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Arizona ZIP Codes
Coconino County
Tonalea, AZ
86044
86044 ZIP Code — Tonalea, AZ
Coconino County, Arizona
ZIP code 86044 is located in
Tonalea ,
Arizona ,
within Coconino County .
It covers approximately 1,146.01 square miles and serves a population of
3,148 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 928 .
About ZIP code 86044
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $54,400. Owner-occupancy is high at 78%, well above the national average.
Median household income is $22,935. Poverty affects 44% of residents, above the national average. SNAP benefit usage at 36% of households reflects economic stress in the area. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is service, with education and healthcare as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area.
College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (18%), smoking (34%), poor mental health (23%) compared to national benchmarks. 26% of residents lack health insurance, above the national average.
Notable community characteristics include disability rates above the national average at 36%.
Overall, ZIP code 86044 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
86044 ZIP code map
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Cities in ZIP code 86044
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Demographics
updated 06/2026
Population
Total population
3,148
Population density
3,148 / sq mi
State FIPS
04
County FIPS
005
Geography
Land area
1,146.01 sq mi
Water area
0.17 sq mi
Latitude
36.7517
Longitude
-110.9202
Timezone
Mountain (MT)
Area code
928
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
76.5%
42.0%
40.6%
$50k – $100k
18.4%
33.0%
31.9%
$100k – $200k
5.0%
19.7%
21.1%
Over $200k
0.0%
5.2%
6.4%
Demographics & statistics
$22,935
Median household income
Age distribution
Age summary
Group Count % Under 18 712 22.6% 18 and over 2,436 77.4% 65 and over 544 17.3% Median age 40.0 years
Race & ethnicity
American Indian / Alaska Native
80.9%
Group Count % American Indian / Alaska Native 2,791 80.9% Hispanic or Latino 300 8.7% Two or more races 298 8.6% Other race 30 0.9% White 15 0.4% Asian 14 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
76.5%
42.0%
40.6%
$50k – $100k
18.4%
33.0%
31.9%
$100k – $200k
5.0%
19.7%
21.1%
Over $200k
0.0%
5.2%
6.4%
Range % of households Under $10k 19.0% $10k–$15k 18.1% $15k–$25k 14.7% $25k–$35k 9.0% $35k–$50k 10.9% $50k–$75k 6.5% $75k–$100k 12.1% $100k–$150k 3.0% $150k–$200k 3.7% $200k+ 3.2% Median income $22,935
Housing
Housing overview
Metric Value Median home value $54,400 Median rent / month $696 Owner occupied 77.6% Renter occupied 22.4% Vacant 24.1% Single-family detached 81.1% Large apartment buildings 0.2% Mobile homes 16.3% Median rooms 3.9 Avg household size (owned) 3.05
Year built
Era % 2020 or later 0.3% 2010–2019 4.2% 2000–2009 11.3% 1990–1999 24.7% 1980–1989 25.4% 1970–1979 18.9% 1960–1969 11.3% 1950–1959 2.4% 1940–1949 0.9% 1939 or earlier 0.6%
Bedrooms
Size % of units No bedroom (studio) 23.1% 1 bedroom 14.3% 2 bedrooms 19.2% 3 bedrooms 34.4% 4 bedrooms 6.8% 5+ bedrooms 2.2%
Vehicles per household
Vehicles % of households No vehicle 31.8% 1 vehicle 33.3% 2 vehicles 14.1% 3 or more 20.8%
Heating fuel
Fuel type % Utility gas 0.6% Electricity 8.7% Propane / LP gas 8.3% Wood 79.3% No fuel used 0.7%
Households & families
Household type Count % Married-couple family 343 31.8% Cohabiting couple 87 8.1% Male householder, no spouse 194 18.0% Female householder, no spouse 454 42.1% Households with children under 18 357 33.1% Households with seniors (65+) 434 40.3% Average household size 2.92
Marital status
Status Male Female Never married 55.0% 55.4% Married 32.5% 29.5% Separated 2.5% 1.3% Widowed 1.2% 9.2% Divorced 8.8% 4.6%
Education
Less than 9th grade
15.4%
Some HS, no diploma
16.2%
Some college, no degree
13.5%
Graduate / professional
3.9%
Metric % HS diploma or higher 68.3% Bachelor's or higher 6.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 17 2.3% Kindergarten 17 2.3% Elementary school 317 43.8% High school 340 47.0% College / grad school 33 4.6%
Employment
Industry of employment
Education & healthcare
45.3%
Arts, food & hospitality
16.4%
Public administration
7.5%
Transportation & utilities
3.2%
Agriculture & mining
2.9%
Professional & management
1.0%
Occupation
Category % Management, business & arts 30.4% Service 32.0% Sales & office 14.0% Natural resources & construction 12.6% Production & transportation 11.0%
Employment type
Type % Private sector 63.0% Government 37.0% Self-employed 0.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 69.7% Carpool 12.7% Public transit 4.6% Walk 4.9% Work from home 7.4% Other means 0.9% Avg commute (minutes) 42.5
Poverty
Married-couple families
29.4%
Female-led households
56.9%
Income support
Source % of households Social Security 34.3% Retirement income 18.7% Supplemental Security 30.7% Cash public assistance 3.5% Food stamps / SNAP 35.9%
Health indicators
Condition % Obesity 36.5% High blood pressure 37.2% High cholesterol 29.7% Diabetes 18.0% Heart disease 9.7% Stroke 6.5% Asthma 15.6% Arthritis 27.5% Kidney disease 5.0% Pulmonary disease 12.5% Cancer 5.7%
Behavior / access % Smoking 34.4% Binge drinking 15.1% No physical activity 31.6% Less than 7 hrs sleep 37.9% Depression 24.8% Fair or poor health 30.4% Poor mental health 22.9% Poor physical health 19.5% No health insurance 19.8% Visited doctor (checkup) 69.6% Visited dentist 45.1% Cholesterol screening 83.6% Teeth loss 36.8%
Veterans & disability
Veterans Count % Civilian veterans 88 3.6%
Disability % Any disability 36.0% Under 18 20.4% 18–64 years 38.2% 65 and over 48.9%
Health insurance coverage
Type % Private insurance 16.6% Public insurance 61.0% No insurance 26.0% Uninsured under 19 22.7%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 3,004 95.4% Spanish 594 19.8% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 3,110 98.8% Born in same state 3,110 98.8% Born in different state 2,415 76.7% Foreign born 0 0.0% Naturalized citizen 38 1.2% Not a US citizen 29 76.3%
Ancestry
Ancestry Count % Dutch 18 0.6% Italian 4 0.1%
Technology access
Metric % of households Computer access 34.2% Internet access 62.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 86044
What city is ZIP code 86044 in?
ZIP code 86044 is primarily assigned to Tonalea, Arizona.
What county is ZIP code 86044 in?
ZIP code 86044 falls within Coconino County, Arizona.
What is the poverty rate in ZIP code 86044?
44% of residents in ZIP code 86044 live below the poverty line, above the national average.
How educated is the population of ZIP code 86044?
7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the median household income in ZIP code 86044?
The median household income in ZIP code 86044 is $22,935, below the national median of ~$75,000.
What is the typical home value in ZIP code 86044?
The median home value in ZIP code 86044 is $54,400.
What timezone is ZIP code 86044 in?
ZIP code 86044 observes the MST timezone.
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