05089 ZIP Code — Windsor, VT

Windsor County, Vermont

ZIP code 05089 is located in Windsor, Vermont, within Windsor County. It covers approximately 43.70 square miles and serves a population of 4,403 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 802.

About ZIP code 05089

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $212,400. Owner-occupancy sits near the national average at 70%.

The gap between median ($49,287) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

4,403

population

43.70

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

05089 ZIP code map

Cities in ZIP code 05089

Below are the cities the US Postal Service accepts for ZIP code 05089. Using any city not on this list may result in mail delivery delays.

City	Status
Windsor	Acceptable
Windsor	Preferred

Nearby ZIP codes

05037 Brownsville (1.8 mi) 05151 Perkinsville (6.3 mi) 05062 Reading (6.6 mi) 05048 Hartland (6.7 mi) 05071 South Woodstock (7.9 mi) 05142 Cavendish (8.6 mi) 03781 Plainfield (9.4 mi) 05052 North Hartland (9.5 mi) 03770 Meriden (9.7 mi) 05153 Proctorsville (9.7 mi) 05073 Taftsville (10 mi) 05150 North Springfield (10.6 mi)

Demographics updated 06/2026

Population
Total population	4,403
Population density	101 / sq mi
State FIPS	50
County FIPS	027

Geography
Land area	43.70 sq mi
Water area	0.32 sq mi
Latitude	43.4837
Longitude	-72.4566
Timezone	Eastern (ET)
Area code	802

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.9%	39.8%	39.3%
$50k – $100k	34.8%	34.3%	32.2%
$100k – $200k	11.1%	20.0%	22.5%
Over $200k	2.3%	5.9%	6.0%

Demographics & statistics

4,403

Population

101

People per sq mi

47.2

Median age

$49,287

Median household income

$36,488

Per capita income

$212,400

Median home value

$997

Median monthly rent

69.5%

Home ownership

7.4%

Poverty rate

4.1%

Unemployment

1,788

Housing units

29.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

104

5–9

10–14

123

102

15–19

136

20–24

114

193

25–34

257

282

35–44

377

174

45–54

233

55–59

109

139

60–64

185

283

65–74

377

204

75–84

271

85+

131

← Male

Female →

Age summary

Group	Count	%
Under 18	734	16.7%
18 and over	3,669	83.3%
65 and over	1,364	31.0%
Median age	47.2 years

Race & ethnicity

White 91.7%

Two or more races 4.3%

Hispanic or Latino 2.8%

Other race 0.7%

Asian 0.5%

Group	Count	%
White	4,157	91.7%
Two or more races	193	4.3%
Hispanic or Latino	129	2.8%
Other race	31	0.7%
Asian	22	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.9%	39.8%	39.3%
$50k – $100k	34.8%	34.3%	32.2%
$100k – $200k	11.1%	20.0%	22.5%
Over $200k	2.3%	5.9%	6.0%

Under $10k 2.3%

$10k–$15k 7.9%

$15k–$25k 7.6%

$25k–$35k 11.8%

$35k–$50k 22.1%

$50k–$75k 16.8%

$75k–$100k 10.7%

$100k–$150k 14.3%

$150k–$200k 1.8%

$200k+ 4.8%

Range	% of households
Under $10k	2.3%
$10k–$15k	7.9%
$15k–$25k	7.6%
$25k–$35k	11.8%
$35k–$50k	22.1%
$50k–$75k	16.8%
$75k–$100k	10.7%
$100k–$150k	14.3%
$150k–$200k	1.8%
$200k+	4.8%
Median income	$49,287

Housing

Home values

Under $50k 5.8%

$50k–$100k 10.2%

$100k–$150k 12.7%

$150k–$200k 14.2%

$200k–$300k 35.0%

$300k–$500k 15.9%

$500k–$1M 4.5%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$212,400
Median rent / month	$997
Owner occupied	69.5%
Renter occupied	30.5%
Vacant	11.6%
Single-family detached	65.7%
Large apartment buildings	5.8%
Mobile homes	6.3%
Median rooms	5.4
Avg household size (owned)	2.12

Year built

Era	%
2020 or later	0.0%
2010–2019	0.9%
2000–2009	6.7%
1990–1999	3.0%
1980–1989	9.8%
1970–1979	12.5%
1960–1969	9.0%
1950–1959	11.4%
1940–1949	9.0%
1939 or earlier	37.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.3%
1 bedroom	14.3%
2 bedrooms	21.5%
3 bedrooms	47.3%
4 bedrooms	10.9%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	48.2%
2 vehicles	30.6%
3 or more	15.7%

Heating fuel

Fuel type	%
Utility gas	4.2%
Electricity	5.3%
Propane / LP gas	21.6%
Fuel oil	53.1%
Wood	11.6%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	836	38.6%
Cohabiting couple	190	8.8%
Male householder, no spouse	381	17.6%
Female householder, no spouse	758	35.0%
Households with children under 18	423	19.5%
Households with seniors (65+)	902	41.7%
Average household size	1.98

Marital status

Status	Male	Female
Never married	29.5%	24.5%
Married	53.9%	40.5%
Separated	0.5%	0.8%
Widowed	5.1%	14.9%
Divorced	10.9%	19.4%

Education

Less than 9th grade 3.0%

Some HS, no diploma 5.5%

HS graduate 32.2%

Some college, no degree 19.9%

Associate's degree 10.3%

Bachelor's degree 12.0%

Graduate / professional 17.2%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	29.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	155	18.8%
Kindergarten	3	0.4%
Elementary school	320	38.9%
High school	224	27.2%
College / grad school	121	14.7%

Employment

Industry of employment

Education & healthcare 42.5%

Retail trade 10.0%

Professional & management 9.8%

Other services 8.3%

Construction 7.1%

Arts, food & hospitality 5.7%

Manufacturing 4.2%

Finance & real estate 3.7%

Wholesale trade 3.5%

Information 1.6%

Public administration 1.5%

Transportation & utilities 1.2%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	41.7%
Service	23.7%
Sales & office	18.1%
Natural resources & construction	7.9%
Production & transportation	8.6%

Employment type

Type	%
Private sector	76.9%
Government	10.9%
Self-employed	12.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.8%
Carpool	12.3%
Public transit	0.0%
Walk	5.3%
Work from home	8.1%
Other means	0.5%
Avg commute (minutes)	21.5

Poverty

All people 7.4%

Under 18 years 4.5%

18 and over 8.0%

Married-couple families 4.1%

Female-led households 18.6%

Income support

Source	% of households
Social Security	41.8%
Retirement income	32.3%
Supplemental Security	5.9%
Cash public assistance	4.2%
Food stamps / SNAP	12.6%

Health indicators

Condition	%
Obesity	29.0%
High blood pressure	30.9%
High cholesterol	31.1%
Diabetes	8.3%
Heart disease	6.9%
Stroke	3.2%
Asthma	10.8%
Arthritis	27.7%
Kidney disease	3.0%
Pulmonary disease	7.0%
Cancer	7.9%

Behavior / access	%
Smoking	16.2%
Binge drinking	16.9%
No physical activity	20.6%
Less than 7 hrs sleep	28.6%
Depression	25.0%
Fair or poor health	12.6%
Poor mental health	14.1%
Poor physical health	9.7%
No health insurance	9.3%
Visited doctor (checkup)	70.8%
Visited dentist	65.1%
Cholesterol screening	89.8%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	277	7.6%

Disability	%
Any disability	19.9%
Under 18	14.9%
18–64 years	13.9%
65 and over	33.8%

Health insurance coverage

Type	%
Private insurance	56.7%
Public insurance	53.1%
No insurance	8.2%
Uninsured under 19	2.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,221	95.9%
Spanish	23	0.5%
Other Indo-European	13	0.3%
Asian & Pacific Islander	10	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,320	98.1%
Born in same state	4,238	96.3%
Born in different state	1,189	27.0%
Foreign born	82	1.9%
Naturalized citizen	83	1.9%
Not a US citizen	36	43.4%

Ancestry

Ancestry	Count	%
French	814	18.5%
Italian	745	16.9%
German	325	7.4%
Arab	247	5.6%
Polish	71	1.6%

Ancestry	Count	%
Dutch	30	0.7%
English	28	0.6%
Norwegian	26	0.6%
Irish	14	0.3%

Technology access

Metric	% of households
Computer access	49.2%
Internet access	90.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 05089

What city is ZIP code 05089 in?

ZIP code 05089 is primarily assigned to Windsor, Vermont.

What county is ZIP code 05089 in?

ZIP code 05089 falls within Windsor County, Vermont.

Does ZIP code 05089 have an older population?

31% of residents in ZIP code 05089 are 65 or older, above the national average of ~17%.

Does ZIP code 05089 have a large retiree population?

42% of households in ZIP code 05089 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 05089?

ZIP code 05089 has an estimated population of 4,403 residents, with a density of 101 people per square mile.

What is the median household income in ZIP code 05089?

The median household income in ZIP code 05089 is $49,287, below the national median of ~$75,000.

What timezone is ZIP code 05089 in?

ZIP code 05089 observes the EST timezone.