54406 ZIP Code — Amherst, WI

Portage County, Wisconsin

ZIP code 54406 is located in Amherst, Wisconsin, within Portage County. It covers approximately 66.36 square miles and serves a population of 3,783 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54406

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $248,800. Owner-occupancy is high at 85%, well above the national average.

Median household income is $73,947. The poverty rate of 6% is below the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 54406 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,783

population

66.36

sq mi land

Standard

ZIP type

Central (CT)

timezone

54406 ZIP code map

Cities in ZIP code 54406

Below are the cities the US Postal Service accepts for ZIP code 54406. Using any city not on this list may result in mail delivery delays.

City	Status
Amherst	Preferred

Nearby ZIP codes

54977 Scandinavia (8.4 mi) 54407 Amherst Junction (8.9 mi) 54909 Almond (8.9 mi) 54467 Plover (10.3 mi) 54981 Waupaca (11.5 mi) 54482 Stevens Point (12 mi) 54423 Custer (12.8 mi) 54966 Plainfield (14.4 mi) 54492 Stevens Point (14.8 mi) 54945 Iola (15 mi) 54921 Bancroft (15.4 mi) 54481 Stevens Point (15.8 mi)

Demographics updated 05/2026

Population
Total population	3,783
Population density	57 / sq mi
State FIPS	55
County FIPS	097

Geography
Land area	66.36 sq mi
Water area	0.59 sq mi
Latitude	44.4051
Longitude	-89.3252
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.2%	40.3%	39.4%
$50k – $100k	33.0%	33.5%	33.0%
$100k – $200k	29.3%	22.3%	22.4%
Over $200k	3.5%	3.9%	5.2%

Demographics & statistics

3,783

Population

People per sq mi

46.7

Median age

$73,947

Median household income

$39,869

Per capita income

$248,800

Median home value

$825

Median monthly rent

85.2%

Home ownership

5.9%

Poverty rate

1.9%

Unemployment

1,432

Housing units

28.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

131

10–14

123

157

15–19

147

20–24

152

25–34

141

240

35–44

224

274

45–54

256

122

55–59

114

148

60–64

137

349

65–74

326

115

75–84

107

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	762	20.1%
18 and over	3,021	79.9%
65 and over	927	24.5%
Median age	46.7 years

Race & ethnicity

White 96.7%

Two or more races 1.5%

Hispanic or Latino 0.8%

Other race 0.5%

Black or African American 0.3%

American Indian / Alaska Native 0.2%

Asian 0.1%

Group	Count	%
White	3,686	96.7%
Two or more races	56	1.5%
Hispanic or Latino	29	0.8%
Other race	18	0.5%
Black or African American	12	0.3%
American Indian / Alaska Native	8	0.2%
Asian	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.2%	40.3%	39.4%
$50k – $100k	33.0%	33.5%	33.0%
$100k – $200k	29.3%	22.3%	22.4%
Over $200k	3.5%	3.9%	5.2%

Under $10k 1.8%

$10k–$15k 3.8%

$15k–$25k 4.8%

$25k–$35k 3.3%

$35k–$50k 17.9%

$50k–$75k 18.9%

$75k–$100k 12.2%

$100k–$150k 22.0%

$150k–$200k 9.6%

$200k+ 5.6%

Range	% of households
Under $10k	1.8%
$10k–$15k	3.8%
$15k–$25k	4.8%
$25k–$35k	3.3%
$35k–$50k	17.9%
$50k–$75k	18.9%
$75k–$100k	12.2%
$100k–$150k	22.0%
$150k–$200k	9.6%
$200k+	5.6%
Median income	$73,947

Housing

Home values

Under $50k 2.1%

$50k–$100k 4.7%

$100k–$150k 7.4%

$150k–$200k 10.8%

$200k–$300k 42.2%

$300k–$500k 23.7%

$500k–$1M 9.1%

Housing overview

Metric	Value
Median home value	$248,800
Median rent / month	$825
Owner occupied	85.2%
Renter occupied	14.8%
Vacant	4.4%
Single-family detached	88.8%
Large apartment buildings	0.0%
Mobile homes	0.5%
Median rooms	6.2
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.7%
2010–2019	5.1%
2000–2009	15.1%
1990–1999	12.4%
1980–1989	9.2%
1970–1979	22.2%
1960–1969	3.9%
1950–1959	6.2%
1940–1949	1.4%
1939 or earlier	23.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	8.3%
2 bedrooms	16.9%
3 bedrooms	53.2%
4 bedrooms	16.7%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	21.6%
2 vehicles	39.1%
3 or more	36.7%

Heating fuel

Fuel type	%
Utility gas	28.7%
Electricity	8.2%
Propane / LP gas	47.4%
Fuel oil	1.4%
Wood	11.8%
Solar	1.7%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	999	62.7%
Cohabiting couple	95	6.0%
Male householder, no spouse	212	13.3%
Female householder, no spouse	288	18.1%
Households with children under 18	392	24.6%
Households with seniors (65+)	661	41.5%
Average household size	2.37

Marital status

Status	Male	Female
Never married	25.8%	21.8%
Married	63.8%	60.0%
Separated	0.0%	0.6%
Widowed	2.9%	8.2%
Divorced	7.6%	9.5%

Education

Less than 9th grade 1.1%

Some HS, no diploma 2.9%

HS graduate 34.0%

Some college, no degree 19.4%

Associate's degree 14.0%

Bachelor's degree 19.4%

Graduate / professional 9.2%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	28.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	23	2.8%
Kindergarten	21	2.6%
Elementary school	389	47.8%
High school	232	28.5%
College / grad school	148	18.2%

Employment

Industry of employment

Education & healthcare 21.0%

Manufacturing 15.3%

Retail trade 11.0%

Construction 8.7%

Transportation & utilities 8.1%

Finance & real estate 8.1%

Professional & management 7.6%

Arts, food & hospitality 6.7%

Agriculture & mining 4.0%

Other services 3.8%

Public administration 3.2%

Wholesale trade 1.5%

Information 1.0%

Occupation

Category	%
Management, business & arts	32.9%
Service	17.8%
Sales & office	17.2%
Natural resources & construction	15.7%
Production & transportation	16.5%

Employment type

Type	%
Private sector	75.2%
Government	15.5%
Self-employed	9.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.3%
Carpool	6.3%
Public transit	0.1%
Walk	2.7%
Work from home	11.6%
Other means	1.0%
Avg commute (minutes)	25.2

Poverty

All people 5.9%

Under 18 years 5.5%

18 and over 6.0%

Married-couple families 2.7%

Female-led households 5.7%

Income support

Source	% of households
Social Security	46.5%
Retirement income	35.6%
Supplemental Security	3.0%
Cash public assistance	2.3%
Food stamps / SNAP	5.6%

Health indicators

Condition	%
Obesity	33.2%
High blood pressure	29.8%
High cholesterol	33.8%
Diabetes	8.7%
Heart disease	5.7%
Stroke	2.7%
Asthma	9.5%
Arthritis	23.6%
Kidney disease	2.6%
Pulmonary disease	6.1%
Cancer	6.6%

Behavior / access	%
Smoking	18.0%
Binge drinking	25.9%
No physical activity	17.6%
Less than 7 hrs sleep	30.8%
Depression	20.8%
Fair or poor health	11.5%
Poor mental health	13.3%
Poor physical health	9.7%
No health insurance	9.7%
Visited doctor (checkup)	72.0%
Visited dentist	69.6%
Cholesterol screening	88.1%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	241	8.0%

Disability	%
Any disability	9.4%
Under 18	2.5%
18–64 years	6.6%
65 and over	21.3%

Health insurance coverage

Type	%
Private insurance	80.1%
Public insurance	36.0%
No insurance	3.6%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,636	96.1%
Spanish	2	0.1%
Other Indo-European	2	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,756	99.3%
Born in same state	3,748	99.1%
Born in different state	3,209	84.8%
Foreign born	8	0.2%
Naturalized citizen	27	0.7%
Not a US citizen	27	100.0%

Ancestry

Ancestry	Count	%
Polish	496	13.1%
French	343	9.1%
Italian	297	7.9%
Arab	190	5%

Ancestry	Count	%
English	66	1.7%
Dutch	49	1.3%
German	12	0.3%
Irish	6	0.2%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54406

What city is ZIP code 54406 in?

ZIP code 54406 is primarily assigned to Amherst, Wisconsin.

What county is ZIP code 54406 in?

ZIP code 54406 falls within Portage County, Wisconsin.

Does ZIP code 54406 have a large retiree population?

47% of households in ZIP code 54406 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 54406 mostly owner-occupied?

85% of occupied units in ZIP code 54406 are owner-occupied, well above the national average.

What is the population of ZIP code 54406?

ZIP code 54406 has an estimated population of 3,783 residents, with a density of 57 people per square mile.

What is the median household income in ZIP code 54406?

The median household income in ZIP code 54406 is $73,947, below the national median of ~$75,000.

What timezone is ZIP code 54406 in?

ZIP code 54406 observes the CST timezone.