85541 ZIP Code — Payson, AZ

Gila County, Arizona

ZIP code 85541 is located in Payson, Arizona, within Gila County. It covers approximately 808.49 square miles and serves a population of 22,951 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 85541

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $290,300. Owner-occupancy is high at 79%, well above the national average.

Median household income is $58,734. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 85541 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

22,951

population

808.49

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

85541 ZIP code map

Cities in ZIP code 85541

Below are the cities the US Postal Service accepts for ZIP code 85541. Using any city not on this list may result in mail delivery delays.

City	Status
Payson	Acceptable
Payson	Preferred

Demographics updated 06/2026

Population
Total population	22,951
Population density	28 / sq mi
State FIPS	04
County FIPS	007

Geography
Land area	808.49 sq mi
Water area	0.23 sq mi
Latitude	34.0443
Longitude	-111.2309
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.0%	52.0%	40.6%
$50k – $100k	34.5%	32.5%	31.9%
$100k – $200k	13.2%	13.1%	21.1%
Over $200k	4.3%	2.4%	6.4%

Demographics & statistics

22,951

Population

People per sq mi

59.5

Median age

$58,734

Median household income

$36,592

Per capita income

$290,300

Median home value

$1,210

Median monthly rent

79.1%

Home ownership

11.4%

Poverty rate

5.7%

Unemployment

13,325

Housing units

22.5%

Bachelor's or higher

Age distribution

Male Female

426

Under 5

440

608

5–9

628

532

10–14

551

323

15–19

335

436

20–24

451

1,089

25–34

1,126

721

35–44

746

793

45–54

821

797

55–59

824

1,342

60–64

1,387

2,394

65–74

2,475

1,297

75–84

1,342

525

85+

542

← Male

Female →

Age summary

Group	Count	%
Under 18	3,666	16.0%
18 and over	19,285	84.0%
65 and over	8,575	37.4%
Median age	59.5 years

Race & ethnicity

White 83.2%

Hispanic or Latino 6.4%

Two or more races 5.7%

Other race 2.3%

American Indian / Alaska Native 1.1%

Asian 0.8%

Black or African American 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	20,401	83.2%
Hispanic or Latino	1,570	6.4%
Two or more races	1,387	5.7%
Other race	571	2.3%
American Indian / Alaska Native	267	1.1%
Asian	197	0.8%
Black or African American	113	0.5%
Native Hawaiian / Pacific Islander	15	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.0%	52.0%	40.6%
$50k – $100k	34.5%	32.5%	31.9%
$100k – $200k	13.2%	13.1%	21.1%
Over $200k	4.3%	2.4%	6.4%

Under $10k 5.3%

$10k–$15k 3.9%

$15k–$25k 10.7%

$25k–$35k 9.8%

$35k–$50k 12.9%

$50k–$75k 20.7%

$75k–$100k 14.8%

$100k–$150k 12.1%

$150k–$200k 4.8%

$200k+ 5.1%

Range	% of households
Under $10k	5.3%
$10k–$15k	3.9%
$15k–$25k	10.7%
$25k–$35k	9.8%
$35k–$50k	12.9%
$50k–$75k	20.7%
$75k–$100k	14.8%
$100k–$150k	12.1%
$150k–$200k	4.8%
$200k+	5.1%
Median income	$58,734

Housing

Home values

Under $50k 10.7%

$50k–$100k 3.7%

$100k–$150k 5.6%

$150k–$200k 7.9%

$200k–$300k 24.9%

$300k–$500k 30.9%

$500k–$1M 13.5%

$1M+ 2.9%

Housing overview

Metric	Value
Median home value	$290,300
Median rent / month	$1,210
Owner occupied	79.1%
Renter occupied	20.9%
Vacant	30.2%
Single-family detached	72.5%
Large apartment buildings	0.9%
Mobile homes	19.1%
Median rooms	5.1
Avg household size (owned)	2.04

Year built

Era	%
2020 or later	0.4%
2010–2019	6.4%
2000–2009	22.0%
1990–1999	23.4%
1980–1989	16.9%
1970–1979	18.4%
1960–1969	6.7%
1950–1959	4.5%
1940–1949	1.0%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	11.6%
2 bedrooms	27.8%
3 bedrooms	42.5%
4 bedrooms	11.0%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	34.7%
2 vehicles	39.9%
3 or more	21.0%

Heating fuel

Fuel type	%
Utility gas	35.2%
Electricity	42.4%
Propane / LP gas	12.8%
Wood	6.2%
Solar	0.5%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	5,161	47.4%
Cohabiting couple	669	6.2%
Male householder, no spouse	2,317	21.3%
Female householder, no spouse	2,731	25.1%
Households with children under 18	1,860	17.1%
Households with seniors (65+)	6,124	56.3%
Average household size	2.07

Marital status

Status	Male	Female
Never married	20.9%	14.7%
Married	57.4%	54.5%
Separated	1.1%	1.1%
Widowed	6.1%	12.3%
Divorced	14.5%	17.5%

Education

Less than 9th grade 1.7%

Some HS, no diploma 6.1%

HS graduate 27.9%

Some college, no degree 30.6%

Associate's degree 11.2%

Bachelor's degree 13.7%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	92.1%
Bachelor's or higher	22.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	93	2.6%
Kindergarten	263	7.4%
Elementary school	1,875	52.8%
High school	636	17.9%
College / grad school	683	19.2%

Employment

Industry of employment

Education & healthcare 25.4%

Arts, food & hospitality 15.5%

Retail trade 13.1%

Construction 9.0%

Professional & management 8.7%

Finance & real estate 6.3%

Manufacturing 4.6%

Public administration 4.5%

Other services 4.3%

Transportation & utilities 3.4%

Agriculture & mining 2.2%

Information 1.8%

Wholesale trade 1.1%

Occupation

Category	%
Management, business & arts	36.0%
Service	20.8%
Sales & office	19.4%
Natural resources & construction	12.3%
Production & transportation	11.5%

Employment type

Type	%
Private sector	72.8%
Government	18.1%
Self-employed	8.7%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	72.8%
Carpool	13.7%
Public transit	0.0%
Walk	1.8%
Work from home	10.4%
Other means	1.3%
Avg commute (minutes)	20.9

Poverty

All people 11.4%

Under 18 years 17.0%

18 and over 10.3%

Married-couple families 4.1%

Female-led households 23.2%

Income support

Source	% of households
Social Security	56.9%
Retirement income	36.7%
Supplemental Security	3.7%
Cash public assistance	1.0%
Food stamps / SNAP	10.6%

Health indicators

Condition	%
Obesity	30.3%
High blood pressure	39.6%
High cholesterol	38.9%
Diabetes	12.6%
Heart disease	9.6%
Stroke	4.4%
Asthma	10.4%
Arthritis	32.7%
Kidney disease	4.3%
Pulmonary disease	10.0%
Cancer	9.4%

Behavior / access	%
Smoking	18.5%
Binge drinking	14.1%
No physical activity	25.3%
Less than 7 hrs sleep	32.6%
Depression	20.4%
Fair or poor health	17.5%
Poor mental health	14.1%
Poor physical health	13.6%
No health insurance	12.9%
Visited doctor (checkup)	72.2%
Visited dentist	61.3%
Cholesterol screening	92.5%
Teeth loss	13.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,630	13.6%

Disability	%
Any disability	21.1%
Under 18	3.3%
18–64 years	16.5%
65 and over	34.7%

Health insurance coverage

Type	%
Private insurance	57.8%
Public insurance	57.0%
No insurance	9.7%
Uninsured under 19	9.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,085	96.2%
Spanish	370	1.7%
Other Indo-European	321	1.5%
Asian & Pacific Islander	8	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,156	96.5%
Born in same state	22,034	96.0%
Born in different state	7,926	34.5%
Foreign born	122	0.5%
Naturalized citizen	795	3.5%
Not a US citizen	541	68.1%

Ancestry

Ancestry	Count	%
Italian	3,211	14%
French	3,169	13.8%
Arab	1,362	5.9%
Polish	794	3.5%
English	596	2.6%

Ancestry	Count	%
German	299	1.3%
Dutch	182	0.8%
Norwegian	101	0.4%
Irish	93	0.4%

Technology access

Metric	% of households
Computer access	47.4%
Internet access	91.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85541

What city is ZIP code 85541 in?

ZIP code 85541 is primarily assigned to Payson, Arizona.

What county is ZIP code 85541 in?

ZIP code 85541 falls within Gila County, Arizona.

Does ZIP code 85541 have an older population?

37% of residents in ZIP code 85541 are 65 or older, above the national average of ~17%.

Does ZIP code 85541 have a large retiree population?

57% of households in ZIP code 85541 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 85541 have a large veteran population?

14% of civilians in ZIP code 85541 are veterans, above the national average of ~7%.

What is the population of ZIP code 85541?

ZIP code 85541 has an estimated population of 22,951 residents, with a density of 28 people per square mile.

What timezone is ZIP code 85541 in?

ZIP code 85541 observes the MST timezone.