68812 ZIP Code — Amherst, NE
Buffalo County, Nebraska
ZIP code 68812 is located in Amherst, Nebraska, within Buffalo County. It covers approximately 122.71 square miles and serves a population of 637 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.
About ZIP code 68812
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $192,100. Owner-occupancy is high at 78%, well above the national average.
Median household income is $70,750. The poverty rate of 3% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.
637
population
122.71
sq mi land
Standard
ZIP type
Central (CT)
timezone
68812 ZIP code map
Cities in ZIP code 68812
Below are the cities the US Postal Service accepts for ZIP code 68812. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Amherst | Preferred |
Nearby ZIP codes
68858 Miller (5.6 mi)
68866 Pleasanton (9.3 mi)
68870 Riverdale (9.3 mi)
68845 Kearney (12.3 mi)
68836 Elm Creek (13.1 mi)
68878 Sumner (13.3 mi)
68863 Overton (15.1 mi)
68849 Kearney (17.3 mi)
68847 Kearney (17.9 mi)
68855 Mason City (19 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 637 |
| Population density | 5 / sq mi |
| State FIPS | 31 |
| County FIPS | 019 |
| Geography | |
|---|---|
| Land area | 122.71 sq mi |
| Water area | 0.03 sq mi |
| Latitude | 40.9023 |
| Longitude | -99.2928 |
| Timezone | Central (CT) |
| Area code | 308 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 28.6% | 40.0% | 39.5% |
| $50k – $100k | 50.0% | 33.3% | 33.4% |
| $100k – $200k | 15.5% | 23.4% | 22.0% |
| Over $200k | 5.8% | 3.4% | 5.2% |
Demographics & statistics
637
Population
5
People per sq mi
37.3
Median age
$70,750
Median household income
$30,045
Per capita income
$192,100
Median home value
$650
Median monthly rent
77.7%
Home ownership
3.1%
Poverty rate
3.5%
Unemployment
217
Housing units
40.6%
Bachelor's or higher
Age distribution
Male
Female
27
Under 5
19
61
5–9
41
25
10–14
17
15
15–19
10
12
20–24
9
31
25–34
22
54
35–44
37
33
45–54
22
38
55–59
26
21
60–64
15
33
65–74
22
25
75–84
17
3
85+
2
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 211 | 33.1% |
| 18 and over | 426 | 66.9% |
| 65 and over | 102 | 16.0% |
| Median age | 37.3 years | |
Race & ethnicity
White
97.8%
Two or more races
1.1%
Hispanic or Latino
0.8%
American Indian / Alaska Native
0.3%
| Group | Count | % |
|---|---|---|
| White | 628 | 97.8% |
| Two or more races | 7 | 1.1% |
| Hispanic or Latino | 5 | 0.8% |
| American Indian / Alaska Native | 2 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 28.6% | 40.0% | 39.5% |
| $50k – $100k | 50.0% | 33.3% | 33.4% |
| $100k – $200k | 15.5% | 23.4% | 22.0% |
| Over $200k | 5.8% | 3.4% | 5.2% |
Under $10k
4.4%
$10k–$15k
0.4%
$15k–$25k
5.7%
$25k–$35k
7.4%
$35k–$50k
8.3%
$50k–$75k
27.9%
$75k–$100k
20.1%
$100k–$150k
12.2%
$150k–$200k
10.5%
$200k+
3.1%
| Range | % of households |
|---|---|
| Under $10k | 4.4% |
| $10k–$15k | 0.4% |
| $15k–$25k | 5.7% |
| $25k–$35k | 7.4% |
| $35k–$50k | 8.3% |
| $50k–$75k | 27.9% |
| $75k–$100k | 20.1% |
| $100k–$150k | 12.2% |
| $150k–$200k | 10.5% |
| $200k+ | 3.1% |
| Median income | $70,750 |
Housing
Home values
Under $50k
11.2%
$50k–$100k
14.6%
$100k–$150k
12.4%
$150k–$200k
15.2%
$200k–$300k
19.7%
$300k–$500k
23.0%
$500k–$1M
3.4%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $192,100 |
| Median rent / month | $650 |
| Owner occupied | 77.7% |
| Renter occupied | 22.3% |
| Vacant | 14.6% |
| Single-family detached | 95.5% |
| Large apartment buildings | 0.0% |
| Mobile homes | 3.4% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.53 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 5.2% |
| 2000–2009 | 9.0% |
| 1990–1999 | 8.6% |
| 1980–1989 | 14.9% |
| 1970–1979 | 13.1% |
| 1960–1969 | 5.6% |
| 1950–1959 | 8.2% |
| 1940–1949 | 3.0% |
| 1939 or earlier | 32.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 0.4% |
| 2 bedrooms | 27.6% |
| 3 bedrooms | 46.6% |
| 4 bedrooms | 15.3% |
| 5+ bedrooms | 10.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.1% |
| 1 vehicle | 17.5% |
| 2 vehicles | 22.3% |
| 3 or more | 54.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 34.5% |
| Electricity | 36.2% |
| Propane / LP gas | 23.1% |
| Wood | 3.9% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 152 | 66.4% |
| Cohabiting couple | 0 | 0.0% |
| Male householder, no spouse | 45 | 19.7% |
| Female householder, no spouse | 32 | 14.0% |
| Households with children under 18 | 86 | 37.6% |
| Households with seniors (65+) | 65 | 28.4% |
| Average household size | 2.78 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 24.8% | 15.3% |
| Married | 65.1% | 72.7% |
| Separated | 0.0% | 1.0% |
| Widowed | 0.8% | 4.3% |
| Divorced | 9.2% | 6.7% |
Education
Less than 9th grade
0.0%
Some HS, no diploma
1.5%
HS graduate
23.9%
Some college, no degree
20.4%
Associate's degree
13.5%
Bachelor's degree
23.7%
Graduate / professional
17.0%
| Metric | % |
|---|---|
| HS diploma or higher | 98.5% |
| Bachelor's or higher | 40.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 39 | 22.0% |
| Kindergarten | 17 | 9.6% |
| Elementary school | 65 | 36.7% |
| High school | 18 | 10.2% |
| College / grad school | 38 | 21.5% |
Employment
Industry of employment
Education & healthcare
23.8%
Agriculture & mining
17.2%
Professional & management
12.5%
Other services
8.1%
Construction
6.6%
Wholesale trade
6.2%
Retail trade
6.2%
Manufacturing
5.5%
Finance & real estate
5.5%
Arts, food & hospitality
3.7%
Transportation & utilities
3.3%
Public administration
1.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 45.4% |
| Service | 14.3% |
| Sales & office | 9.2% |
| Natural resources & construction | 19.0% |
| Production & transportation | 12.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 63.4% |
| Government | 18.3% |
| Self-employed | 12.1% |
| Unpaid family workers | 6.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 82.4% |
| Carpool | 9.9% |
| Public transit | 0.0% |
| Walk | 4.0% |
| Work from home | 3.3% |
| Other means | 0.4% |
| Avg commute (minutes) | 21.9 |
Poverty
All people
3.1%
Under 18 years
0.0%
18 and over
4.7%
Married-couple families
1.3%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 26.6% |
| Retirement income | 18.3% |
| Supplemental Security | 0.0% |
| Cash public assistance | 1.3% |
| Food stamps / SNAP | 3.1% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 32.3% |
| High blood pressure | 31.0% |
| High cholesterol | 32.2% |
| Diabetes | 9.5% |
| Heart disease | 6.3% |
| Stroke | 2.8% |
| Asthma | 8.2% |
| Arthritis | 25.1% |
| Kidney disease | 2.7% |
| Pulmonary disease | 5.6% |
| Cancer | 7.2% |
| Behavior / access | % |
|---|---|
| Smoking | 15.2% |
| Binge drinking | 22.2% |
| No physical activity | 19.2% |
| Less than 7 hrs sleep | 26.7% |
| Depression | 16.5% |
| Fair or poor health | 10.4% |
| Poor mental health | 10.7% |
| Poor physical health | 8.3% |
| No health insurance | 12.0% |
| Visited doctor (checkup) | 71.7% |
| Visited dentist | 70.0% |
| Cholesterol screening | 88.4% |
| Teeth loss | 11.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 17 | 4.0% |
| Disability | % |
|---|---|
| Any disability | 8.9% |
| Under 18 | 5.2% |
| 18–64 years | 6.5% |
| 65 and over | 24.5% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 79.9% |
| Public insurance | 19.8% |
| No insurance | 9.9% |
| Uninsured under 19 | 0.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 591 | 92.8% |
| Spanish | 8 | 1.4% |
| Other Indo-European | 3 | 0.5% |
| Asian & Pacific Islander | 5 | 0.8% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 636 | 99.8% |
| Born in same state | 635 | 99.7% |
| Born in different state | 543 | 85.2% |
| Foreign born | 1 | 0.2% |
| Naturalized citizen | 1 | 0.2% |
| Not a US citizen | 1 | 100.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 106 | 16.6% |
| Italian | 37 | 5.8% |
| Dutch | 21 | 3.3% |
| Arab | 13 | 2% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 4 | 0.6% |
| Irish | 2 | 0.3% |
| German | 1 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 35.9% |
| Internet access | 90.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68812
What city is ZIP code 68812 in?
ZIP code 68812 is primarily assigned to Amherst, Nebraska.
What county is ZIP code 68812 in?
ZIP code 68812 falls within Buffalo County, Nebraska.
Is ZIP code 68812 family-oriented?
33% of residents in ZIP code 68812 are under 18, reflecting a younger, family-oriented community.
What is the typical home value in ZIP code 68812?
The median home value in ZIP code 68812 is $192,100.
What is the population of ZIP code 68812?
ZIP code 68812 has an estimated population of 637 residents, with a density of 5 people per square mile.
What is the median household income in ZIP code 68812?
The median household income in ZIP code 68812 is $70,750, below the national median of ~$75,000.
What timezone is ZIP code 68812 in?
ZIP code 68812 observes the CST timezone.