86320 ZIP Code — Ash Fork, AZ

Yavapai County, Arizona

ZIP code 86320 is located in Ash Fork, Arizona, within Yavapai County. It covers approximately 806.85 square miles and serves a population of 2,585 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 86320

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $168,000. Owner-occupancy is high at 88%, well above the national average.

Median household income is $50,600. SNAP benefit usage at 17% of households reflects economic stress in the area. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 86320 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,585
population
806.85
sq mi land
Standard
ZIP type
Mountain (MT) — no DST
timezone
86320 ZIP code map
Cities in ZIP code 86320

Below are the cities the US Postal Service accepts for ZIP code 86320. Using any city not on this list may result in mail delivery delays.

City Status
Ash Fork Acceptable
Demographics updated 06/2026
Population
Total population 2,585
Population density 3 / sq mi
State FIPS 04
County FIPS 025
Geography
Land area 806.85 sq mi
Water area 0.05 sq mi
Latitude 35.1862
Longitude -112.6302
Timezone Mountain (MT) — no DST
Area code 928
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 59.1% 47.0% 40.6%
$50k – $100k 29.6% 32.8% 31.9%
$100k – $200k 7.6% 16.0% 21.1%
Over $200k 3.7% 4.2% 6.4%

Demographics & statistics

2,585
Population
3
People per sq mi
57.7
Median age
$50,600
Median household income
$26,987
Per capita income
$168,000
Median home value
$1,080
Median monthly rent
88.2%
Home ownership
15.7%
Poverty rate
15.4%
Unemployment
1,247
Housing units
13.6%
Bachelor's or higher

Age distribution

Male Female
123
Under 5
114
64
5–9
60
82
10–14
75
41
15–19
38
61
20–24
56
65
25–34
60
145
35–44
134
59
45–54
55
102
55–59
94
163
60–64
151
262
65–74
242
160
75–84
148
16
85+
15
← Male
Female →

Age summary

GroupCount%
Under 1857522.2%
18 and over2,01077.8%
65 and over84332.6%
Median age57.7 years

Race & ethnicity

White 62.9%
Hispanic or Latino 15.1%
Other race 13.9%
Two or more races 7.4%
American Indian / Alaska Native 0.7%
GroupCount%
White1,91562.9%
Hispanic or Latino45915.1%
Other race42413.9%
Two or more races2247.4%
American Indian / Alaska Native220.7%

Household income

Income range This ZIP County avg State avg
Under $50k 59.1% 47.0% 40.6%
$50k – $100k 29.6% 32.8% 31.9%
$100k – $200k 7.6% 16.0% 21.1%
Over $200k 3.7% 4.2% 6.4%
Under $10k 10.7%
$10k–$15k 3.9%
$15k–$25k 8.2%
$25k–$35k 16.1%
$35k–$50k 10.6%
$50k–$75k 24.4%
$75k–$100k 6.9%
$100k–$150k 14.5%
$150k–$200k 1.8%
$200k+ 2.9%
Range% of households
Under $10k10.7%
$10k–$15k3.9%
$15k–$25k8.2%
$25k–$35k16.1%
$35k–$50k10.6%
$50k–$75k24.4%
$75k–$100k6.9%
$100k–$150k14.5%
$150k–$200k1.8%
$200k+2.9%
Median income$50,600

Housing

Home values

Under $50k 2.8%
$50k–$100k 12.1%
$100k–$150k 20.2%
$150k–$200k 28.8%
$200k–$300k 26.2%
$300k–$500k 8.2%
$1M+ 1.7%

Housing overview

MetricValue
Median home value$168,000
Median rent / month$1,080
Owner occupied88.2%
Renter occupied11.8%
Vacant20.3%
Single-family detached34.9%
Large apartment buildings0.0%
Mobile homes62.9%
Median rooms5.0
Avg household size (owned)2.34

Year built

Era%
2020 or later2.0%
2010–20191.5%
2000–200940.1%
1990–199924.3%
1980–198914.5%
1970–19799.3%
1960–19692.0%
1950–19591.7%
1940–19491.4%
1939 or earlier3.4%

Bedrooms

Size% of units
No bedroom (studio)3.4%
1 bedroom12.7%
2 bedrooms27.5%
3 bedrooms43.1%
4 bedrooms12.2%
5+ bedrooms1.1%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle18.0%
2 vehicles39.2%
3 or more42.8%

Heating fuel

Fuel type%
Utility gas12.6%
Electricity26.0%
Propane / LP gas31.1%
Fuel oil1.4%
Wood23.7%
Solar1.7%

Households & families

Household typeCount%
Married-couple family57952.7%
Cohabiting couple726.6%
Male householder, no spouse20118.3%
Female householder, no spouse24622.4%
Households with children under 1822120.1%
Households with seniors (65+)57252.1%
Average household size2.35

Marital status

StatusMaleFemale
Never married19.0%17.1%
Married59.7%58.1%
Separated4.2%4.0%
Widowed3.6%12.4%
Divorced13.5%8.4%

Education

Less than 9th grade 3.7%
Some HS, no diploma 14.7%
HS graduate 30.9%
Some college, no degree 30.8%
Associate's degree 6.2%
Bachelor's degree 7.2%
Graduate / professional 6.4%
Metric%
HS diploma or higher81.6%
Bachelor's or higher13.6%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool163.8%
Kindergarten204.7%
Elementary school24357.6%
High school7517.8%
College / grad school6816.1%

Employment

Industry of employment

Arts, food & hospitality 21.6%
Education & healthcare 17.5%
Professional & management 10.5%
Agriculture & mining 10.0%
Construction 9.5%
Retail trade 8.6%
Information 6.5%
Manufacturing 6.2%
Other services 4.1%
Transportation & utilities 1.9%
Finance & real estate 1.9%
Public administration 1.7%

Occupation

Category%
Management, business & arts29.8%
Service9.0%
Sales & office27.3%
Natural resources & construction19.2%
Production & transportation14.6%

Employment type

Type%
Private sector71.4%
Government17.6%
Self-employed11.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone79.9%
Carpool8.1%
Public transit0.0%
Walk3.8%
Work from home8.2%
Other means0.0%
Avg commute (minutes)43.0

Poverty

All people 15.7%
Under 18 years 20.9%
18 and over 14.6%
Married-couple families 11.4%
Female-led households 14.2%

Income support

Source% of households
Social Security57.1%
Retirement income27.0%
Supplemental Security5.7%
Cash public assistance1.4%
Food stamps / SNAP17.3%

Health indicators

Condition%
Obesity29.2%
High blood pressure37.4%
High cholesterol37.3%
Diabetes11.8%
Heart disease8.1%
Stroke3.9%
Asthma10.7%
Arthritis30.1%
Kidney disease3.8%
Pulmonary disease9.3%
Cancer8.1%
Behavior / access%
Smoking18.1%
Binge drinking13.8%
No physical activity23.0%
Less than 7 hrs sleep29.1%
Depression20.3%
Fair or poor health17.0%
Poor mental health14.1%
Poor physical health12.7%
No health insurance15.5%
Visited doctor (checkup)71.1%
Visited dentist61.0%
Cholesterol screening92.2%
Teeth loss13.3%

Veterans & disability

VeteransCount%
Civilian veterans21911.0%
Disability%
Any disability21.1%
Under 186.1%
18–64 years14.3%
65 and over40.6%

Health insurance coverage

Type%
Private insurance47.0%
Public insurance63.7%
No insurance10.0%
Uninsured under 196.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,34890.8%
Spanish1928.2%
Other Indo-European1928.2%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)2,33290.2%
Born in same state2,31189.4%
Born in different state90435.0%
Foreign born210.8%
Naturalized citizen2539.8%
Not a US citizen11947.0%

Ancestry

AncestryCount%
Italian51519.9%
French46518%
Arab2088%
English983.8%
AncestryCount%
German251%
Polish210.8%
Dutch190.7%

Technology access

Metric% of households
Computer access42.5%
Internet access91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86320

What city is ZIP code 86320 in?

ZIP code 86320 is primarily assigned to Ash Fork, Arizona.

What county is ZIP code 86320 in?

ZIP code 86320 falls within Yavapai County, Arizona.

Does ZIP code 86320 have an older population?

33% of residents in ZIP code 86320 are 65 or older, above the national average of ~17%.

Does ZIP code 86320 have a large retiree population?

57% of households in ZIP code 86320 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 86320 mostly owner-occupied?

88% of occupied units in ZIP code 86320 are owner-occupied, well above the national average.

How educated is the population of ZIP code 86320?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 86320 in?

ZIP code 86320 observes the MST timezone.

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