76707 ZIP Code — Waco, TX

Mclennan County, Texas

ZIP code 76707 is located in Waco, Texas, within Mclennan County. It covers approximately 3.27 square miles and serves a population of 16,516 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76707

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $99,500. Owner-occupancy sits near the national average at 56%.

Median household income is $33,964. Poverty affects 34% of residents, above the national average. SNAP benefit usage at 25% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (26%) compared to national benchmarks. 23% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 29% of households.

Overall, ZIP code 76707 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

16,516

population

3.27

sq mi land

Standard

ZIP type

Central (CT)

timezone

76707 ZIP code map

Cities in ZIP code 76707

Below are the cities the US Postal Service accepts for ZIP code 76707. Using any city not on this list may result in mail delivery delays.

City	Status
Waco	Preferred

Nearby ZIP codes

76797 Waco (0.8 mi) 76799 Waco (0.8 mi) 76701 Waco (1.3 mi) 76710 Waco (2 mi) 76798 Waco (2.4 mi) 76704 Waco (2.5 mi) 76711 Waco (2.6 mi) 76712 Woodway (5.2 mi) 76708 Waco (5.5 mi) 76705 Waco (5.9 mi) 76706 Waco (6.5 mi) 76643 Hewitt (6.9 mi)

Demographics updated 06/2026

Population
Total population	16,516
Population density	5,051 / sq mi
State FIPS	48
County FIPS	309

Geography
Land area	3.27 sq mi
Water area	0.03 sq mi
Latitude	31.5533
Longitude	-97.1599
Timezone	Central (CT)
Area code	254

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	74.9%	49.7%	39.5%
$50k – $100k	17.6%	26.8%	30.1%
$100k – $200k	6.2%	18.6%	22.6%
Over $200k	1.4%	4.8%	7.8%

Demographics & statistics

16,516

Population

5,051

People per sq mi

29.8

Median age

$33,964

Median household income

$17,760

Per capita income

$99,500

Median home value

$1,012

Median monthly rent

56.3%

Home ownership

34.3%

Poverty rate

7.3%

Unemployment

4,257

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

709

Under 5

773

538

5–9

588

687

10–14

751

682

15–19

745

845

20–24

923

990

25–34

1,080

979

35–44

1,068

789

45–54

861

426

55–59

466

425

60–64

464

537

65–74

586

197

75–84

216

85+

100

← Male

Female →

Age summary

Group	Count	%
Under 18	4,702	28.5%
18 and over	11,814	71.5%
65 and over	1,727	10.5%
Median age	29.8 years

Race & ethnicity

White 34.4%

Black or African American 23.7%

Hispanic or Latino 19.8%

Two or more races 16.9%

Other race 4.5%

Asian 0.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,086	34.4%
Black or African American	4,872	23.7%
Hispanic or Latino	4,073	19.8%
Two or more races	3,477	16.9%
Other race	920	4.5%
Asian	134	0.7%
American Indian / Alaska Native	27	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	74.9%	49.7%	39.5%
$50k – $100k	17.6%	26.8%	30.1%
$100k – $200k	6.2%	18.6%	22.6%
Over $200k	1.4%	4.8%	7.8%

Under $10k 11.0%

$10k–$15k 8.4%

$15k–$25k 17.2%

$25k–$35k 14.6%

$35k–$50k 12.9%

$50k–$75k 15.2%

$75k–$100k 8.5%

$100k–$150k 9.2%

$150k–$200k 1.5%

$200k+ 1.6%

Range	% of households
Under $10k	11.0%
$10k–$15k	8.4%
$15k–$25k	17.2%
$25k–$35k	14.6%
$35k–$50k	12.9%
$50k–$75k	15.2%
$75k–$100k	8.5%
$100k–$150k	9.2%
$150k–$200k	1.5%
$200k+	1.6%
Median income	$33,964

Housing

Home values

Under $50k 8.2%

$50k–$100k 42.7%

$100k–$150k 23.5%

$150k–$200k 12.2%

$200k–$300k 8.7%

$300k–$500k 3.4%

$500k–$1M 1.4%

Housing overview

Metric	Value
Median home value	$99,500
Median rent / month	$1,012
Owner occupied	56.3%
Renter occupied	43.7%
Vacant	16.0%
Single-family detached	80.9%
Large apartment buildings	2.9%
Mobile homes	1.4%
Median rooms	5.3
Avg household size (owned)	2.89

Year built

Era	%
2020 or later	0.6%
2010–2019	5.3%
2000–2009	4.3%
1990–1999	2.0%
1980–1989	4.5%
1970–1979	13.1%
1960–1969	17.8%
1950–1959	18.1%
1940–1949	13.1%
1939 or earlier	21.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	7.2%
2 bedrooms	33.8%
3 bedrooms	49.2%
4 bedrooms	7.3%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	11.7%
1 vehicle	39.6%
2 vehicles	32.3%
3 or more	16.4%

Heating fuel

Fuel type	%
Utility gas	57.6%
Electricity	40.4%
Propane / LP gas	1.2%
Solar	0.1%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	1,953	34.5%
Cohabiting couple	537	9.5%
Male householder, no spouse	784	13.9%
Female householder, no spouse	2,382	42.1%
Households with children under 18	2,167	38.3%
Households with seniors (65+)	1,286	22.7%
Average household size	2.89

Marital status

Status	Male	Female
Never married	40.2%	44.8%
Married	43.3%	30.3%
Separated	1.3%	3.8%
Widowed	4.2%	7.9%
Divorced	10.9%	13.2%

Education

Less than 9th grade 12.8%

Some HS, no diploma 13.1%

HS graduate 34.4%

Some college, no degree 19.2%

Associate's degree 6.6%

Bachelor's degree 9.7%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	74.1%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	413	9.0%
Kindergarten	275	6.0%
Elementary school	1,967	42.7%
High school	1,189	25.8%
College / grad school	767	16.6%

Employment

Industry of employment

Education & healthcare 21.0%

Manufacturing 14.4%

Arts, food & hospitality 14.3%

Professional & management 10.5%

Retail trade 10.4%

Construction 10.1%

Other services 5.6%

Finance & real estate 4.1%

Public administration 2.8%

Wholesale trade 2.6%

Transportation & utilities 1.8%

Information 1.4%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	18.4%
Service	27.7%
Sales & office	20.6%
Natural resources & construction	12.2%
Production & transportation	21.1%

Employment type

Type	%
Private sector	79.4%
Government	11.4%
Self-employed	8.1%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	71.4%
Carpool	16.9%
Public transit	0.5%
Walk	0.8%
Work from home	9.4%
Other means	1.0%
Avg commute (minutes)	16.8

Poverty

All people 34.3%

Under 18 years 48.9%

18 and over 28.5%

Married-couple families 16.9%

Female-led households 52.6%

Income support

Source	% of households
Social Security	26.0%
Retirement income	12.1%
Supplemental Security	8.9%
Cash public assistance	1.9%
Food stamps / SNAP	25.4%

Health indicators

Condition	%
Obesity	41.7%
High blood pressure	38.0%
High cholesterol	32.0%
Diabetes	16.2%
Heart disease	7.0%
Stroke	4.4%
Asthma	11.5%
Arthritis	23.2%
Kidney disease	3.9%
Pulmonary disease	8.9%
Cancer	4.3%

Behavior / access	%
Smoking	25.7%
Binge drinking	16.5%
No physical activity	38.1%
Less than 7 hrs sleep	41.4%
Depression	23.9%
Fair or poor health	29.7%
Poor mental health	19.4%
Poor physical health	16.4%
No health insurance	41.8%
Visited doctor (checkup)	71.0%
Visited dentist	36.2%
Cholesterol screening	82.6%
Teeth loss	29.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	557	4.7%

Disability	%
Any disability	13.1%
Under 18	2.9%
18–64 years	11.6%
65 and over	52.1%

Health insurance coverage

Type	%
Private insurance	39.5%
Public insurance	43.6%
No insurance	23.3%
Uninsured under 19	8.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,034	91.0%
Spanish	4,364	29.0%
Other Indo-European	4,349	28.9%
Asian & Pacific Islander	0	0.0%
Other languages	15	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,534	81.9%
Born in same state	13,379	81.0%
Born in different state	11,889	72.0%
Foreign born	155	0.9%
Naturalized citizen	2,982	18.1%
Not a US citizen	426	14.3%

Ancestry

Ancestry	Count	%
French	683	4.1%
Italian	533	3.2%
Arab	198	1.2%

Ancestry	Count	%
English	40	0.2%
Norwegian	6	0%

Technology access

Metric	% of households
Computer access	34.2%
Internet access	87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76707

What city is ZIP code 76707 in?

ZIP code 76707 is primarily assigned to Waco, Texas.

What county is ZIP code 76707 in?

ZIP code 76707 falls within Mclennan County, Texas.

What is the poverty rate in ZIP code 76707?

34% of residents in ZIP code 76707 live below the poverty line, above the national average.

Is Spanish widely spoken in ZIP code 76707?

Approximately 29% of households in ZIP code 76707 speak Spanish as a primary language.

How educated is the population of ZIP code 76707?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 76707?

The median home value in ZIP code 76707 is $99,500.

What timezone is ZIP code 76707 in?

ZIP code 76707 observes the CST timezone.