76706 ZIP Code — Waco, TX
Mclennan County, Texas
ZIP code 76706 is located in Waco, Texas, within Mclennan County. It covers approximately 72.29 square miles and serves a population of 40,770 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.
About ZIP code 76706
The housing stock consists of a mix of housing types. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $162,900. Renters make up the majority at 63%, typical of denser urban areas.
Median household income is $39,317. Poverty affects 33% of residents, above the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.
Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.
40,770
population
72.29
sq mi land
Standard
ZIP type
Central (CT)
timezone
76706 ZIP code map
Cities in ZIP code 76706
Below are the cities the US Postal Service accepts for ZIP code 76706. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Waco | Acceptable |
| Waco | Preferred |
Nearby ZIP codes
76711 Waco (4.5 mi)
76798 Waco (5 mi)
76701 Waco (5.7 mi)
76643 Hewitt (5.8 mi)
76799 Waco (5.8 mi)
76797 Waco (5.8 mi)
76707 Waco (6.5 mi)
76710 Waco (6.9 mi)
76704 Waco (7.2 mi)
76655 Lorena (8.1 mi)
76685 Satin (9.5 mi)
76712 Woodway (9.5 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 40,770 |
| Population density | 564 / sq mi |
| State FIPS | 48 |
| County FIPS | 309 |
| Geography | |
|---|---|
| Land area | 72.29 sq mi |
| Water area | 1.95 sq mi |
| Latitude | 31.4789 |
| Longitude | -97.0927 |
| Timezone | Central (CT) |
| Area code | 254 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 65.4% | 49.7% | 39.5% |
| $50k – $100k | 21.0% | 26.8% | 30.1% |
| $100k – $200k | 11.1% | 18.6% | 22.6% |
| Over $200k | 2.5% | 4.8% | 7.8% |
Demographics & statistics
40,770
Population
564
People per sq mi
23.4
Median age
$39,317
Median household income
$21,261
Per capita income
$162,900
Median home value
$997
Median monthly rent
37.4%
Home ownership
33.1%
Poverty rate
4.7%
Unemployment
7,481
Housing units
23.2%
Bachelor's or higher
Age distribution
Male
Female
1,387
Under 5
1,334
1,075
5–9
1,034
1,128
10–14
1,085
2,154
15–19
2,073
5,907
20–24
5,686
2,814
25–34
2,708
1,588
35–44
1,529
1,605
45–54
1,544
622
55–59
598
628
60–64
605
1,160
65–74
1,117
461
75–84
444
247
85+
237
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,390 | 20.6% |
| 18 and over | 32,380 | 79.4% |
| 65 and over | 3,666 | 9.0% |
| Median age | 23.4 years | |
Race & ethnicity
White
58.6%
Hispanic or Latino
12.6%
Black or African American
11.8%
Two or more races
11.8%
Other race
2.9%
Asian
2.2%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 27,340 | 58.6% |
| Hispanic or Latino | 5,868 | 12.6% |
| Black or African American | 5,510 | 11.8% |
| Two or more races | 5,491 | 11.8% |
| Other race | 1,332 | 2.9% |
| Asian | 1,022 | 2.2% |
| American Indian / Alaska Native | 66 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 65.4% | 49.7% | 39.5% |
| $50k – $100k | 21.0% | 26.8% | 30.1% |
| $100k – $200k | 11.1% | 18.6% | 22.6% |
| Over $200k | 2.5% | 4.8% | 7.8% |
Under $10k
18.3%
$10k–$15k
7.6%
$15k–$25k
10.6%
$25k–$35k
10.7%
$35k–$50k
11.9%
$50k–$75k
14.2%
$75k–$100k
9.0%
$100k–$150k
9.3%
$150k–$200k
5.1%
$200k+
3.3%
| Range | % of households |
|---|---|
| Under $10k | 18.3% |
| $10k–$15k | 7.6% |
| $15k–$25k | 10.6% |
| $25k–$35k | 10.7% |
| $35k–$50k | 11.9% |
| $50k–$75k | 14.2% |
| $75k–$100k | 9.0% |
| $100k–$150k | 9.3% |
| $150k–$200k | 5.1% |
| $200k+ | 3.3% |
| Median income | $39,317 |
Housing
Home values
Under $50k
7.8%
$50k–$100k
22.0%
$100k–$150k
16.2%
$150k–$200k
14.5%
$200k–$300k
20.9%
$300k–$500k
14.7%
$500k–$1M
3.4%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $162,900 |
| Median rent / month | $997 |
| Owner occupied | 37.4% |
| Renter occupied | 62.6% |
| Vacant | 12.7% |
| Single-family detached | 44.0% |
| Large apartment buildings | 19.9% |
| Mobile homes | 2.7% |
| Median rooms | 5.0 |
| Avg household size (owned) | 3.02 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.5% |
| 2010–2019 | 21.3% |
| 2000–2009 | 12.4% |
| 1990–1999 | 12.6% |
| 1980–1989 | 16.6% |
| 1970–1979 | 14.9% |
| 1960–1969 | 9.8% |
| 1950–1959 | 6.8% |
| 1940–1949 | 1.6% |
| 1939 or earlier | 3.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.2% |
| 1 bedroom | 14.2% |
| 2 bedrooms | 27.4% |
| 3 bedrooms | 32.2% |
| 4 bedrooms | 22.7% |
| 5+ bedrooms | 1.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.3% |
| 1 vehicle | 34.6% |
| 2 vehicles | 36.3% |
| 3 or more | 22.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 21.7% |
| Electricity | 76.4% |
| Propane / LP gas | 1.0% |
| Wood | 0.1% |
| Solar | 0.2% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,573 | 31.8% |
| Cohabiting couple | 1,004 | 7.0% |
| Male householder, no spouse | 3,749 | 26.0% |
| Female householder, no spouse | 5,071 | 35.2% |
| Households with children under 18 | 4,067 | 28.2% |
| Households with seniors (65+) | 2,746 | 19.1% |
| Average household size | 2.73 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 62.1% | 54.4% |
| Married | 30.7% | 29.9% |
| Separated | 0.7% | 1.6% |
| Widowed | 1.4% | 5.0% |
| Divorced | 5.0% | 9.1% |
Education
Less than 9th grade
9.2%
Some HS, no diploma
7.4%
HS graduate
31.5%
Some college, no degree
20.1%
Associate's degree
8.7%
Bachelor's degree
15.1%
Graduate / professional
8.1%
| Metric | % |
|---|---|
| HS diploma or higher | 83.4% |
| Bachelor's or higher | 23.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 615 | 3.4% |
| Kindergarten | 478 | 2.6% |
| Elementary school | 3,333 | 18.3% |
| High school | 1,729 | 9.5% |
| College / grad school | 12,014 | 66.1% |
Employment
Industry of employment
Education & healthcare
25.5%
Arts, food & hospitality
14.9%
Retail trade
14.3%
Transportation & utilities
7.6%
Manufacturing
6.9%
Construction
6.5%
Professional & management
6.1%
Finance & real estate
5.3%
Other services
5.1%
Wholesale trade
3.1%
Public administration
2.4%
Agriculture & mining
1.2%
Information
1.0%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 29.6% |
| Service | 18.4% |
| Sales & office | 27.2% |
| Natural resources & construction | 9.2% |
| Production & transportation | 15.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.9% |
| Government | 9.6% |
| Self-employed | 5.5% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.7% |
| Carpool | 8.5% |
| Public transit | 1.2% |
| Walk | 6.4% |
| Work from home | 5.1% |
| Other means | 2.2% |
| Avg commute (minutes) | 17.4 |
Poverty
All people
33.1%
Under 18 years
17.2%
18 and over
37.3%
Married-couple families
7.6%
Female-led households
30.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 19.5% |
| Retirement income | 11.8% |
| Supplemental Security | 5.7% |
| Cash public assistance | 2.5% |
| Food stamps / SNAP | 12.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 32.6% |
| High blood pressure | 27.3% |
| High cholesterol | 26.3% |
| Diabetes | 9.4% |
| Heart disease | 4.7% |
| Stroke | 2.5% |
| Asthma | 11.1% |
| Arthritis | 16.4% |
| Kidney disease | 2.6% |
| Pulmonary disease | 6.0% |
| Cancer | 3.6% |
| Behavior / access | % |
|---|---|
| Smoking | 18.7% |
| Binge drinking | 19.6% |
| No physical activity | 27.8% |
| Less than 7 hrs sleep | 36.6% |
| Depression | 25.7% |
| Fair or poor health | 19.4% |
| Poor mental health | 20.2% |
| Poor physical health | 11.6% |
| No health insurance | 29.9% |
| Visited doctor (checkup) | 69.2% |
| Visited dentist | 45.4% |
| Cholesterol screening | 77.6% |
| Teeth loss | 17.8% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,280 | 4.0% |
| Disability | % |
|---|---|
| Any disability | 10.2% |
| Under 18 | 4.8% |
| 18–64 years | 7.7% |
| 65 and over | 41.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 67.0% |
| Public insurance | 25.4% |
| No insurance | 13.6% |
| Uninsured under 19 | 8.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 38,049 | 93.3% |
| Spanish | 4,906 | 12.9% |
| Other Indo-European | 4,326 | 11.4% |
| Asian & Pacific Islander | 21 | 0.1% |
| Other languages | 289 | 0.8% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 36,723 | 90.1% |
| Born in same state | 36,244 | 88.9% |
| Born in different state | 26,355 | 64.6% |
| Foreign born | 479 | 1.2% |
| Naturalized citizen | 4,047 | 9.9% |
| Not a US citizen | 774 | 19.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,146 | 7.7% |
| French | 2,349 | 5.8% |
| Arab | 1,100 | 2.7% |
| English | 509 | 1.2% |
| Polish | 217 | 0.5% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 140 | 0.3% |
| Irish | 62 | 0.2% |
| German | 51 | 0.1% |
| Norwegian | 7 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 35.3% |
| Internet access | 93.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 76706
What city is ZIP code 76706 in?
ZIP code 76706 is primarily assigned to Waco, Texas.
What county is ZIP code 76706 in?
ZIP code 76706 falls within Mclennan County, Texas.
What is the poverty rate in ZIP code 76706?
33% of residents in ZIP code 76706 live below the poverty line, above the national average.
Is ZIP code 76706 mostly rentals?
63% of occupied units in ZIP code 76706 are renter-occupied.
What is the typical home value in ZIP code 76706?
The median home value in ZIP code 76706 is $162,900.
What is the median household income in ZIP code 76706?
The median household income in ZIP code 76706 is $39,317, below the national median of ~$75,000.
What timezone is ZIP code 76706 in?
ZIP code 76706 observes the CST timezone.