64686 ZIP Code — Utica, MO

Livingston County, Missouri

ZIP code 64686 is located in Utica, Missouri, within Livingston County. It covers approximately 1.56 square miles and serves a population of 202 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 64686

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $89,200. Owner-occupancy is high at 97%, well above the national average.

Median household income is $83,333. The poverty rate of 7% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 64686 reflects a community defined by a trades-oriented workforce and high homeownership.

202

population

1.56

sq mi land

Standard

ZIP type

Central (CT)

timezone

64686 ZIP code map

Cities in ZIP code 64686

Below are the cities the US Postal Service accepts for ZIP code 64686. Using any city not on this list may result in mail delivery delays.

City	Status
Utica	Acceptable

Demographics updated 06/2026

Population
Total population	202
Population density	129 / sq mi
State FIPS	29
County FIPS	117

Geography
Land area	1.56 sq mi
Water area	0.03 sq mi
Latitude	39.7335
Longitude	-93.6009
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.4%	48.5%	43.8%
$50k – $100k	57.6%	35.3%	31.5%
$100k – $200k	4.2%	13.0%	19.5%
Over $200k	1.7%	3.2%	5.2%

Demographics & statistics

202

Population

129

People per sq mi

50.3

Median age

$83,333

Median household income

$44,292

Per capita income

$89,200

Median home value

Median monthly rent

96.9%

Home ownership

6.8%

Poverty rate

3.1%

Unemployment

110

Housing units

6.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	18	8.9%
18 and over	184	91.1%
65 and over	37	18.3%
Median age	50.3 years

Race & ethnicity

White 87.4%

Two or more races 4.8%

Asian 2.9%

Hispanic or Latino 2.4%

Native Hawaiian / Pacific Islander 2.4%

Group	Count	%
White	181	87.4%
Two or more races	10	4.8%
Asian	6	2.9%
Hispanic or Latino	5	2.4%
Native Hawaiian / Pacific Islander	5	2.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.4%	48.5%	43.8%
$50k – $100k	57.6%	35.3%	31.5%
$100k – $200k	4.2%	13.0%	19.5%
Over $200k	1.7%	3.2%	5.2%

Under $10k 1.0%

$15k–$25k 9.4%

$25k–$35k 4.2%

$35k–$50k 13.5%

$50k–$75k 18.8%

$75k–$100k 36.5%

$100k–$150k 13.5%

$150k–$200k 1.0%

$200k+ 2.1%

Range	% of households
Under $10k	1.0%
$15k–$25k	9.4%
$25k–$35k	4.2%
$35k–$50k	13.5%
$50k–$75k	18.8%
$75k–$100k	36.5%
$100k–$150k	13.5%
$150k–$200k	1.0%
$200k+	2.1%
Median income	$83,333

Housing

Home values

Under $50k 28.0%

$50k–$100k 26.9%

$100k–$150k 7.5%

$150k–$200k 33.3%

$500k–$1M 3.2%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$89,200
Median rent / month	$0
Owner occupied	96.9%
Renter occupied	3.1%
Vacant	15.0%
Single-family detached	85.0%
Large apartment buildings	0.9%
Mobile homes	14.2%
Median rooms	6.4
Avg household size (owned)	2.06

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	1.8%
1990–1999	8.0%
1980–1989	4.4%
1970–1979	6.2%
1960–1969	32.7%
1950–1959	21.2%
1940–1949	9.7%
1939 or earlier	15.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.8%
2 bedrooms	24.8%
3 bedrooms	66.4%
4 bedrooms	6.2%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	31.3%
2 vehicles	58.3%
3 or more	10.4%

Heating fuel

Fuel type	%
Utility gas	58.3%
Electricity	20.8%
Propane / LP gas	11.5%
Wood	8.3%

Households & families

Household type	Count	%
Married-couple family	57	59.4%
Cohabiting couple	0	0.0%
Male householder, no spouse	18	18.8%
Female householder, no spouse	21	21.9%
Households with children under 18	4	4.2%
Households with seniors (65+)	27	28.1%
Average household size	2.10

Marital status

Status	Male	Female
Never married	24.7%	21.6%
Married	68.5%	59.8%
Separated	0.0%	0.0%
Widowed	2.2%	7.2%
Divorced	4.5%	11.3%

Education

Less than 9th grade 1.2%

Some HS, no diploma 4.7%

HS graduate 40.6%

Some college, no degree 10.0%

Associate's degree 37.1%

Bachelor's degree 3.5%

Graduate / professional 2.9%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	6.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	4	36.4%
High school	4	36.4%
College / grad school	3	27.3%

Employment

Industry of employment

Education & healthcare 37.3%

Public administration 26.2%

Transportation & utilities 11.9%

Retail trade 7.1%

Other services 6.3%

Arts, food & hospitality 5.6%

Construction 2.4%

Manufacturing 1.6%

Professional & management 1.6%

Occupation

Category	%
Management, business & arts	51.6%
Service	19.0%
Sales & office	16.7%
Natural resources & construction	6.3%
Production & transportation	6.3%

Employment type

Type	%
Private sector	42.1%
Government	57.9%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	99.2%
Carpool	0.8%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	16.1

Poverty

All people 6.8%

Under 18 years 0.0%

18 and over 7.1%

Married-couple families 0.0%

Female-led households 20.0%

Income support

Source	% of households
Social Security	25.0%
Retirement income	6.3%
Supplemental Security	10.4%
Cash public assistance	0.0%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	32.6%
High cholesterol	35.7%
Diabetes	10.5%
Heart disease	7.5%
Stroke	3.3%
Asthma	9.2%
Arthritis	28.3%
Kidney disease	2.9%
Pulmonary disease	8.4%
Cancer	7.2%

Behavior / access	%
Smoking	20.6%
Binge drinking	18.4%
No physical activity	25.8%
Less than 7 hrs sleep	33.6%
Depression	22.7%
Fair or poor health	16.1%
Poor mental health	15.1%
Poor physical health	11.7%
No health insurance	15.4%
Visited doctor (checkup)	73.5%
Visited dentist	58.3%
Cholesterol screening	88.5%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	4	2.2%

Disability	%
Any disability	18.3%
Under 18	11.1%
18–64 years	11.6%
65 and over	48.6%

Health insurance coverage

Type	%
Private insurance	79.7%
Public insurance	24.3%
No insurance	7.9%
Uninsured under 19	20.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	190	94.1%
Spanish	1	0.5%
Other Indo-European	1	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	200	99.0%
Born in same state	197	97.5%
Born in different state	171	84.7%
Foreign born	3	1.5%
Naturalized citizen	2	1.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	18	8.9%
Arab	14	6.9%

Ancestry	Count	%
French	4	2%
English	3	1.5%

Technology access

Metric	% of households
Computer access	47.5%
Internet access	90.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64686

What city is ZIP code 64686 in?

ZIP code 64686 is primarily assigned to Utica, Missouri.

What county is ZIP code 64686 in?

ZIP code 64686 falls within Livingston County, Missouri.

Is ZIP code 64686 mostly owner-occupied?

97% of occupied units in ZIP code 64686 are owner-occupied, well above the national average.

How educated is the population of ZIP code 64686?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 64686?

The median home value in ZIP code 64686 is $89,200.

What is the population of ZIP code 64686?

ZIP code 64686 has an estimated population of 202 residents, with a density of 129 people per square mile.

What timezone is ZIP code 64686 in?

ZIP code 64686 observes the CST timezone.