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Texas ZIP Codes
Llano County
Tow, TX
78672
78672 ZIP Code — Tow, TX
Llano County, Texas
ZIP code 78672 is located in
Tow ,
Texas ,
within Llano County .
It covers approximately 29.91 square miles and serves a population of
687 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 325 .
About ZIP code 78672
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $197,300. Owner-occupancy is high at 92%, well above the national average.
Median household income is $46,033. Poverty affects 26% of residents, above the national average. 92% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 33 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.
College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (16%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%; and disability rates above the national average at 31%.
Overall, ZIP code 78672 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
78672 ZIP code map
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Cities in ZIP code 78672
Below are the cities the US Postal Service accepts for ZIP code 78672. Using any city not on this list may result in mail delivery delays.
City
Status
Tow
Preferred
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
687
Population density
23 / sq mi
State FIPS
48
County FIPS
299
Geography
Land area
29.91 sq mi
Water area
3.82 sq mi
Latitude
30.8690
Longitude
-98.5013
Timezone
Central (CT)
Area code
325
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.1%
42.6%
39.5%
$50k – $100k
27.2%
28.8%
30.1%
$100k – $200k
15.1%
20.5%
22.6%
Over $200k
5.6%
8.1%
7.8%
Demographics & statistics
$46,033
Median household income
$197,300
Median home value
Age distribution
Age summary
Group Count % Under 18 70 10.2% 18 and over 617 89.8% 65 and over 394 57.4% Median age 70.5 years
Race & ethnicity
Group Count % White 670 96.8% Two or more races 17 2.5% Hispanic or Latino 5 0.7%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.1%
42.6%
39.5%
$50k – $100k
27.2%
28.8%
30.1%
$100k – $200k
15.1%
20.5%
22.6%
Over $200k
5.6%
8.1%
7.8%
Range % of households $10k–$15k 19.5% $15k–$25k 2.9% $25k–$35k 2.6% $35k–$50k 32.1% $50k–$75k 18.9% $75k–$100k 18.6% $100k–$150k 3.4% $150k–$200k 2.0% Median income $46,033
Housing
Housing overview
Metric Value Median home value $197,300 Median rent / month $0 Owner occupied 91.7% Renter occupied 8.3% Vacant 53.0% Single-family detached 93.8% Large apartment buildings 0.0% Mobile homes 6.2% Median rooms 5.1 Avg household size (owned) 2.06
Year built
Era % 2020 or later 0.0% 2010–2019 6.7% 2000–2009 0.9% 1990–1999 16.7% 1980–1989 9.0% 1970–1979 27.2% 1960–1969 26.8% 1950–1959 3.9% 1940–1949 5.4% 1939 or earlier 3.4%
Bedrooms
Size % of units No bedroom (studio) 8.2% 1 bedroom 0.8% 2 bedrooms 48.7% 3 bedrooms 31.2% 4 bedrooms 10.0% 5+ bedrooms 1.1%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 28.9% 2 vehicles 34.7% 3 or more 36.4%
Heating fuel
Fuel type % Utility gas 3.7% Electricity 68.8% Propane / LP gas 16.6% Wood 10.9%
Households & families
Household type Count % Married-couple family 127 36.4% Cohabiting couple 34 9.7% Male householder, no spouse 96 27.5% Female householder, no spouse 92 26.4% Households with children under 18 27 7.7% Households with seniors (65+) 306 87.7% Average household size 1.97
Marital status
Status Male Female Never married 4.1% 12.7% Married 52.2% 43.5% Separated 2.4% 9.9% Widowed 22.0% 29.8% Divorced 19.3% 4.0%
Education
Some HS, no diploma
18.0%
Some college, no degree
40.8%
Graduate / professional
0.0%
Metric % HS diploma or higher 79.5% Bachelor's or higher 9.4%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 6 9.2% Elementary school 37 56.9% High school 22 33.8% College / grad school 0 0.0%
Employment
Industry of employment
Arts, food & hospitality
22.0%
Professional & management
8.2%
Public administration
8.2%
Transportation & utilities
3.1%
Finance & real estate
3.1%
Education & healthcare
3.1%
Occupation
Category % Management, business & arts 44.7% Service 22.0% Sales & office 22.6% Natural resources & construction 7.5% Production & transportation 3.1%
Employment type
Type % Private sector 61.6% Government 12.6% Self-employed 19.5% Unpaid family workers 6.3%
Commute
Method % Drive alone 69.8% Carpool 0.0% Public transit 0.0% Walk 3.1% Work from home 27.0% Other means 0.0% Avg commute (minutes) 32.8
Poverty
Married-couple families
26.0%
Female-led households
39.4%
Income support
Source % of households Social Security 91.7% Retirement income 46.4% Supplemental Security 14.9% Cash public assistance 3.7% Food stamps / SNAP 4.0%
Health indicators
Condition % Obesity 34.9% High blood pressure 47.8% High cholesterol 45.8% Diabetes 15.7% Heart disease 11.2% Stroke 4.7% Asthma 9.0% Arthritis 34.8% Kidney disease 4.3% Pulmonary disease 11.0% Cancer 10.4%
Behavior / access % Smoking 18.6% Binge drinking 14.3% No physical activity 26.4% Less than 7 hrs sleep 31.2% Depression 21.8% Fair or poor health 20.0% Poor mental health 13.4% Poor physical health 14.2% No health insurance 20.0% Visited doctor (checkup) 76.9% Visited dentist 57.1% Cholesterol screening 93.6% Teeth loss 14.9%
Veterans & disability
Veterans Count % Civilian veterans 99 16.0%
Disability % Any disability 31.4% Under 18 0.0% 18–64 years 5.8% 65 and over 51.5%
Health insurance coverage
Type % Private insurance 60.1% Public insurance 81.1% No insurance 2.6% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 669 97.4% Spanish 15 2.2% Other Indo-European 15 2.2% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 687 100.0% Born in same state 676 98.4% Born in different state 481 70.0% Foreign born 11 1.6% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 64 9.3% French 60 8.7%
Ancestry Count % Arab 20 2.9% Polish 6 0.9%
Technology access
Metric % of households Computer access 50.8% Internet access 77.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 78672
What city is ZIP code 78672 in?
ZIP code 78672 is primarily assigned to Tow, Texas.
What county is ZIP code 78672 in?
ZIP code 78672 falls within Llano County, Texas.
Does ZIP code 78672 have a large retiree population?
92% of households in ZIP code 78672 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 78672 have an older population?
57% of residents in ZIP code 78672 are 65 or older, above the national average of ~17%.
Is ZIP code 78672 mostly owner-occupied?
92% of occupied units in ZIP code 78672 are owner-occupied, well above the national average.
What is the poverty rate in ZIP code 78672?
26% of residents in ZIP code 78672 live below the poverty line, above the national average.
What timezone is ZIP code 78672 in?
ZIP code 78672 observes the CST timezone.
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