
Area code	360/564

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.1%	31.0%	31.7%
$50k – $100k	31.9%	33.3%	30.6%
$100k – $200k	19.0%	28.4%	27.1%
Over $200k	0.0%	7.3%	10.6%

Demographics & statistics

925

Population

People per sq mi

55.6

Median age

$74,375

Median household income

$34,367

Per capita income

$242,200

Median home value

Median monthly rent

83.3%

Home ownership

9.0%

Poverty rate

2.5%

Unemployment

787

Housing units

35.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

15–19

25–34

35–44

45–54

55–59

104

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	63	6.8%
18 and over	862	93.2%
65 and over	232	25.1%
Median age	55.6 years

Race & ethnicity

White 82.8%

Two or more races 8.4%

Hispanic or Latino 5.6%

Other race 1.9%

Asian 1.3%

Group	Count	%
White	811	82.8%
Two or more races	82	8.4%
Hispanic or Latino	55	5.6%
Other race	19	1.9%
Asian	13	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.1%	31.0%	31.7%
$50k – $100k	31.9%	33.3%	30.6%
$100k – $200k	19.0%	28.4%	27.1%
Over $200k	0.0%	7.3%	10.6%

Under $10k 4.6%

$10k–$15k 15.5%

$35k–$50k 6.3%

$50k–$75k 26.6%

$75k–$100k 1.9%

$100k–$150k 40.0%

$150k–$200k 5.1%

Range	% of households
Under $10k	4.6%
$10k–$15k	15.5%
$35k–$50k	6.3%
$50k–$75k	26.6%
$75k–$100k	1.9%
$100k–$150k	40.0%
$150k–$200k	5.1%
Median income	$74,375

Housing

Home values

Under $50k 13.4%

$50k–$100k 5.2%

$100k–$150k 13.4%

$150k–$200k 2.3%

$200k–$300k 18.6%

$300k–$500k 36.9%

$500k–$1M 10.2%

Housing overview

Metric	Value
Median home value	$242,200
Median rent / month	$0
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	51.8%
Single-family detached	83.5%
Large apartment buildings	0.0%
Mobile homes	9.2%
Median rooms	4.3
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	6.8%
2000–2009	17.9%
1990–1999	7.7%
1980–1989	8.4%
1970–1979	22.0%
1960–1969	22.1%
1950–1959	5.4%
1940–1949	0.0%
1939 or earlier	9.8%

Bedrooms

Size	% of units
No bedroom (studio)	11.3%
1 bedroom	19.7%
2 bedrooms	17.8%
3 bedrooms	31.2%
4 bedrooms	20.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	23.0%
2 vehicles	24.7%
3 or more	52.3%

Heating fuel

Fuel type	%
Electricity	48.4%
Propane / LP gas	18.4%
Fuel oil	15.3%
Wood	17.9%

Households & families

Household type	Count	%
Married-couple family	172	41.6%
Cohabiting couple	50	12.1%
Male householder, no spouse	145	35.1%
Female householder, no spouse	46	11.1%
Households with children under 18	64	15.5%
Households with seniors (65+)	151	36.6%
Average household size	2.24

Marital status

Status	Male	Female
Never married	26.2%	28.6%
Married	37.4%	46.2%
Separated	0.0%	0.0%
Widowed	10.4%	0.0%
Divorced	26.0%	25.2%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.3%

HS graduate 45.8%

Some college, no degree 8.7%

Associate's degree 7.3%

Bachelor's degree 28.3%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	97.7%
Bachelor's or higher	35.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	21	53.8%
College / grad school	18	46.2%

Employment

Industry of employment

Education & healthcare 30.5%

Arts, food & hospitality 30.5%

Transportation & utilities 12.6%

Retail trade 10.0%

Construction 4.8%

Public administration 4.6%

Professional & management 3.9%

Manufacturing 2.8%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	28.3%
Service	23.3%
Sales & office	28.5%
Natural resources & construction	8.9%
Production & transportation	10.9%

Employment type

Type	%
Private sector	76.7%
Government	20.3%
Self-employed	3.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.7%
Carpool	15.9%
Public transit	0.0%
Walk	7.4%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	36.6

Poverty

All people 9.0%

Under 18 years 0.0%

18 and over 9.6%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	53.8%
Retirement income	34.4%
Supplemental Security	11.1%
Cash public assistance	15.7%
Food stamps / SNAP	27.8%

Health indicators

Condition	%
Obesity	34.0%
High blood pressure	37.6%
High cholesterol	37.7%
Diabetes	10.4%
Heart disease	7.0%
Stroke	3.3%
Asthma	10.5%
Arthritis	28.9%
Kidney disease	3.1%
Pulmonary disease	7.4%
Cancer	7.6%

Behavior / access	%
Smoking	17.2%
Binge drinking	16.2%
No physical activity	21.3%
Less than 7 hrs sleep	31.9%
Depression	25.4%
Fair or poor health	14.8%
Poor mental health	15.0%
Poor physical health	11.9%
No health insurance	10.1%
Visited doctor (checkup)	69.8%
Visited dentist	64.6%
Cholesterol screening	89.2%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	137	15.9%

Disability	%
Any disability	29.6%
Under 18	0.0%
18–64 years	18.3%
65 and over	68.5%

Health insurance coverage

Type	%
Private insurance	59.0%
Public insurance	37.5%
No insurance	16.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	901	97.4%
Spanish	36	4.0%
Other Indo-European	36	4.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	889	96.1%
Born in same state	857	92.6%
Born in different state	471	50.9%
Foreign born	32	3.5%
Naturalized citizen	36	3.9%
Not a US citizen	14	38.9%

Ancestry

Ancestry	Count	%
Italian	245	26.5%
French	135	14.6%
Polish	113	12.2%

Ancestry	Count	%
Arab	23	2.5%
Dutch	18	1.9%

Technology access

Metric	% of households
Computer access	44.6%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98304

What city is ZIP code 98304 in?

ZIP code 98304 is primarily assigned to Ashford, Washington.

What county is ZIP code 98304 in?

ZIP code 98304 falls within Pierce County, Washington.

Does ZIP code 98304 have a large retiree population?

54% of households in ZIP code 98304 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 98304 have an older population?

25% of residents in ZIP code 98304 are 65 or older, above the national average of ~17%.

Is ZIP code 98304 mostly owner-occupied?

83% of occupied units in ZIP code 98304 are owner-occupied, well above the national average.

Does ZIP code 98304 have a large veteran population?

16% of civilians in ZIP code 98304 are veterans, above the national average of ~7%.

What timezone is ZIP code 98304 in?

ZIP code 98304 observes the PST timezone.