63432 ZIP Code — Arbela, MO

Scotland County, Missouri

ZIP code 63432 is located in Arbela, Missouri, within Scotland County. It covers approximately 84.83 square miles and serves a population of 386 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 63432

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $125,800. Owner-occupancy is high at 84%, well above the national average.

Median household income is $59,141. The poverty rate of 7% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 16 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks. 30% of residents lack health insurance, above the national average.

Overall, ZIP code 63432 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

386

population

84.83

sq mi land

Standard

ZIP type

Central (CT)

timezone

63432 ZIP code map

Cities in ZIP code 63432

Below are the cities the US Postal Service accepts for ZIP code 63432. Using any city not on this list may result in mail delivery delays.

City	Status
Arbela	Acceptable

Demographics updated 05/2026

Population
Total population	386
Population density	5 / sq mi
State FIPS	29
County FIPS	199

Geography
Land area	84.83 sq mi
Water area	0.40 sq mi
Latitude	40.5038
Longitude	-92.0146
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	52.9%	43.8%
$50k – $100k	31.8%	33.4%	31.5%
$100k – $200k	14.2%	9.2%	19.5%
Over $200k	4.3%	4.5%	5.2%

Demographics & statistics

386

Population

People per sq mi

51.6

Median age

$59,141

Median household income

$27,174

Per capita income

$125,800

Median home value

Median monthly rent

84.4%

Home ownership

6.5%

Poverty rate

0.0%

Unemployment

237

Housing units

11.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	76	19.7%
18 and over	310	80.3%
65 and over	118	30.6%
Median age	51.6 years

Race & ethnicity

White 99.2%

Two or more races 0.8%

Group	Count	%
White	383	99.2%
Two or more races	3	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	52.9%	43.8%
$50k – $100k	31.8%	33.4%	31.5%
$100k – $200k	14.2%	9.2%	19.5%
Over $200k	4.3%	4.5%	5.2%

Under $10k 2.0%

$15k–$25k 2.0%

$25k–$35k 25.9%

$35k–$50k 12.9%

$50k–$75k 36.7%

$75k–$100k 6.1%

$100k–$150k 1.4%

$200k+ 12.9%

Range	% of households
Under $10k	2.0%
$15k–$25k	2.0%
$25k–$35k	25.9%
$35k–$50k	12.9%
$50k–$75k	36.7%
$75k–$100k	6.1%
$100k–$150k	1.4%
$200k+	12.9%
Median income	$59,141

Housing

Home values

Under $50k 21.0%

$50k–$100k 15.3%

$100k–$150k 37.9%

$150k–$200k 3.2%

$300k–$500k 10.5%

$1M+ 12.1%

Housing overview

Metric	Value
Median home value	$125,800
Median rent / month	$0
Owner occupied	84.4%
Renter occupied	15.6%
Vacant	43.5%
Single-family detached	89.2%
Large apartment buildings	0.0%
Mobile homes	10.8%
Median rooms	4.5
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	0.0%
2010–2019	10.4%
2000–2009	18.5%
1990–1999	8.8%
1980–1989	3.8%
1970–1979	3.1%
1960–1969	4.6%
1950–1959	0.0%
1940–1949	0.8%
1939 or earlier	50.0%

Bedrooms

Size	% of units
No bedroom (studio)	32.7%
1 bedroom	0.0%
2 bedrooms	33.1%
3 bedrooms	21.2%
4 bedrooms	8.1%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	11.6%
2 vehicles	34.7%
3 or more	51.7%

Heating fuel

Fuel type	%
Utility gas	2.7%
Electricity	19.0%
Propane / LP gas	78.2%

Households & families

Household type	Count	%
Married-couple family	104	70.7%
Cohabiting couple	1	0.7%
Male householder, no spouse	3	2.0%
Female householder, no spouse	39	26.5%
Households with children under 18	47	32.0%
Households with seniors (65+)	68	46.3%
Average household size	2.63

Marital status

Status	Male	Female
Never married	12.5%	6.8%
Married	84.8%	52.2%
Separated	0.0%	0.0%
Widowed	2.7%	41.0%
Divorced	0.0%	0.0%

Education

Less than 9th grade 9.0%

Some HS, no diploma 9.8%

HS graduate 46.6%

Some college, no degree 23.3%

Associate's degree 0.0%

Bachelor's degree 3.8%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	81.2%
Bachelor's or higher	11.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	23.5%
Kindergarten	0	0.0%
Elementary school	32	62.7%
High school	7	13.7%
College / grad school	0	0.0%

Employment

Industry of employment

Agriculture & mining 31.4%

Education & healthcare 17.6%

Manufacturing 16.7%

Construction 11.8%

Wholesale trade 7.8%

Finance & real estate 6.9%

Retail trade 3.9%

Public administration 3.9%

Occupation

Category	%
Management, business & arts	34.3%
Service	2.0%
Sales & office	21.6%
Natural resources & construction	11.8%
Production & transportation	30.4%

Employment type

Type	%
Private sector	80.4%
Government	3.9%
Self-employed	15.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.6%
Carpool	0.0%
Public transit	0.0%
Walk	12.7%
Work from home	16.7%
Other means	0.0%
Avg commute (minutes)	15.9

Poverty

All people 6.5%

Under 18 years 11.8%

18 and over 5.2%

Married-couple families 1.0%

Female-led households 100.0%

Income support

Source	% of households
Social Security	37.4%
Retirement income	37.4%
Supplemental Security	1.4%
Cash public assistance	0.0%
Food stamps / SNAP	2.7%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	37.1%
High cholesterol	37.1%
Diabetes	13.2%
Heart disease	9.8%
Stroke	4.5%
Asthma	10.1%
Arthritis	34.3%
Kidney disease	3.8%
Pulmonary disease	12.1%
Cancer	7.8%

Behavior / access	%
Smoking	25.6%
Binge drinking	15.5%
No physical activity	32.7%
Less than 7 hrs sleep	33.1%
Depression	24.7%
Fair or poor health	22.3%
Poor mental health	16.3%
Poor physical health	15.2%
No health insurance	19.6%
Visited doctor (checkup)	73.8%
Visited dentist	51.8%
Cholesterol screening	87.8%
Teeth loss	25.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	29	9.4%

Disability	%
Any disability	18.7%
Under 18	13.2%
18–64 years	6.3%
65 and over	42.4%

Health insurance coverage

Type	%
Private insurance	43.8%
Public insurance	42.2%
No insurance	29.5%
Uninsured under 19	46.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	357	92.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	386	100.0%
Born in same state	386	100.0%
Born in different state	136	35.2%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	18	4.7%
French	10	2.6%

Ancestry	Count	%
Arab	8	2.1%
Polish	5	1.3%

Technology access

Metric	% of households
Computer access	38.1%
Internet access	78.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 63432

What city is ZIP code 63432 in?

ZIP code 63432 is primarily assigned to Arbela, Missouri.

What county is ZIP code 63432 in?

ZIP code 63432 falls within Scotland County, Missouri.

Does ZIP code 63432 have an older population?

31% of residents in ZIP code 63432 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 63432?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 63432 mostly owner-occupied?

84% of occupied units in ZIP code 63432 are owner-occupied, well above the national average.

Does ZIP code 63432 have a large retiree population?

37% of households in ZIP code 63432 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 63432 in?

ZIP code 63432 observes the CST timezone.