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New Jersey ZIP Codes
Mercer County
Princeton, NJ
08540
08540 ZIP Code — Princeton, NJ
Mercer County, New Jersey
ZIP code 08540 is located in
Princeton ,
New Jersey ,
within Mercer County .
It covers approximately 51.72 square miles and serves a population of
48,513 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 609 .
About ZIP code 08540
The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $708,700. Owner-occupancy sits near the national average at 64%.
The gap between median ($161,018) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average. Remote work is prevalent — 33% of workers work from home.
Educational attainment is high — 83% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 08540 reflects a community defined by a highly educated population and a high rate of remote workers.
08540 ZIP code map
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Cities in ZIP code 08540
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
48,513
Population density
938 / sq mi
State FIPS
34
County FIPS
021
Geography
Land area
51.72 sq mi
Water area
1.04 sq mi
Latitude
40.3782
Longitude
-74.6622
Timezone
Eastern (ET)
Area code
609
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
18.3%
30.6%
30.2%
$50k – $100k
18.0%
25.8%
26.7%
$100k – $200k
27.5%
28.0%
28.3%
Over $200k
36.2%
15.6%
14.8%
Demographics & statistics
$161,018
Median household income
$708,700
Median home value
$2,060
Median monthly rent
82.9%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 11,226 23.1%
18 and over 37,287 76.9%
65 and over 7,408 15.3%
Median age 40.3 years
Race & ethnicity
Black or African American
5.9%
American Indian / Alaska Native
0.4%
Group Count %
White 26,969 53.4%
Asian 15,153 30%
Black or African American 3,000 5.9%
Two or more races 2,556 5.1%
Hispanic or Latino 1,985 3.9%
Other race 639 1.3%
American Indian / Alaska Native 181 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
18.3%
30.6%
30.2%
$50k – $100k
18.0%
25.8%
26.7%
$100k – $200k
27.5%
28.0%
28.3%
Over $200k
36.2%
15.6%
14.8%
Range % of households
Under $10k 3.6%
$10k–$15k 3.0%
$15k–$25k 3.0%
$25k–$35k 2.0%
$35k–$50k 6.8%
$50k–$75k 7.7%
$75k–$100k 9.7%
$100k–$150k 12.0%
$150k–$200k 12.4%
$200k+ 39.9%
Median income $161,018
Housing
Housing overview
Metric Value
Median home value $708,700
Median rent / month $2,060
Owner occupied 64.0%
Renter occupied 36.0%
Vacant 7.3%
Single-family detached 50.1%
Large apartment buildings 11.8%
Mobile homes 0.0%
Median rooms 6.1
Avg household size (owned) 2.78
Year built
Era %
2020 or later 0.1%
2010–2019 9.3%
2000–2009 16.9%
1990–1999 15.8%
1980–1989 16.0%
1970–1979 8.5%
1960–1969 7.8%
1950–1959 11.2%
1940–1949 5.1%
1939 or earlier 9.2%
Bedrooms
Size % of units
No bedroom (studio) 2.9%
1 bedroom 10.0%
2 bedrooms 26.1%
3 bedrooms 26.1%
4 bedrooms 23.9%
5+ bedrooms 11.1%
Vehicles per household
Vehicles % of households
No vehicle 7.0%
1 vehicle 36.3%
2 vehicles 41.8%
3 or more 14.8%
Heating fuel
Fuel type %
Utility gas 71.5%
Electricity 21.4%
Propane / LP gas 1.5%
Fuel oil 4.4%
Wood 0.1%
Solar 0.1%
No fuel used 0.6%
Households & families
Household type Count %
Married-couple family 10,576 60.2%
Cohabiting couple 401 2.3%
Male householder, no spouse 2,517 14.3%
Female householder, no spouse 4,084 23.2%
Households with children under 18 6,537 37.2%
Households with seniors (65+) 4,946 28.1%
Average household size 2.61
Marital status
Status Male Female
Never married 32.0% 27.8%
Married 60.0% 54.2%
Separated 1.1% 2.4%
Widowed 1.8% 7.2%
Divorced 5.0% 8.4%
Education
Some college, no degree
5.4%
Graduate / professional
50.3%
Metric %
HS diploma or higher 97.2%
Bachelor's or higher 82.9%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 621 4.0%
Kindergarten 856 5.5%
Elementary school 5,481 35.3%
High school 2,886 18.6%
College / grad school 5,687 36.6%
Employment
Industry of employment
Education & healthcare
31.4%
Professional & management
23.7%
Finance & real estate
11.5%
Arts, food & hospitality
3.2%
Transportation & utilities
1.9%
Public administration
1.5%
Agriculture & mining
1.1%
Occupation
Category %
Management, business & arts 75.3%
Service 5.8%
Sales & office 13.5%
Natural resources & construction 2.8%
Production & transportation 2.7%
Employment type
Type %
Private sector 86.0%
Government 7.9%
Self-employed 6.0%
Unpaid family workers 0.1%
Commute
Method %
Drive alone 46.0%
Carpool 4.6%
Public transit 7.6%
Walk 6.7%
Work from home 32.5%
Other means 2.5%
Avg commute (minutes) 30.3
Poverty
Married-couple families
3.5%
Female-led households
24.5%
Income support
Source % of households
Social Security 24.8%
Retirement income 17.8%
Supplemental Security 2.6%
Cash public assistance 1.6%
Food stamps / SNAP 2.3%
Health indicators
Condition %
Obesity 21.0%
High blood pressure 0.0%
High cholesterol 0.0%
Diabetes 6.7%
Heart disease 4.3%
Stroke 1.8%
Asthma 8.0%
Arthritis 16.7%
Kidney disease 2.0%
Pulmonary disease 3.2%
Cancer 5.9%
Behavior / access %
Smoking 7.5%
Binge drinking 15.9%
No physical activity 13.6%
Less than 7 hrs sleep 29.6%
Depression 15.1%
Fair or poor health 6.7%
Poor mental health 11.1%
Poor physical health 5.5%
No health insurance 8.2%
Visited doctor (checkup) 74.8%
Visited dentist 75.2%
Cholesterol screening 0.0%
Teeth loss 5.6%
Veterans & disability
Veterans Count %
Civilian veterans 979 2.6%
Disability %
Any disability 6.6%
Under 18 1.9%
18–64 years 3.9%
65 and over 25.3%
Health insurance coverage
Type %
Private insurance 88.4%
Public insurance 20.3%
No insurance 2.1%
Uninsured under 19 0.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 46,231 95.3%
Spanish 5,563 12.0%
Other Indo-European 854 1.8%
Asian & Pacific Islander 2,058 4.5%
Other languages 2,493 5.4%
Place of birth & citizenship
Origin Count %
Native born (US) 30,491 62.9%
Born in same state 29,661 61.1%
Born in different state 13,921 28.7%
Foreign born 830 1.7%
Naturalized citizen 18,022 37.1%
Not a US citizen 9,489 52.7%
Ancestry
Ancestry Count %
French 3,775 7.8%
Italian 3,491 7.2%
Arab 1,273 2.6%
Irish 545 1.1%
Polish 455 0.9%
Ancestry Count %
English 310 0.6%
Dutch 247 0.5%
German 169 0.3%
Norwegian 104 0.2%
Technology access
Metric % of households
Computer access 36.2%
Internet access 99.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 08540
What city is ZIP code 08540 in?
ZIP code 08540 is primarily assigned to Princeton, New Jersey.
What county is ZIP code 08540 in?
ZIP code 08540 falls within Mercer County, New Jersey.
How educated is the population of ZIP code 08540?
83% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the median household income in ZIP code 08540?
The median household income in ZIP code 08540 is $161,018, above the national median of ~$75,000.
What is the typical home value in ZIP code 08540?
The median home value in ZIP code 08540 is $708,700.
What is the population of ZIP code 08540?
ZIP code 08540 has an estimated population of 48,513 residents, with a density of 938 people per square mile.
What timezone is ZIP code 08540 in?
ZIP code 08540 observes the EST timezone.
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