76705 ZIP Code — Waco, TX

Mclennan County, Texas

ZIP code 76705 is located in Waco, Texas, within Mclennan County. It covers approximately 118.61 square miles and serves a population of 31,985 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76705

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $152,000. Owner-occupancy sits near the national average at 59%.

Median household income is $51,546. Poverty affects 21% of residents, above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 20% of residents lack health insurance, above the national average.

Overall, ZIP code 76705 reflects a community defined by a trades-oriented workforce and economic challenges above the national average.

31,985

population

118.61

sq mi land

Standard

ZIP type

Central (CT)

timezone

76705 ZIP code map

Cities in ZIP code 76705

Below are the cities the US Postal Service accepts for ZIP code 76705. Using any city not on this list may result in mail delivery delays.

City	Status
Waco	Acceptable
Waco	Acceptable
Waco	Preferred

Nearby ZIP codes

76704 Waco (3.6 mi) 76640 Elm Mott (4.6 mi) 76701 Waco (5.6 mi) 76798 Waco (5.7 mi) 76708 Waco (5.7 mi) 76797 Waco (5.8 mi) 76799 Waco (5.8 mi) 76707 Waco (5.9 mi) 76710 Waco (7.8 mi) 76711 Waco (8.2 mi) 76624 Axtell (9.5 mi) 76706 Waco (10.4 mi)

Demographics updated 06/2026

Population
Total population	31,985
Population density	270 / sq mi
State FIPS	48
County FIPS	309

Geography
Land area	118.61 sq mi
Water area	4.63 sq mi
Latitude	31.6285
Longitude	-97.1111
Timezone	Central (CT)
Area code	254

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.9%	49.7%	39.5%
$50k – $100k	28.9%	26.8%	30.1%
$100k – $200k	12.7%	18.6%	22.6%
Over $200k	1.4%	4.8%	7.8%

Demographics & statistics

31,985

Population

270

People per sq mi

34.4

Median age

$51,546

Median household income

$25,126

Per capita income

$152,000

Median home value

$882

Median monthly rent

59.1%

Home ownership

21.4%

Poverty rate

4.7%

Unemployment

7,753

Housing units

16.5%

Bachelor's or higher

Age distribution

Male Female

951

Under 5

929

959

5–9

938

1,268

10–14

1,240

1,539

15–19

1,504

1,335

20–24

1,304

2,183

25–34

2,133

2,180

35–44

2,131

1,722

45–54

1,684

1,070

55–59

1,046

854

60–64

835

1,310

65–74

1,280

529

75–84

518

275

85+

268

← Male

Female →

Age summary

Group	Count	%
Under 18	7,647	23.9%
18 and over	24,338	76.1%
65 and over	4,180	13.1%
Median age	34.4 years

Race & ethnicity

White 47.2%

Black or African American 17.6%

Hispanic or Latino 15.2%

Two or more races 13.8%

Other race 3.4%

American Indian / Alaska Native 1.3%

Asian 1.2%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	17,802	47.2%
Black or African American	6,636	17.6%
Hispanic or Latino	5,738	15.2%
Two or more races	5,224	13.8%
Other race	1,283	3.4%
American Indian / Alaska Native	506	1.3%
Asian	436	1.2%
Native Hawaiian / Pacific Islander	98	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.9%	49.7%	39.5%
$50k – $100k	28.9%	26.8%	30.1%
$100k – $200k	12.7%	18.6%	22.6%
Over $200k	1.4%	4.8%	7.8%

Under $10k 7.4%

$10k–$15k 5.1%

$15k–$25k 11.1%

$25k–$35k 9.7%

$35k–$50k 14.6%

$50k–$75k 18.4%

$75k–$100k 10.2%

$100k–$150k 14.8%

$150k–$200k 4.8%

$200k+ 3.8%

Range	% of households
Under $10k	7.4%
$10k–$15k	5.1%
$15k–$25k	11.1%
$25k–$35k	9.7%
$35k–$50k	14.6%
$50k–$75k	18.4%
$75k–$100k	10.2%
$100k–$150k	14.8%
$150k–$200k	4.8%
$200k+	3.8%
Median income	$51,546

Housing

Home values

Under $50k 11.6%

$50k–$100k 17.0%

$100k–$150k 20.3%

$150k–$200k 20.1%

$200k–$300k 22.1%

$300k–$500k 4.8%

$500k–$1M 2.8%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$152,000
Median rent / month	$882
Owner occupied	59.1%
Renter occupied	40.9%
Vacant	11.2%
Single-family detached	64.1%
Large apartment buildings	2.4%
Mobile homes	12.4%
Median rooms	5.2
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	1.0%
2010–2019	8.7%
2000–2009	9.0%
1990–1999	13.2%
1980–1989	23.3%
1970–1979	12.4%
1960–1969	12.5%
1950–1959	14.7%
1940–1949	3.4%
1939 or earlier	1.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	10.6%
2 bedrooms	26.7%
3 bedrooms	50.1%
4 bedrooms	10.1%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	4.7%
1 vehicle	37.4%
2 vehicles	28.8%
3 or more	29.1%

Heating fuel

Fuel type	%
Utility gas	23.4%
Electricity	70.5%
Propane / LP gas	4.8%
Wood	0.5%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	5,003	46.3%
Cohabiting couple	595	5.5%
Male householder, no spouse	2,117	19.6%
Female householder, no spouse	3,096	28.6%
Households with children under 18	3,516	32.5%
Households with seniors (65+)	2,932	27.1%
Average household size	2.72

Marital status

Status	Male	Female
Never married	42.5%	33.1%
Married	42.2%	41.0%
Separated	3.1%	4.1%
Widowed	3.6%	7.7%
Divorced	8.6%	14.1%

Education

Less than 9th grade 7.5%

Some HS, no diploma 12.2%

HS graduate 29.6%

Some college, no degree 22.8%

Associate's degree 11.4%

Bachelor's degree 10.4%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	80.3%
Bachelor's or higher	16.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	506	5.5%
Kindergarten	296	3.2%
Elementary school	3,630	39.5%
High school	1,880	20.5%
College / grad school	2,878	31.3%

Employment

Industry of employment

Education & healthcare 22.7%

Manufacturing 15.3%

Retail trade 12.1%

Construction 11.2%

Arts, food & hospitality 8.8%

Transportation & utilities 7.6%

Professional & management 6.7%

Finance & real estate 4.6%

Other services 4.6%

Public administration 2.9%

Wholesale trade 1.5%

Agriculture & mining 1.3%

Information 0.6%

Occupation

Category	%
Management, business & arts	25.4%
Service	17.3%
Sales & office	21.1%
Natural resources & construction	15.6%
Production & transportation	20.6%

Employment type

Type	%
Private sector	82.0%
Government	11.6%
Self-employed	5.8%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	81.2%
Carpool	10.0%
Public transit	0.4%
Walk	2.7%
Work from home	5.0%
Other means	0.7%
Avg commute (minutes)	24.6

Poverty

All people 21.4%

Under 18 years 35.7%

18 and over 16.5%

Married-couple families 10.7%

Female-led households 44.2%

Income support

Source	% of households
Social Security	29.5%
Retirement income	17.3%
Supplemental Security	7.9%
Cash public assistance	5.6%
Food stamps / SNAP	16.1%

Health indicators

Condition	%
Obesity	36.8%
High blood pressure	36.5%
High cholesterol	34.2%
Diabetes	13.2%
Heart disease	6.9%
Stroke	3.7%
Asthma	10.5%
Arthritis	23.9%
Kidney disease	3.3%
Pulmonary disease	8.5%
Cancer	5.4%

Behavior / access	%
Smoking	23.0%
Binge drinking	18.4%
No physical activity	30.0%
Less than 7 hrs sleep	38.7%
Depression	24.0%
Fair or poor health	22.0%
Poor mental health	17.7%
Poor physical health	13.7%
No health insurance	31.2%
Visited doctor (checkup)	70.9%
Visited dentist	45.6%
Cholesterol screening	85.2%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,962	8.1%

Disability	%
Any disability	13.8%
Under 18	4.2%
18–64 years	12.7%
65 and over	36.5%

Health insurance coverage

Type	%
Private insurance	53.3%
Public insurance	37.3%
No insurance	19.7%
Uninsured under 19	14.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	30,105	94.1%
Spanish	3,542	11.8%
Other Indo-European	3,242	10.8%
Asian & Pacific Islander	210	0.7%
Other languages	90	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	28,114	87.9%
Born in same state	27,699	86.6%
Born in different state	22,337	69.8%
Foreign born	415	1.3%
Naturalized citizen	3,871	12.1%
Not a US citizen	591	15.3%

Ancestry

Ancestry	Count	%
Italian	2,444	7.6%
French	1,819	5.7%
Arab	910	2.8%
English	203	0.6%

Ancestry	Count	%
Polish	80	0.3%
Dutch	52	0.2%
German	37	0.1%
Irish	7	0%

Technology access

Metric	% of households
Computer access	33.8%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76705

What city is ZIP code 76705 in?

ZIP code 76705 is primarily assigned to Waco, Texas.

What county is ZIP code 76705 in?

ZIP code 76705 falls within Mclennan County, Texas.

What is the poverty rate in ZIP code 76705?

21% of residents in ZIP code 76705 live below the poverty line, above the national average.

What is the typical home value in ZIP code 76705?

The median home value in ZIP code 76705 is $152,000.

What is the population of ZIP code 76705?

ZIP code 76705 has an estimated population of 31,985 residents, with a density of 270 people per square mile.

What is the median household income in ZIP code 76705?

The median household income in ZIP code 76705 is $51,546, below the national median of ~$75,000.

What timezone is ZIP code 76705 in?

ZIP code 76705 observes the CST timezone.