76708 ZIP Code — Waco, TX

Mclennan County, Texas

ZIP code 76708 is located in Waco, Texas, within Mclennan County. It covers approximately 48.06 square miles and serves a population of 26,917 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76708

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $182,400. Owner-occupancy sits near the national average at 65%.

Median household income is $64,618.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

26,917
population
48.06
sq mi land
Standard
ZIP type
Central (CT)
timezone
76708 ZIP code map
Cities in ZIP code 76708

Below are the cities the US Postal Service accepts for ZIP code 76708. Using any city not on this list may result in mail delivery delays.

City Status
Waco Acceptable
Waco Preferred
Nearby ZIP codes
76707 Waco (5.5 mi) 76704 Waco (5.5 mi) 76705 Waco (5.7 mi) 76710 Waco (5.9 mi) 76797 Waco (6.2 mi) 76799 Waco (6.2 mi) 76701 Waco (6.4 mi) 76712 Woodway (6.7 mi) 76798 Waco (7.3 mi) 76711 Waco (7.9 mi) 76633 China Spring (8.1 mi) 76640 Elm Mott (9.3 mi)
Demographics updated 06/2026
Population
Total population 26,917
Population density 560 / sq mi
State FIPS 48
County FIPS 309
Geography
Land area 48.06 sq mi
Water area 3.07 sq mi
Latitude 31.6214
Longitude -97.2081
Timezone Central (CT)
Area code 254
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 48.4% 49.7% 39.5%
$50k – $100k 27.3% 26.8% 30.1%
$100k – $200k 21.4% 18.6% 22.6%
Over $200k 3.0% 4.8% 7.8%

Demographics & statistics

26,917
Population
560
People per sq mi
34.8
Median age
$64,618
Median household income
$29,223
Per capita income
$182,400
Median home value
$1,058
Median monthly rent
64.8%
Home ownership
15.7%
Poverty rate
5.4%
Unemployment
7,453
Housing units
24.7%
Bachelor's or higher

Age distribution

Male Female
1,065
Under 5
1,065
925
5–9
925
1,142
10–14
1,142
1,258
15–19
1,258
801
20–24
801
1,602
25–34
1,602
2,025
35–44
2,025
1,376
45–54
1,376
867
55–59
867
697
60–64
697
1,064
65–74
1,064
402
75–84
402
238
85+
238
← Male
Female →

Age summary

GroupCount%
Under 187,65828.5%
18 and over19,25971.5%
65 and over3,40712.7%
Median age34.8 years

Race & ethnicity

White 57.4%
Black or African American 14.3%
Hispanic or Latino 11.9%
Two or more races 11.8%
Other race 2.6%
Asian 1.8%
American Indian / Alaska Native 0.2%
GroupCount%
White17,52957.4%
Black or African American4,37814.3%
Hispanic or Latino3,63111.9%
Two or more races3,60711.8%
Other race8002.6%
Asian5461.8%
American Indian / Alaska Native480.2%

Household income

Income range This ZIP County avg State avg
Under $50k 48.4% 49.7% 39.5%
$50k – $100k 27.3% 26.8% 30.1%
$100k – $200k 21.4% 18.6% 22.6%
Over $200k 3.0% 4.8% 7.8%
Under $10k 4.5%
$10k–$15k 5.3%
$15k–$25k 10.4%
$25k–$35k 8.5%
$35k–$50k 10.5%
$50k–$75k 17.1%
$75k–$100k 13.3%
$100k–$150k 18.7%
$150k–$200k 7.6%
$200k+ 4.1%
Range% of households
Under $10k4.5%
$10k–$15k5.3%
$15k–$25k10.4%
$25k–$35k8.5%
$35k–$50k10.5%
$50k–$75k17.1%
$75k–$100k13.3%
$100k–$150k18.7%
$150k–$200k7.6%
$200k+4.1%
Median income$64,618

Housing

Home values

Under $50k 5.6%
$50k–$100k 19.0%
$100k–$150k 14.8%
$150k–$200k 16.1%
$200k–$300k 27.1%
$300k–$500k 11.9%
$500k–$1M 5.1%
$1M+ 0.4%

Housing overview

MetricValue
Median home value$182,400
Median rent / month$1,058
Owner occupied64.8%
Renter occupied35.2%
Vacant11.9%
Single-family detached79.8%
Large apartment buildings5.3%
Mobile homes2.6%
Median rooms5.4
Avg household size (owned)2.89

Year built

Era%
2020 or later0.3%
2010–201910.0%
2000–200912.9%
1990–19996.3%
1980–198910.2%
1970–197912.9%
1960–196910.6%
1950–195920.3%
1940–194911.0%
1939 or earlier5.5%

Bedrooms

Size% of units
No bedroom (studio)0.8%
1 bedroom10.9%
2 bedrooms25.0%
3 bedrooms46.9%
4 bedrooms14.6%
5+ bedrooms1.8%

Vehicles per household

Vehicles% of households
No vehicle5.6%
1 vehicle32.7%
2 vehicles35.8%
3 or more25.9%

Heating fuel

Fuel type%
Utility gas36.5%
Electricity60.5%
Propane / LP gas1.8%
Wood0.1%
Solar0.1%
No fuel used0.8%

Households & families

Household typeCount%
Married-couple family4,54847.8%
Cohabiting couple4174.4%
Male householder, no spouse1,55016.3%
Female householder, no spouse3,00831.6%
Households with children under 183,70738.9%
Households with seniors (65+)2,52526.5%
Average household size2.79

Marital status

StatusMaleFemale
Never married36.8%28.5%
Married50.5%46.0%
Separated1.9%2.8%
Widowed2.9%10.5%
Divorced7.9%12.2%

Education

Less than 9th grade 6.2%
Some HS, no diploma 9.5%
HS graduate 23.7%
Some college, no degree 26.2%
Associate's degree 9.6%
Bachelor's degree 15.8%
Graduate / professional 8.9%
Metric%
HS diploma or higher84.3%
Bachelor's or higher24.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4886.3%
Kindergarten3224.2%
Elementary school3,33043.0%
High school1,89424.4%
College / grad school1,71322.1%

Employment

Industry of employment

Education & healthcare 24.6%
Manufacturing 11.1%
Arts, food & hospitality 11.1%
Retail trade 10.7%
Construction 9.4%
Transportation & utilities 7.4%
Professional & management 6.8%
Other services 5.4%
Finance & real estate 5.2%
Public administration 4.1%
Wholesale trade 2.6%
Agriculture & mining 1.0%
Information 0.5%

Occupation

Category%
Management, business & arts34.7%
Service19.4%
Sales & office17.1%
Natural resources & construction11.9%
Production & transportation17.0%

Employment type

Type%
Private sector78.9%
Government14.0%
Self-employed6.9%
Unpaid family workers0.2%

Commute

Method%
Drive alone80.2%
Carpool8.6%
Public transit1.1%
Walk1.0%
Work from home8.4%
Other means0.7%
Avg commute (minutes)21.7

Poverty

All people 15.7%
Under 18 years 22.2%
18 and over 13.1%
Married-couple families 5.1%
Female-led households 33.7%

Income support

Source% of households
Social Security27.5%
Retirement income16.6%
Supplemental Security5.1%
Cash public assistance1.8%
Food stamps / SNAP12.7%

Health indicators

Condition%
Obesity35.5%
High blood pressure35.2%
High cholesterol33.2%
Diabetes12.7%
Heart disease6.6%
Stroke3.5%
Asthma10.2%
Arthritis23.2%
Kidney disease3.2%
Pulmonary disease7.5%
Cancer5.6%
Behavior / access%
Smoking20.2%
Binge drinking18.1%
No physical activity28.7%
Less than 7 hrs sleep37.4%
Depression23.1%
Fair or poor health20.7%
Poor mental health16.8%
Poor physical health12.8%
No health insurance30.6%
Visited doctor (checkup)71.3%
Visited dentist49.4%
Cholesterol screening86.6%
Teeth loss18.3%

Veterans & disability

VeteransCount%
Civilian veterans1,5117.8%
Disability%
Any disability11.6%
Under 184.7%
18–64 years9.5%
65 and over38.2%

Health insurance coverage

Type%
Private insurance64.6%
Public insurance31.5%
No insurance13.0%
Uninsured under 193.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only24,78892.1%
Spanish3,56014.4%
Other Indo-European3,38313.6%
Asian & Pacific Islander180.1%
Other languages1590.6%

Place of birth & citizenship

OriginCount%
Native born (US)24,26390.1%
Born in same state23,88288.7%
Born in different state19,21871.4%
Foreign born3811.4%
Naturalized citizen2,6549.9%
Not a US citizen91034.3%

Ancestry

AncestryCount%
Italian2,2688.4%
French2,0487.6%
Arab1,2324.6%
Polish2581%
English850.3%
AncestryCount%
Dutch680.3%
German290.1%
Irish140.1%
Norwegian50%

Technology access

Metric% of households
Computer access35.4%
Internet access91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76708

What city is ZIP code 76708 in?

ZIP code 76708 is primarily assigned to Waco, Texas.

What county is ZIP code 76708 in?

ZIP code 76708 falls within Mclennan County, Texas.

What is the poverty rate in ZIP code 76708?

16% of residents in ZIP code 76708 live below the poverty line, above the national average.

What is the typical home value in ZIP code 76708?

The median home value in ZIP code 76708 is $182,400.

What is the population of ZIP code 76708?

ZIP code 76708 has an estimated population of 26,917 residents, with a density of 560 people per square mile.

What is the median household income in ZIP code 76708?

The median household income in ZIP code 76708 is $64,618, below the national median of ~$75,000.

What timezone is ZIP code 76708 in?

ZIP code 76708 observes the CST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →