78154 ZIP Code — Schertz, TX
Guadalupe County, Texas
ZIP code 78154 is located in Schertz, Texas, within Guadalupe County. It covers approximately 32.86 square miles and serves a population of 40,535 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 830.
About ZIP code 78154
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $273,200. Owner-occupancy sits near the national average at 71%.
Median household income is $95,422. The poverty rate of 7% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 20% of civilians, above the national average of 7%.
40,535
population
32.86
sq mi land
Standard
ZIP type
Central (CT)
timezone
78154 ZIP code map
Cities in ZIP code 78154
Below are the cities the US Postal Service accepts for ZIP code 78154. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Schertz | Acceptable |
| Schertz | Preferred |
Nearby ZIP codes
78148 Universal City (2 mi)
78150 Jbsa Randolph (3.2 mi)
78108 Cibolo (3.2 mi)
78108 Cibolo (3.2 mi)
78233 San Antonio (5.3 mi)
78109 Converse (6.2 mi)
78239 San Antonio (6.3 mi)
78266 San Antonio (6.5 mi)
78244 San Antonio (7.6 mi)
78247 San Antonio (8 mi)
78124 Marion (8.2 mi)
78124 Marion (8.2 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 40,535 |
| Population density | 1,234 / sq mi |
| State FIPS | 48 |
| County FIPS | 187 |
| Geography | |
|---|---|
| Land area | 32.86 sq mi |
| Water area | 0.20 sq mi |
| Latitude | 29.5688 |
| Longitude | -98.2771 |
| Timezone | Central (CT) |
| Area code | 830 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 23.7% | 29.3% | 39.5% |
| $50k – $100k | 35.8% | 34.9% | 30.1% |
| $100k – $200k | 33.0% | 29.5% | 22.6% |
| Over $200k | 7.5% | 6.3% | 7.8% |
Demographics & statistics
40,535
Population
1,234
People per sq mi
37.5
Median age
$95,422
Median household income
$41,006
Per capita income
$273,200
Median home value
$1,596
Median monthly rent
70.7%
Home ownership
6.9%
Poverty rate
5.6%
Unemployment
11,075
Housing units
39.8%
Bachelor's or higher
Age distribution
Male
Female
1,218
Under 5
1,235
1,365
5–9
1,384
1,365
10–14
1,384
1,280
15–19
1,299
1,102
20–24
1,117
2,915
25–34
2,956
2,903
35–44
2,944
2,490
45–54
2,525
1,722
55–59
1,746
1,199
60–64
1,216
1,683
65–74
1,707
687
75–84
696
197
85+
200
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 9,463 | 23.3% |
| 18 and over | 31,072 | 76.7% |
| 65 and over | 5,170 | 12.8% |
| Median age | 37.5 years | |
Race & ethnicity
White
51.4%
Two or more races
14.9%
Hispanic or Latino
13.9%
Black or African American
12.8%
Other race
3.8%
Asian
2.8%
American Indian / Alaska Native
0.4%
| Group | Count | % |
|---|---|---|
| White | 24,169 | 51.4% |
| Two or more races | 6,995 | 14.9% |
| Hispanic or Latino | 6,523 | 13.9% |
| Black or African American | 6,040 | 12.8% |
| Other race | 1,778 | 3.8% |
| Asian | 1,339 | 2.8% |
| American Indian / Alaska Native | 192 | 0.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 23.7% | 29.3% | 39.5% |
| $50k – $100k | 35.8% | 34.9% | 30.1% |
| $100k – $200k | 33.0% | 29.5% | 22.6% |
| Over $200k | 7.5% | 6.3% | 7.8% |
Under $10k
2.7%
$10k–$15k
1.3%
$15k–$25k
4.0%
$25k–$35k
4.7%
$35k–$50k
7.9%
$50k–$75k
18.5%
$75k–$100k
14.4%
$100k–$150k
22.0%
$150k–$200k
15.2%
$200k+
9.3%
| Range | % of households |
|---|---|
| Under $10k | 2.7% |
| $10k–$15k | 1.3% |
| $15k–$25k | 4.0% |
| $25k–$35k | 4.7% |
| $35k–$50k | 7.9% |
| $50k–$75k | 18.5% |
| $75k–$100k | 14.4% |
| $100k–$150k | 22.0% |
| $150k–$200k | 15.2% |
| $200k+ | 9.3% |
| Median income | $95,422 |
Housing
Home values
Under $50k
1.9%
$50k–$100k
1.6%
$100k–$150k
6.7%
$150k–$200k
7.7%
$200k–$300k
43.5%
$300k–$500k
32.0%
$500k–$1M
5.6%
$1M+
1.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $273,200 |
| Median rent / month | $1,596 |
| Owner occupied | 70.7% |
| Renter occupied | 29.3% |
| Vacant | 5.0% |
| Single-family detached | 80.7% |
| Large apartment buildings | 3.5% |
| Mobile homes | 2.7% |
| Median rooms | 6.4 |
| Avg household size (owned) | 2.82 |
Year built
| Era | % |
|---|---|
| 2020 or later | 2.1% |
| 2010–2019 | 27.2% |
| 2000–2009 | 28.5% |
| 1990–1999 | 20.4% |
| 1980–1989 | 7.2% |
| 1970–1979 | 6.5% |
| 1960–1969 | 2.3% |
| 1950–1959 | 4.3% |
| 1940–1949 | 0.9% |
| 1939 or earlier | 0.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.9% |
| 1 bedroom | 4.6% |
| 2 bedrooms | 11.3% |
| 3 bedrooms | 49.0% |
| 4 bedrooms | 29.7% |
| 5+ bedrooms | 3.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 1.5% |
| 1 vehicle | 26.0% |
| 2 vehicles | 46.4% |
| 3 or more | 26.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 13.8% |
| Electricity | 84.3% |
| Propane / LP gas | 1.1% |
| Solar | 0.4% |
| No fuel used | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,941 | 61.3% |
| Cohabiting couple | 768 | 5.3% |
| Male householder, no spouse | 1,777 | 12.2% |
| Female householder, no spouse | 3,094 | 21.2% |
| Households with children under 18 | 5,628 | 38.6% |
| Households with seniors (65+) | 3,583 | 24.6% |
| Average household size | 2.76 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.1% | 21.8% |
| Married | 58.8% | 56.4% |
| Separated | 1.4% | 2.9% |
| Widowed | 2.2% | 7.3% |
| Divorced | 7.4% | 11.5% |
Education
Less than 9th grade
1.4%
Some HS, no diploma
4.0%
HS graduate
20.3%
Some college, no degree
22.7%
Associate's degree
11.8%
Bachelor's degree
24.5%
Graduate / professional
15.3%
| Metric | % |
|---|---|
| HS diploma or higher | 94.5% |
| Bachelor's or higher | 39.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 745 | 6.7% |
| Kindergarten | 599 | 5.4% |
| Elementary school | 4,417 | 39.7% |
| High school | 2,057 | 18.5% |
| College / grad school | 3,299 | 29.7% |
Employment
Industry of employment
Education & healthcare
22.2%
Professional & management
11.1%
Retail trade
10.9%
Public administration
10.7%
Transportation & utilities
8.9%
Arts, food & hospitality
8.7%
Finance & real estate
8.6%
Construction
5.5%
Other services
5.0%
Manufacturing
4.2%
Wholesale trade
2.2%
Information
1.2%
Agriculture & mining
0.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 44.5% |
| Service | 13.9% |
| Sales & office | 23.5% |
| Natural resources & construction | 6.0% |
| Production & transportation | 12.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 69.9% |
| Government | 23.7% |
| Self-employed | 6.3% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 75.8% |
| Carpool | 8.2% |
| Public transit | 0.0% |
| Walk | 0.5% |
| Work from home | 14.4% |
| Other means | 1.1% |
| Avg commute (minutes) | 27.5 |
Poverty
All people
6.9%
Under 18 years
10.2%
18 and over
5.8%
Married-couple families
3.1%
Female-led households
11.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 27.4% |
| Retirement income | 31.3% |
| Supplemental Security | 3.1% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 6.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 36.5% |
| High blood pressure | 30.4% |
| High cholesterol | 32.0% |
| Diabetes | 9.6% |
| Heart disease | 5.0% |
| Stroke | 2.3% |
| Asthma | 8.7% |
| Arthritis | 19.9% |
| Kidney disease | 2.4% |
| Pulmonary disease | 4.9% |
| Cancer | 5.6% |
| Behavior / access | % |
|---|---|
| Smoking | 14.5% |
| Binge drinking | 19.3% |
| No physical activity | 21.0% |
| Less than 7 hrs sleep | 34.8% |
| Depression | 20.8% |
| Fair or poor health | 12.8% |
| Poor mental health | 14.1% |
| Poor physical health | 9.0% |
| No health insurance | 21.7% |
| Visited doctor (checkup) | 71.6% |
| Visited dentist | 62.0% |
| Cholesterol screening | 90.4% |
| Teeth loss | 10.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 6,110 | 20.3% |
| Disability | % |
|---|---|
| Any disability | 12.6% |
| Under 18 | 4.7% |
| 18–64 years | 11.1% |
| 65 and over | 35.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 80.7% |
| Public insurance | 27.4% |
| No insurance | 7.5% |
| Uninsured under 19 | 4.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 38,082 | 93.9% |
| Spanish | 1,506 | 4.0% |
| Other Indo-European | 1,199 | 3.1% |
| Asian & Pacific Islander | 70 | 0.2% |
| Other languages | 237 | 0.6% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 38,033 | 93.8% |
| Born in same state | 35,975 | 88.8% |
| Born in different state | 19,724 | 48.7% |
| Foreign born | 2,058 | 5.1% |
| Naturalized citizen | 2,502 | 6.2% |
| Not a US citizen | 1,721 | 68.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,492 | 8.6% |
| French | 2,600 | 6.4% |
| Arab | 1,211 | 3% |
| English | 309 | 0.8% |
| German | 188 | 0.5% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 135 | 0.3% |
| Dutch | 124 | 0.3% |
| Irish | 69 | 0.2% |
| Norwegian | 17 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 36.0% |
| Internet access | 98.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 78154
What city is ZIP code 78154 in?
ZIP code 78154 is primarily assigned to Schertz, Texas.
What county is ZIP code 78154 in?
ZIP code 78154 falls within Guadalupe County, Texas.
Does ZIP code 78154 have a large veteran population?
20% of civilians in ZIP code 78154 are veterans, above the national average of ~7%.
What is the population of ZIP code 78154?
ZIP code 78154 has an estimated population of 40,535 residents, with a density of 1,234 people per square mile.
What is the median household income in ZIP code 78154?
The median household income in ZIP code 78154 is $95,422, above the national median of ~$75,000.
What is the typical home value in ZIP code 78154?
The median home value in ZIP code 78154 is $273,200.
What timezone is ZIP code 78154 in?
ZIP code 78154 observes the CST timezone.