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Colorado ZIP Codes
Mesa County
Whitewater, CO
81527
81527 ZIP Code — Whitewater, CO
Mesa County, Colorado
ZIP code 81527 is located in
Whitewater ,
Colorado ,
within Mesa County .
It covers approximately 841.92 square miles and serves a population of
1,497 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 970 .
About ZIP code 81527
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $402,000. Owner-occupancy is high at 85%, well above the national average.
The gap between median ($81,838) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 20% of civilians, above the national average of 7%.
Overall, ZIP code 81527 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
81527 ZIP code map
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Cities in ZIP code 81527
Below are the cities the US Postal Service accepts for ZIP code 81527. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
1,497
Population density
2 / sq mi
State FIPS
08
County FIPS
077
Geography
Land area
841.92 sq mi
Water area
1.52 sq mi
Latitude
38.9121
Longitude
-108.5045
Timezone
Mountain (MT)
Area code
970
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
26.3%
44.7%
32.5%
$50k – $100k
40.7%
32.7%
31.0%
$100k – $200k
26.6%
18.9%
26.9%
Over $200k
6.4%
3.7%
9.6%
Demographics & statistics
$81,838
Median household income
$402,000
Median home value
$1,328
Median monthly rent
21.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 156 10.4% 18 and over 1,341 89.6% 65 and over 371 24.8% Median age 54.7 years
Race & ethnicity
Black or African American
0.4%
Group Count % White 1,391 90% Hispanic or Latino 48 3.1% Other race 46 3% Asian 35 2.3% Two or more races 19 1.2% Black or African American 6 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
26.3%
44.7%
32.5%
$50k – $100k
40.7%
32.7%
31.0%
$100k – $200k
26.6%
18.9%
26.9%
Over $200k
6.4%
3.7%
9.6%
Range % of households Under $10k 8.0% $25k–$35k 9.0% $35k–$50k 5.8% $50k–$75k 17.5% $75k–$100k 25.2% $100k–$150k 20.2% $150k–$200k 2.0% $200k+ 12.3% Median income $81,838
Housing
Housing overview
Metric Value Median home value $402,000 Median rent / month $1,328 Owner occupied 84.5% Renter occupied 15.5% Vacant 23.9% Single-family detached 85.6% Large apartment buildings 0.0% Mobile homes 14.4% Median rooms 5.8 Avg household size (owned) 2.30
Year built
Era % 2020 or later 1.5% 2010–2019 2.6% 2000–2009 11.7% 1990–1999 44.5% 1980–1989 12.0% 1970–1979 19.1% 1960–1969 0.0% 1950–1959 3.7% 1940–1949 0.0% 1939 or earlier 4.9%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 17.3% 3 bedrooms 63.5% 4 bedrooms 14.1% 5+ bedrooms 5.1%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 11.7% 2 vehicles 48.0% 3 or more 40.3%
Heating fuel
Fuel type % Utility gas 47.4% Propane / LP gas 26.5% Wood 22.2%
Households & families
Household type Count % Married-couple family 478 73.3% Cohabiting couple 28 4.3% Male householder, no spouse 94 14.4% Female householder, no spouse 52 8.0% Households with children under 18 110 16.9% Households with seniors (65+) 206 31.6% Average household size 2.27
Marital status
Status Male Female Never married 20.4% 9.1% Married 64.7% 81.5% Separated 0.0% 0.0% Widowed 6.5% 5.7% Divorced 8.3% 3.6%
Education
Some college, no degree
30.3%
Graduate / professional
4.8%
Metric % HS diploma or higher 94.5% Bachelor's or higher 21.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 14 12.0% High school 52 44.4% College / grad school 51 43.6%
Employment
Industry of employment
Education & healthcare
19.3%
Professional & management
10.3%
Public administration
8.5%
Finance & real estate
8.3%
Agriculture & mining
5.6%
Arts, food & hospitality
3.4%
Transportation & utilities
2.4%
Occupation
Category % Management, business & arts 41.3% Service 14.3% Sales & office 17.9% Natural resources & construction 20.5% Production & transportation 6.0%
Employment type
Type % Private sector 62.7% Government 19.9% Self-employed 17.4% Unpaid family workers 0.0%
Commute
Method % Drive alone 80.7% Carpool 6.5% Public transit 0.0% Walk 0.0% Work from home 10.9% Other means 1.9% Avg commute (minutes) 37.6
Poverty
Married-couple families
3.8%
Female-led households
0.0%
Income support
Source % of households Social Security 38.3% Retirement income 23.6% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 5.2%
Health indicators
Condition % Obesity 26.9% High blood pressure 26.1% High cholesterol 30.6% Diabetes 7.7% Heart disease 5.2% Stroke 2.5% Asthma 9.6% Arthritis 23.5% Kidney disease 2.5% Pulmonary disease 5.7% Cancer 6.9%
Behavior / access % Smoking 14.3% Binge drinking 18.8% No physical activity 15.6% Less than 7 hrs sleep 29.0% Depression 20.0% Fair or poor health 10.3% Poor mental health 13.0% Poor physical health 9.0% No health insurance 11.0% Visited doctor (checkup) 67.0% Visited dentist 69.4% Cholesterol screening 91.9% Teeth loss 9.7%
Veterans & disability
Veterans Count % Civilian veterans 263 19.6%
Disability % Any disability 16.9% Under 18 0.0% 18–64 years 10.8% 65 and over 39.6%
Health insurance coverage
Type % Private insurance 82.9% Public insurance 28.8% No insurance 8.2% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,442 96.3% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,495 99.9% Born in same state 1,494 99.8% Born in different state 684 45.7% Foreign born 1 0.1% Naturalized citizen 2 0.1% Not a US citizen 1 50.0%
Ancestry
Ancestry Count % French 351 23.4% Italian 172 11.5% Polish 122 8.1%
Ancestry Count % Dutch 55 3.7% English 12 0.8% Arab 11 0.7%
Technology access
Metric % of households Computer access 43.6% Internet access 94.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 81527
What city is ZIP code 81527 in?
ZIP code 81527 is primarily assigned to Whitewater, Colorado.
What county is ZIP code 81527 in?
ZIP code 81527 falls within Mesa County, Colorado.
Does ZIP code 81527 have a large veteran population?
20% of civilians in ZIP code 81527 are veterans, above the national average of ~7%.
Is ZIP code 81527 mostly owner-occupied?
85% of occupied units in ZIP code 81527 are owner-occupied, well above the national average.
Does ZIP code 81527 have a large retiree population?
38% of households in ZIP code 81527 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 81527?
The median home value in ZIP code 81527 is $402,000.
What timezone is ZIP code 81527 in?
ZIP code 81527 observes the MST timezone.
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