87420 ZIP Code — Shiprock, NM

San Juan County, New Mexico

ZIP code 87420 is located in Shiprock, New Mexico, within San Juan County. It covers approximately 553.43 square miles and serves a population of 11,051 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 505.

About ZIP code 87420

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $86,100. Owner-occupancy sits near the national average at 61%.

Median household income is $37,643. Poverty affects 28% of residents, above the national average. SNAP benefit usage at 30% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (17%), smoking (33%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 22% of households.

Overall, ZIP code 87420 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

11,051

population

553.43

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

87420 ZIP code map

Cities in ZIP code 87420

Below are the cities the US Postal Service accepts for ZIP code 87420. Using any city not on this list may result in mail delivery delays.

City	Status
Shiprock	Acceptable
Shiprock	Preferred

Demographics updated 06/2026

Population
Total population	11,051
Population density	20 / sq mi
State FIPS	35
County FIPS	045

Geography
Land area	553.43 sq mi
Water area	0.90 sq mi
Latitude	36.5009
Longitude	-108.6478
Timezone	Mountain (MT)
Area code	505

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.9%	51.0%	48.8%
$50k – $100k	24.3%	30.1%	29.4%
$100k – $200k	12.0%	16.8%	17.6%
Over $200k	1.8%	2.2%	4.1%

Demographics & statistics

11,051

Population

People per sq mi

37.0

Median age

$37,643

Median household income

$18,609

Per capita income

$86,100

Median home value

$641

Median monthly rent

61.0%

Home ownership

27.8%

Poverty rate

15.9%

Unemployment

2,804

Housing units

10.4%

Bachelor's or higher

Age distribution

Male Female

228

Under 5

222

363

5–9

354

313

10–14

305

545

15–19

533

320

20–24

312

888

25–34

869

733

35–44

717

633

45–54

618

405

55–59

396

413

60–64

403

508

65–74

496

169

75–84

166

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,434	22.0%
18 and over	8,617	78.0%
65 and over	1,481	13.4%
Median age	37.0 years

Race & ethnicity

American Indian / Alaska Native 94.9%

Two or more races 1.5%

White 1%

Asian 0.9%

Hispanic or Latino 0.8%

Other race 0.7%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
American Indian / Alaska Native	10,578	94.9%
Two or more races	169	1.5%
White	115	1%
Asian	100	0.9%
Hispanic or Latino	90	0.8%
Other race	75	0.7%
Native Hawaiian / Pacific Islander	9	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.9%	51.0%	48.8%
$50k – $100k	24.3%	30.1%	29.4%
$100k – $200k	12.0%	16.8%	17.6%
Over $200k	1.8%	2.2%	4.1%

Under $10k 10.6%

$10k–$15k 8.2%

$15k–$25k 14.1%

$25k–$35k 14.7%

$35k–$50k 11.8%

$50k–$75k 14.5%

$75k–$100k 9.1%

$100k–$150k 9.9%

$150k–$200k 4.8%

$200k+ 2.4%

Range	% of households
Under $10k	10.6%
$10k–$15k	8.2%
$15k–$25k	14.1%
$25k–$35k	14.7%
$35k–$50k	11.8%
$50k–$75k	14.5%
$75k–$100k	9.1%
$100k–$150k	9.9%
$150k–$200k	4.8%
$200k+	2.4%
Median income	$37,643

Housing

Home values

Under $50k 31.8%

$50k–$100k 23.9%

$100k–$150k 21.9%

$150k–$200k 7.1%

$200k–$300k 10.2%

$300k–$500k 2.1%

$500k–$1M 2.2%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$86,100
Median rent / month	$641
Owner occupied	61.0%
Renter occupied	39.0%
Vacant	20.6%
Single-family detached	61.0%
Large apartment buildings	0.1%
Mobile homes	28.1%
Median rooms	4.6
Avg household size (owned)	3.67

Year built

Era	%
2020 or later	0.5%
2010–2019	2.7%
2000–2009	14.2%
1990–1999	23.8%
1980–1989	23.8%
1970–1979	14.1%
1960–1969	14.8%
1950–1959	5.4%
1940–1949	0.4%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	11.7%
1 bedroom	7.4%
2 bedrooms	24.9%
3 bedrooms	45.6%
4 bedrooms	8.7%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.0%
1 vehicle	39.3%
2 vehicles	28.6%
3 or more	26.1%

Heating fuel

Fuel type	%
Utility gas	27.7%
Electricity	16.9%
Propane / LP gas	13.2%
Wood	35.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,162	36.0%
Cohabiting couple	202	6.3%
Male householder, no spouse	661	20.5%
Female householder, no spouse	1,199	37.2%
Households with children under 18	1,190	36.9%
Households with seniors (65+)	1,191	36.9%
Average household size	3.40

Marital status

Status	Male	Female
Never married	53.7%	50.2%
Married	33.3%	29.8%
Separated	0.5%	2.9%
Widowed	2.4%	9.9%
Divorced	10.1%	7.2%

Education

Less than 9th grade 4.5%

Some HS, no diploma 9.6%

HS graduate 30.6%

Some college, no degree 35.0%

Associate's degree 10.0%

Bachelor's degree 6.7%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	10.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	136	4.9%
Kindergarten	93	3.3%
Elementary school	1,136	40.9%
High school	870	31.3%
College / grad school	545	19.6%

Employment

Industry of employment

Education & healthcare 43.0%

Arts, food & hospitality 13.2%

Transportation & utilities 9.1%

Construction 7.4%

Retail trade 7.4%

Agriculture & mining 5.7%

Public administration 5.5%

Professional & management 2.1%

Finance & real estate 1.8%

Manufacturing 1.7%

Other services 1.7%

Information 0.8%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	23.7%
Service	28.8%
Sales & office	20.2%
Natural resources & construction	15.0%
Production & transportation	12.3%

Employment type

Type	%
Private sector	55.4%
Government	44.3%
Self-employed	0.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.2%
Carpool	8.9%
Public transit	0.7%
Walk	5.5%
Work from home	2.8%
Other means	0.0%
Avg commute (minutes)	29.8

Poverty

All people 27.8%

Under 18 years 39.2%

18 and over 24.6%

Married-couple families 15.7%

Female-led households 40.5%

Income support

Source	% of households
Social Security	29.4%
Retirement income	20.0%
Supplemental Security	15.6%
Cash public assistance	2.8%
Food stamps / SNAP	29.7%

Health indicators

Condition	%
Obesity	39.8%
High blood pressure	35.6%
High cholesterol	25.0%
Diabetes	17.0%
Heart disease	7.9%
Stroke	5.2%
Asthma	14.4%
Arthritis	24.4%
Kidney disease	4.0%
Pulmonary disease	9.4%
Cancer	5.2%

Behavior / access	%
Smoking	33.0%
Binge drinking	13.2%
No physical activity	28.2%
Less than 7 hrs sleep	40.2%
Depression	23.4%
Fair or poor health	24.5%
Poor mental health	21.5%
Poor physical health	16.0%
No health insurance	11.2%
Visited doctor (checkup)	64.8%
Visited dentist	46.2%
Cholesterol screening	83.1%
Teeth loss	31.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	378	4.4%

Disability	%
Any disability	22.0%
Under 18	2.2%
18–64 years	18.8%
65 and over	70.0%

Health insurance coverage

Type	%
Private insurance	30.7%
Public insurance	61.3%
No insurance	15.8%
Uninsured under 19	15.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,601	95.9%
Spanish	2,375	22.4%
Other Indo-European	13	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	55	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,951	99.1%
Born in same state	10,937	99.0%
Born in different state	9,542	86.3%
Foreign born	14	0.1%
Naturalized citizen	100	0.9%
Not a US citizen	4	4.0%

Ancestry

Ancestry	Count	%
French	32	0.3%
Italian	23	0.2%

Ancestry	Count	%
Arab	21	0.2%

Technology access

Metric	% of households
Computer access	29.2%
Internet access	76.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 87420

What city is ZIP code 87420 in?

ZIP code 87420 is primarily assigned to Shiprock, New Mexico.

What county is ZIP code 87420 in?

ZIP code 87420 falls within San Juan County, New Mexico.

What is the poverty rate in ZIP code 87420?

28% of residents in ZIP code 87420 live below the poverty line, above the national average.

How educated is the population of ZIP code 87420?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is Spanish widely spoken in ZIP code 87420?

Approximately 22% of households in ZIP code 87420 speak Spanish as a primary language.

What is the typical home value in ZIP code 87420?

The median home value in ZIP code 87420 is $86,100.

What timezone is ZIP code 87420 in?

ZIP code 87420 observes the MST timezone.