05820 ZIP Code — Albany, VT

Orleans County, Vermont

ZIP code 05820 is located in Albany, Vermont, within Orleans County. It covers approximately 13.43 square miles and serves a population of 395 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 802.

About ZIP code 05820

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $188,400. Owner-occupancy is high at 99%, well above the national average.

Median household income is $65,000. The poverty rate of 2% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 05820 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

395

population

13.43

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

05820 ZIP code map

Cities in ZIP code 05820

Below are the cities the US Postal Service accepts for ZIP code 05820. Using any city not on this list may result in mail delivery delays.

City	Status
Albany	Preferred

Nearby ZIP codes

05845 Irasburg (4.6 mi) 05827 Craftsbury Common (4.6 mi) 05875 Barton (5.2 mi) 05847 Lowell (5.3 mi) 05826 Craftsbury (6.8 mi) 05868 Troy (7.2 mi) 05653 Eden Mills (7.2 mi) 05839 Glover (8.3 mi) 05822 Barton (10.3 mi) 05841 Greensboro (10.6 mi) 05857 Newport Center (12.4 mi) 05860 Orleans (13.1 mi)

Demographics updated 05/2026

Population
Total population	395
Population density	29 / sq mi
State FIPS	50
County FIPS	019

Geography
Land area	13.43 sq mi
Water area	0.07 sq mi
Latitude	44.7491
Longitude	-72.3580
Timezone	Eastern (ET)
Area code	802

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.3%	46.5%	39.3%
$50k – $100k	39.6%	31.9%	32.2%
$100k – $200k	13.0%	18.1%	22.5%
Over $200k	0.0%	3.5%	6.0%

Demographics & statistics

395

Population

People per sq mi

42.0

Median age

$65,000

Median household income

$31,636

Per capita income

$188,400

Median home value

Median monthly rent

98.6%

Home ownership

2.3%

Poverty rate

0.0%

Unemployment

210

Housing units

23.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	83	21.0%
18 and over	312	79.0%
65 and over	69	17.5%
Median age	42.0 years

Race & ethnicity

White 99%

Two or more races 1%

Group	Count	%
White	391	99%
Two or more races	4	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.3%	46.5%	39.3%
$50k – $100k	39.6%	31.9%	32.2%
$100k – $200k	13.0%	18.1%	22.5%
Over $200k	0.0%	3.5%	6.0%

Under $10k 1.4%

$10k–$15k 4.1%

$15k–$25k 2.7%

$25k–$35k 1.4%

$35k–$50k 16.4%

$50k–$75k 31.5%

$75k–$100k 11.6%

$100k–$150k 19.9%

$150k–$200k 10.3%

$200k+ 0.7%

Range	% of households
Under $10k	1.4%
$10k–$15k	4.1%
$15k–$25k	2.7%
$25k–$35k	1.4%
$35k–$50k	16.4%
$50k–$75k	31.5%
$75k–$100k	11.6%
$100k–$150k	19.9%
$150k–$200k	10.3%
$200k+	0.7%
Median income	$65,000

Housing

Home values

Under $50k 4.9%

$50k–$100k 9.0%

$100k–$150k 22.2%

$150k–$200k 22.9%

$200k–$300k 31.3%

$300k–$500k 9.7%

Housing overview

Metric	Value
Median home value	$188,400
Median rent / month	$0
Owner occupied	98.6%
Renter occupied	1.4%
Vacant	31.1%
Single-family detached	88.2%
Large apartment buildings	0.0%
Mobile homes	11.8%
Median rooms	7.5
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.0%
2010–2019	7.1%
2000–2009	17.0%
1990–1999	6.6%
1980–1989	3.8%
1970–1979	21.2%
1960–1969	1.9%
1950–1959	0.0%
1940–1949	5.2%
1939 or earlier	37.3%

Bedrooms

Size	% of units
No bedroom (studio)	7.5%
1 bedroom	9.0%
2 bedrooms	14.6%
3 bedrooms	41.0%
4 bedrooms	21.2%
5+ bedrooms	6.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	28.8%
2 vehicles	41.1%
3 or more	30.1%

Heating fuel

Fuel type	%
Utility gas	1.4%
Propane / LP gas	9.6%
Fuel oil	47.3%
Wood	41.8%

Households & families

Household type	Count	%
Married-couple family	94	64.4%
Cohabiting couple	11	7.5%
Male householder, no spouse	22	15.1%
Female householder, no spouse	19	13.0%
Households with children under 18	40	27.4%
Households with seniors (65+)	48	32.9%
Average household size	2.71

Marital status

Status	Male	Female
Never married	18.0%	9.3%
Married	62.2%	75.0%
Separated	0.0%	0.0%
Widowed	1.2%	8.6%
Divorced	18.6%	7.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.4%

HS graduate 45.6%

Some college, no degree 23.9%

Associate's degree 2.6%

Bachelor's degree 14.7%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	23.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	5.4%
Kindergarten	1	1.1%
Elementary school	51	54.8%
High school	25	26.9%
College / grad school	11	11.8%

Employment

Industry of employment

Education & healthcare 31.1%

Retail trade 15.8%

Construction 15.3%

Public administration 8.2%

Transportation & utilities 6.6%

Manufacturing 6.1%

Finance & real estate 5.1%

Professional & management 5.1%

Information 3.1%

Arts, food & hospitality 2.0%

Agriculture & mining 1.5%

Occupation

Category	%
Management, business & arts	43.9%
Service	4.6%
Sales & office	7.1%
Natural resources & construction	14.3%
Production & transportation	30.1%

Employment type

Type	%
Private sector	57.1%
Government	27.6%
Self-employed	15.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.6%
Carpool	6.3%
Public transit	0.0%
Walk	7.9%
Work from home	3.2%
Other means	0.0%
Avg commute (minutes)	24.2

Poverty

All people 2.3%

Under 18 years 0.0%

18 and over 2.9%

Married-couple families 2.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	31.5%
Retirement income	30.8%
Supplemental Security	7.5%
Cash public assistance	0.0%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
Obesity	30.4%
High blood pressure	32.9%
High cholesterol	30.5%
Diabetes	8.0%
Heart disease	6.5%
Stroke	3.0%
Asthma	9.8%
Arthritis	24.4%
Kidney disease	2.8%
Pulmonary disease	7.4%
Cancer	6.4%

Behavior / access	%
Smoking	18.9%
Binge drinking	18.3%
No physical activity	20.6%
Less than 7 hrs sleep	34.2%
Depression	22.1%
Fair or poor health	12.2%
Poor mental health	14.9%
Poor physical health	9.9%
No health insurance	10.3%
Visited doctor (checkup)	72.4%
Visited dentist	66.3%
Cholesterol screening	88.0%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	54	17.3%

Disability	%
Any disability	15.2%
Under 18	13.3%
18–64 years	9.5%
65 and over	37.7%

Health insurance coverage

Type	%
Private insurance	54.2%
Public insurance	54.4%
No insurance	6.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	386	97.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	395	100.0%
Born in same state	369	93.4%
Born in different state	299	75.7%
Foreign born	26	6.6%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	76	19.2%
Italian	71	18%

Ancestry	Count	%
German	23	5.8%
Arab	23	5.8%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	87.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 05820

What city is ZIP code 05820 in?

ZIP code 05820 is primarily assigned to Albany, Vermont.

What county is ZIP code 05820 in?

ZIP code 05820 falls within Orleans County, Vermont.

Is ZIP code 05820 mostly owner-occupied?

99% of occupied units in ZIP code 05820 are owner-occupied, well above the national average.

Does ZIP code 05820 have a large veteran population?

17% of civilians in ZIP code 05820 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 05820?

The median home value in ZIP code 05820 is $188,400.

What is the population of ZIP code 05820?

ZIP code 05820 has an estimated population of 395 residents, with a density of 29 people per square mile.

What timezone is ZIP code 05820 in?

ZIP code 05820 observes the EST timezone.