12574 ZIP Code — Rhinecliff, NY

Dutchess County, New York

ZIP code 12574 is located in Rhinecliff, New York, within Dutchess County. It covers approximately 0.51 square miles and serves a population of 293 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12574

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $375,700.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is high — 83% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12574 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

293

population

0.51

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12574 ZIP code map

Cities in ZIP code 12574

Below are the cities the US Postal Service accepts for ZIP code 12574. Using any city not on this list may result in mail delivery delays.

City	Status
Rhinecliff	Acceptable

Demographics updated 06/2026

Population
Total population	293
Population density	575 / sq mi
State FIPS	36
County FIPS	027

Geography
Land area	0.51 sq mi
Water area	0.00 sq mi
Latitude	41.9194
Longitude	-73.9519
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.0%	31.1%	37.0%
$50k – $100k	0.0%	27.7%	27.0%
$100k – $200k	17.5%	29.5%	24.4%
Over $200k	28.5%	11.8%	11.5%

Demographics & statistics

293

Population

575

People per sq mi

63.7

Median age

Median household income

$79,787

Per capita income

$375,700

Median home value

Median monthly rent

100.0%

Home ownership

0.0%

Poverty rate

5.2%

Unemployment

238

Housing units

82.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

25–34

35–44

45–54

55–59

60–64

65–74

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	16	5.5%
18 and over	277	94.5%
65 and over	141	48.1%
Median age	63.7 years

Race & ethnicity

White 100%

Group	Count	%
White	293	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.0%	31.1%	37.0%
$50k – $100k	0.0%	27.7%	27.0%
$100k – $200k	17.5%	29.5%	24.4%
Over $200k	28.5%	11.8%	11.5%

$50k–$75k 51.6%

$100k–$150k 5.2%

$150k–$200k 17.0%

$200k+ 26.1%

Range	% of households
$50k–$75k	51.6%
$100k–$150k	5.2%
$150k–$200k	17.0%
$200k+	26.1%
Median income	$0

Housing

Home values

$300k–$500k 71.2%

$500k–$1M 20.9%

$1M+ 7.8%

Housing overview

Metric	Value
Median home value	$375,700
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	35.7%
Single-family detached	95.0%
Large apartment buildings	5.0%
Mobile homes	0.0%
Median rooms	6.5
Avg household size (owned)	1.92

Year built

Era	%
2020 or later	0.0%
2010–2019	14.3%
2000–2009	5.0%
1990–1999	0.0%
1980–1989	0.0%
1970–1979	0.0%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	7.1%
1939 or earlier	73.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	36.1%
3 bedrooms	22.7%
4 bedrooms	41.2%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	51.6%
2 vehicles	35.9%
3 or more	12.4%

Heating fuel

Fuel type	%
Propane / LP gas	5.9%
Fuel oil	94.1%

Households & families

Household type	Count	%
Married-couple family	55	35.9%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	98	64.1%
Households with children under 18	12	7.8%
Households with seniors (65+)	115	75.2%
Average household size	1.92

Marital status

Status	Male	Female
Never married	23.6%	16.2%
Married	76.4%	25.1%
Separated	0.0%	0.0%
Widowed	0.0%	58.7%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 10.8%

Some college, no degree 6.5%

Associate's degree 0.0%

Bachelor's degree 24.5%

Graduate / professional 58.1%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	82.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	17	100.0%

Employment

Industry of employment

Education & healthcare 29.7%

Professional & management 26.2%

Other services 14.5%

Public administration 12.4%

Retail trade 8.3%

Construction 6.2%

Finance & real estate 2.8%

Occupation

Category	%
Management, business & arts	64.1%
Service	12.4%
Sales & office	2.8%
Natural resources & construction	20.7%
Production & transportation	0.0%

Employment type

Type	%
Private sector	54.5%
Government	45.5%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.8%
Carpool	0.0%
Public transit	15.2%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	32.9

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	75.2%
Retirement income	69.3%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	27.4%
High blood pressure	31.7%
High cholesterol	32.4%
Diabetes	8.1%
Heart disease	5.8%
Stroke	2.6%
Asthma	9.8%
Arthritis	21.7%
Kidney disease	2.6%
Pulmonary disease	5.7%
Cancer	6.9%

Behavior / access	%
Smoking	14.4%
Binge drinking	17.9%
No physical activity	19.4%
Less than 7 hrs sleep	32.6%
Depression	19.2%
Fair or poor health	10.1%
Poor mental health	12.7%
Poor physical health	8.6%
No health insurance	8.3%
Visited doctor (checkup)	77.4%
Visited dentist	69.8%
Cholesterol screening	92.4%
Teeth loss	10.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	96.9%
Public insurance	51.2%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	277	94.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	293	100.0%
Born in same state	293	100.0%
Born in different state	219	74.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	104	35.5%
French	88	30%

Ancestry	Count	%
Arab	43	14.7%

Technology access

Metric	% of households
Computer access	52.2%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12574

What city is ZIP code 12574 in?

ZIP code 12574 is primarily assigned to Rhinecliff, New York.

What county is ZIP code 12574 in?

ZIP code 12574 falls within Dutchess County, New York.

How educated is the population of ZIP code 12574?

83% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 12574 have a large retiree population?

75% of households in ZIP code 12574 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 12574 have an older population?

48% of residents in ZIP code 12574 are 65 or older, above the national average of ~17%.

What is the typical home value in ZIP code 12574?

The median home value in ZIP code 12574 is $375,700.

What timezone is ZIP code 12574 in?

ZIP code 12574 observes the EST timezone.