85546 ZIP Code — Safford, AZ

Graham County, Arizona

ZIP code 85546 is located in Safford, Arizona, within Graham County. It covers approximately 696.50 square miles and serves a population of 20,893 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 85546

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $174,000. Owner-occupancy is high at 76%, well above the national average.

Median household income is $61,627. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 85546 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

20,893

population

696.50

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85546 ZIP code map

Cities in ZIP code 85546

Below are the cities the US Postal Service accepts for ZIP code 85546. Using any city not on this list may result in mail delivery delays.

City	Status
Safford	Preferred

Nearby ZIP codes

85534 Duncan (14.8 mi) 85540 Morenci (17.6 mi)

Demographics updated 06/2026

Population
Total population	20,893
Population density	30 / sq mi
State FIPS	04
County FIPS	009

Geography
Land area	696.50 sq mi
Water area	3.86 sq mi
Latitude	32.7515
Longitude	-109.4466
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.0%	44.3%	40.6%
$50k – $100k	37.8%	36.9%	31.9%
$100k – $200k	13.9%	17.3%	21.1%
Over $200k	1.3%	1.5%	6.4%

Demographics & statistics

20,893

Population

People per sq mi

34.9

Median age

$61,627

Median household income

$24,187

Per capita income

$174,000

Median home value

$855

Median monthly rent

76.0%

Home ownership

16.1%

Poverty rate

4.5%

Unemployment

6,053

Housing units

12.6%

Bachelor's or higher

Age distribution

Male Female

822

Under 5

651

618

5–9

489

880

10–14

696

613

15–19

485

992

20–24

786

1,928

25–34

1,526

1,571

35–44

1,243

1,348

45–54

1,068

670

55–59

530

575

60–64

455

886

65–74

702

592

75–84

468

167

85+

132

← Male

Female →

Age summary

Group	Count	%
Under 18	4,929	23.6%
18 and over	15,964	76.4%
65 and over	2,947	14.1%
Median age	34.9 years

Race & ethnicity

White 62.4%

Hispanic or Latino 15.9%

Two or more races 12%

Other race 5.1%

Black or African American 2.3%

American Indian / Alaska Native 1.7%

Asian 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	15,515	62.4%
Hispanic or Latino	3,961	15.9%
Two or more races	2,982	12%
Other race	1,273	5.1%
Black or African American	565	2.3%
American Indian / Alaska Native	415	1.7%
Asian	123	0.5%
Native Hawaiian / Pacific Islander	20	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.0%	44.3%	40.6%
$50k – $100k	37.8%	36.9%	31.9%
$100k – $200k	13.9%	17.3%	21.1%
Over $200k	1.3%	1.5%	6.4%

Under $10k 6.3%

$10k–$15k 4.0%

$15k–$25k 7.6%

$25k–$35k 9.1%

$35k–$50k 13.1%

$50k–$75k 20.4%

$75k–$100k 17.0%

$100k–$150k 12.5%

$150k–$200k 6.5%

$200k+ 3.4%

Range	% of households
Under $10k	6.3%
$10k–$15k	4.0%
$15k–$25k	7.6%
$25k–$35k	9.1%
$35k–$50k	13.1%
$50k–$75k	20.4%
$75k–$100k	17.0%
$100k–$150k	12.5%
$150k–$200k	6.5%
$200k+	3.4%
Median income	$61,627

Housing

Home values

Under $50k 11.7%

$50k–$100k 11.2%

$100k–$150k 16.4%

$150k–$200k 22.5%

$200k–$300k 25.7%

$300k–$500k 10.7%

$500k–$1M 1.8%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$174,000
Median rent / month	$855
Owner occupied	76.0%
Renter occupied	24.0%
Vacant	13.7%
Single-family detached	70.8%
Large apartment buildings	1.8%
Mobile homes	22.4%
Median rooms	5.6
Avg household size (owned)	2.88

Year built

Era	%
2020 or later	0.5%
2010–2019	6.2%
2000–2009	22.2%
1990–1999	15.3%
1980–1989	12.1%
1970–1979	14.6%
1960–1969	10.2%
1950–1959	10.5%
1940–1949	3.3%
1939 or earlier	5.1%

Bedrooms

Size	% of units
No bedroom (studio)	3.2%
1 bedroom	7.3%
2 bedrooms	18.4%
3 bedrooms	51.7%
4 bedrooms	16.3%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	24.3%
2 vehicles	34.1%
3 or more	37.9%

Heating fuel

Fuel type	%
Utility gas	50.6%
Electricity	37.5%
Propane / LP gas	6.5%
Fuel oil	0.1%
Wood	1.5%
Solar	0.3%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	2,929	44.5%
Cohabiting couple	751	11.4%
Male householder, no spouse	1,240	18.8%
Female householder, no spouse	1,664	25.3%
Households with children under 18	2,372	36.0%
Households with seniors (65+)	2,063	31.3%
Average household size	2.81

Marital status

Status	Male	Female
Never married	43.6%	30.5%
Married	37.9%	44.1%
Separated	2.8%	1.5%
Widowed	2.2%	7.5%
Divorced	13.6%	16.5%

Education

Less than 9th grade 5.2%

Some HS, no diploma 10.9%

HS graduate 31.1%

Some college, no degree 29.6%

Associate's degree 10.5%

Bachelor's degree 9.3%

Graduate / professional 3.3%

Metric	%
HS diploma or higher	83.9%
Bachelor's or higher	12.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	306	6.4%
Kindergarten	247	5.2%
Elementary school	2,167	45.5%
High school	1,057	22.2%
College / grad school	990	20.8%

Employment

Industry of employment

Education & healthcare 18.0%

Agriculture & mining 14.2%

Construction 11.7%

Retail trade 10.5%

Professional & management 8.9%

Arts, food & hospitality 8.9%

Public administration 6.6%

Finance & real estate 5.5%

Other services 5.3%

Transportation & utilities 4.2%

Manufacturing 3.4%

Wholesale trade 2.2%

Information 0.5%

Occupation

Category	%
Management, business & arts	29.8%
Service	19.6%
Sales & office	17.1%
Natural resources & construction	20.6%
Production & transportation	12.9%

Employment type

Type	%
Private sector	78.3%
Government	13.9%
Self-employed	6.6%
Unpaid family workers	1.2%

Commute

Method	%
Drive alone	83.4%
Carpool	11.1%
Public transit	0.1%
Walk	0.5%
Work from home	3.3%
Other means	1.6%
Avg commute (minutes)	22.9

Poverty

All people 16.1%

Under 18 years 17.6%

18 and over 15.6%

Married-couple families 4.2%

Female-led households 41.0%

Income support

Source	% of households
Social Security	38.7%
Retirement income	26.3%
Supplemental Security	5.9%
Cash public assistance	2.9%
Food stamps / SNAP	11.0%

Health indicators

Condition	%
Obesity	32.3%
High blood pressure	31.1%
High cholesterol	29.9%
Diabetes	10.8%
Heart disease	6.2%
Stroke	3.0%
Asthma	9.9%
Arthritis	21.1%
Kidney disease	3.1%
Pulmonary disease	6.6%
Cancer	5.6%

Behavior / access	%
Smoking	17.7%
Binge drinking	17.3%
No physical activity	24.2%
Less than 7 hrs sleep	34.0%
Depression	18.8%
Fair or poor health	17.0%
Poor mental health	15.4%
Poor physical health	11.4%
No health insurance	22.4%
Visited doctor (checkup)	66.8%
Visited dentist	57.9%
Cholesterol screening	86.6%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	869	5.4%

Disability	%
Any disability	14.5%
Under 18	4.9%
18–64 years	10.5%
65 and over	46.8%

Health insurance coverage

Type	%
Private insurance	61.4%
Public insurance	45.9%
No insurance	7.3%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,420	92.9%
Spanish	742	3.8%
Other Indo-European	652	3.4%
Asian & Pacific Islander	22	0.1%
Other languages	11	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,241	96.9%
Born in same state	20,162	96.5%
Born in different state	13,654	65.4%
Foreign born	79	0.4%
Naturalized citizen	652	3.1%
Not a US citizen	331	50.8%

Ancestry

Ancestry	Count	%
French	1,717	8.2%
Italian	1,048	5%
Arab	701	3.4%

Ancestry	Count	%
Dutch	190	0.9%
English	163	0.8%
Polish	117	0.6%

Technology access

Metric	% of households
Computer access	31.5%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85546

What city is ZIP code 85546 in?

ZIP code 85546 is primarily assigned to Safford, Arizona.

What county is ZIP code 85546 in?

ZIP code 85546 falls within Graham County, Arizona.

How educated is the population of ZIP code 85546?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 85546?

16% of residents in ZIP code 85546 live below the poverty line, above the national average.

Does ZIP code 85546 have a large retiree population?

39% of households in ZIP code 85546 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 85546?

The median home value in ZIP code 85546 is $174,000.

What timezone is ZIP code 85546 in?

ZIP code 85546 observes the MST timezone.