07981 ZIP Code — Whippany, NJ

Morris County, New Jersey

ZIP code 07981 is located in Whippany, New Jersey, within Morris County. It covers approximately 6.03 square miles and serves a population of 8,938 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 973/862.

About ZIP code 07981

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $604,900. Owner-occupancy is high at 89%, well above the national average.

Median household income is $144,573. The poverty rate of 3% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is high — 56% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07981 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

8,938

population

6.03

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07981 ZIP code map

Cities in ZIP code 07981

Below are the cities the US Postal Service accepts for ZIP code 07981. Using any city not on this list may result in mail delivery delays.

City	Status
Whippany	Acceptable

Demographics updated 06/2026

Population
Total population	8,938
Population density	1,482 / sq mi
State FIPS	34
County FIPS	027

Geography
Land area	6.03 sq mi
Water area	0.18 sq mi
Latitude	40.8234
Longitude	-74.4222
Timezone	Eastern (ET)
Area code	973/862

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.7%	19.3%	30.2%
$50k – $100k	23.0%	23.7%	26.7%
$100k – $200k	37.5%	32.6%	28.3%
Over $200k	22.7%	24.4%	14.8%

Demographics & statistics

8,938

Population

1,482

People per sq mi

49.5

Median age

$144,573

Median household income

$71,670

Per capita income

$604,900

Median home value

$2,620

Median monthly rent

89.2%

Home ownership

2.9%

Poverty rate

3.3%

Unemployment

3,405

Housing units

56.0%

Bachelor's or higher

Age distribution

Male Female

114

Under 5

123

179

5–9

193

307

10–14

329

297

15–19

320

246

20–24

264

322

25–34

346

391

35–44

421

695

45–54

746

541

55–59

581

399

60–64

429

377

65–74

405

241

75–84

258

200

85+

214

← Male

Female →

Age summary

Group	Count	%
Under 18	1,660	18.6%
18 and over	7,278	81.4%
65 and over	1,695	19.0%
Median age	49.5 years

Race & ethnicity

White 71.7%

Asian 11.6%

Hispanic or Latino 7.6%

Two or more races 6.7%

Other race 2%

Black or African American 0.5%

Group	Count	%
White	6,933	71.7%
Asian	1,117	11.6%
Hispanic or Latino	730	7.6%
Two or more races	645	6.7%
Other race	192	2%
Black or African American	51	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.7%	19.3%	30.2%
$50k – $100k	23.0%	23.7%	26.7%
$100k – $200k	37.5%	32.6%	28.3%
Over $200k	22.7%	24.4%	14.8%

Under $10k 3.0%

$10k–$15k 1.2%

$15k–$25k 2.4%

$25k–$35k 6.2%

$35k–$50k 2.3%

$50k–$75k 7.6%

$75k–$100k 9.6%

$100k–$150k 20.9%

$150k–$200k 19.1%

$200k+ 27.8%

Range	% of households
Under $10k	3.0%
$10k–$15k	1.2%
$15k–$25k	2.4%
$25k–$35k	6.2%
$35k–$50k	2.3%
$50k–$75k	7.6%
$75k–$100k	9.6%
$100k–$150k	20.9%
$150k–$200k	19.1%
$200k+	27.8%
Median income	$144,573

Housing

Home values

Under $50k 0.1%

$50k–$100k 2.7%

$100k–$150k 1.7%

$150k–$200k 0.7%

$200k–$300k 1.0%

$300k–$500k 23.0%

$500k–$1M 67.0%

$1M+ 3.9%

Housing overview

Metric	Value
Median home value	$604,900
Median rent / month	$2,620
Owner occupied	89.2%
Renter occupied	10.8%
Vacant	2.1%
Single-family detached	69.3%
Large apartment buildings	4.8%
Mobile homes	0.0%
Median rooms	6.9
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.0%
2010–2019	10.5%
2000–2009	6.1%
1990–1999	19.6%
1980–1989	6.0%
1970–1979	13.8%
1960–1969	13.1%
1950–1959	25.4%
1940–1949	0.7%
1939 or earlier	4.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	9.6%
2 bedrooms	17.3%
3 bedrooms	32.3%
4 bedrooms	35.0%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	33.1%
2 vehicles	42.8%
3 or more	18.8%

Heating fuel

Fuel type	%
Utility gas	91.0%
Electricity	7.4%
Propane / LP gas	0.5%
Fuel oil	0.6%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,052	55.1%
Cohabiting couple	68	1.8%
Male householder, no spouse	362	9.7%
Female householder, no spouse	1,244	33.4%
Households with children under 18	942	25.3%
Households with seniors (65+)	1,193	32.0%
Average household size	2.37

Marital status

Status	Male	Female
Never married	33.6%	25.5%
Married	62.8%	48.5%
Separated	0.3%	0.0%
Widowed	1.5%	13.6%
Divorced	1.9%	12.3%

Education

Less than 9th grade 1.1%

Some HS, no diploma 0.9%

HS graduate 22.2%

Some college, no degree 12.5%

Associate's degree 7.4%

Bachelor's degree 32.4%

Graduate / professional 23.6%

Metric	%
HS diploma or higher	98.1%
Bachelor's or higher	56.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	69	3.3%
Kindergarten	64	3.0%
Elementary school	870	41.4%
High school	501	23.8%
College / grad school	599	28.5%

Employment

Industry of employment

Education & healthcare 27.7%

Professional & management 18.8%

Manufacturing 13.0%

Finance & real estate 10.4%

Public administration 7.0%

Transportation & utilities 5.2%

Arts, food & hospitality 4.6%

Retail trade 4.1%

Information 3.3%

Construction 2.1%

Other services 1.9%

Wholesale trade 1.8%

Occupation

Category	%
Management, business & arts	59.0%
Service	11.4%
Sales & office	21.0%
Natural resources & construction	3.4%
Production & transportation	5.2%

Employment type

Type	%
Private sector	76.5%
Government	20.5%
Self-employed	3.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.9%
Carpool	4.5%
Public transit	4.4%
Walk	0.0%
Work from home	19.0%
Other means	0.1%
Avg commute (minutes)	26.4

Poverty

All people 2.9%

Under 18 years 2.4%

18 and over 3.0%

Married-couple families 1.4%

Female-led households 0.0%

Income support

Source	% of households
Social Security	30.6%
Retirement income	24.2%
Supplemental Security	1.1%
Cash public assistance	0.9%
Food stamps / SNAP	1.4%

Health indicators

Condition	%
Obesity	19.5%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	7.9%
Heart disease	5.9%
Stroke	2.5%
Asthma	7.7%
Arthritis	21.0%
Kidney disease	2.5%
Pulmonary disease	4.8%
Cancer	7.9%

Behavior / access	%
Smoking	9.9%
Binge drinking	15.4%
No physical activity	15.2%
Less than 7 hrs sleep	28.9%
Depression	16.0%
Fair or poor health	8.6%
Poor mental health	11.7%
Poor physical health	7.1%
No health insurance	9.4%
Visited doctor (checkup)	74.9%
Visited dentist	75.8%
Cholesterol screening	0.0%
Teeth loss	7.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	240	3.3%

Disability	%
Any disability	9.7%
Under 18	3.2%
18–64 years	5.6%
65 and over	30.4%

Health insurance coverage

Type	%
Private insurance	90.8%
Public insurance	22.0%
No insurance	0.9%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,701	97.3%
Spanish	490	5.6%
Other Indo-European	148	1.7%
Asian & Pacific Islander	172	2.0%
Other languages	163	1.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,153	80.0%
Born in same state	7,142	79.9%
Born in different state	5,917	66.2%
Foreign born	11	0.1%
Naturalized citizen	1,785	20.0%
Not a US citizen	1,542	86.4%

Ancestry

Ancestry	Count	%
Italian	1,411	15.8%
French	416	4.7%
Arab	158	1.8%
English	119	1.3%

Ancestry	Count	%
Irish	43	0.5%
German	28	0.3%
Polish	15	0.2%
Norwegian	8	0.1%

Technology access

Metric	% of households
Computer access	41.7%
Internet access	95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07981

What city is ZIP code 07981 in?

ZIP code 07981 is primarily assigned to Whippany, New Jersey.

What county is ZIP code 07981 in?

ZIP code 07981 falls within Morris County, New Jersey.

Is ZIP code 07981 mostly owner-occupied?

89% of occupied units in ZIP code 07981 are owner-occupied, well above the national average.

How educated is the population of ZIP code 07981?

56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 07981?

The median household income in ZIP code 07981 is $144,573, above the national median of ~$75,000.

What is the typical home value in ZIP code 07981?

The median home value in ZIP code 07981 is $604,900.

What timezone is ZIP code 07981 in?

ZIP code 07981 observes the EST timezone.