69040 ZIP Code — Palisade, NE

Hitchcock County, Nebraska

ZIP code 69040 is located in Palisade, Nebraska, within Hitchcock County. It covers approximately 198.19 square miles and serves a population of 641 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 69040

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $73,800. Owner-occupancy is high at 86%, well above the national average.

Median household income is $53,750. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 69040 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

641

population

198.19

sq mi land

Standard

ZIP type

Central (CT)

timezone

69040 ZIP code map

Cities in ZIP code 69040

Below are the cities the US Postal Service accepts for ZIP code 69040. Using any city not on this list may result in mail delivery delays.

City	Status
Palisade	Acceptable
Palisade	Preferred

Nearby ZIP codes

69032 Hayes Center (11.8 mi) 69043 Stratton (15 mi) 69044 Trenton (17.7 mi) 69045 Wauneta (18.1 mi)

Demographics updated 06/2026

Population
Total population	641
Population density	3 / sq mi
State FIPS	31
County FIPS	087

Geography
Land area	198.19 sq mi
Water area	0.09 sq mi
Latitude	40.3722
Longitude	-101.1640
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.7%	54.3%	39.5%
$50k – $100k	23.7%	31.2%	33.4%
$100k – $200k	17.2%	10.3%	22.0%
Over $200k	2.4%	4.2%	5.2%

Demographics & statistics

641

Population

People per sq mi

40.9

Median age

$53,750

Median household income

$30,685

Per capita income

$73,800

Median home value

$688

Median monthly rent

85.6%

Home ownership

11.2%

Poverty rate

0.4%

Unemployment

271

Housing units

15.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	149	23.2%
18 and over	492	76.8%
65 and over	141	22.0%
Median age	40.9 years

Race & ethnicity

White 93.5%

Hispanic or Latino 3.2%

Two or more races 3.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	619	93.5%
Hispanic or Latino	21	3.2%
Two or more races	21	3.2%
American Indian / Alaska Native	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.7%	54.3%	39.5%
$50k – $100k	23.7%	31.2%	33.4%
$100k – $200k	17.2%	10.3%	22.0%
Over $200k	2.4%	4.2%	5.2%

Under $10k 6.1%

$10k–$15k 8.4%

$15k–$25k 5.7%

$25k–$35k 10.6%

$35k–$50k 14.8%

$50k–$75k 17.1%

$75k–$100k 5.3%

$100k–$150k 27.0%

$150k–$200k 1.1%

$200k+ 3.8%

Range	% of households
Under $10k	6.1%
$10k–$15k	8.4%
$15k–$25k	5.7%
$25k–$35k	10.6%
$35k–$50k	14.8%
$50k–$75k	17.1%
$75k–$100k	5.3%
$100k–$150k	27.0%
$150k–$200k	1.1%
$200k+	3.8%
Median income	$53,750

Housing

Home values

Under $50k 33.3%

$50k–$100k 30.7%

$100k–$150k 14.2%

$150k–$200k 10.7%

$200k–$300k 6.7%

$300k–$500k 4.4%

Housing overview

Metric	Value
Median home value	$73,800
Median rent / month	$688
Owner occupied	85.6%
Renter occupied	14.4%
Vacant	14.9%
Single-family detached	93.2%
Large apartment buildings	0.3%
Mobile homes	5.2%
Median rooms	6.4
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	4.2%
1980–1989	8.4%
1970–1979	6.5%
1960–1969	12.9%
1950–1959	14.2%
1940–1949	10.4%
1939 or earlier	43.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	5.5%
2 bedrooms	34.6%
3 bedrooms	18.8%
4 bedrooms	27.8%
5+ bedrooms	10.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.9%
1 vehicle	19.8%
2 vehicles	28.5%
3 or more	46.8%

Heating fuel

Fuel type	%
Utility gas	0.4%
Electricity	43.0%
Propane / LP gas	47.9%
Fuel oil	5.3%
Wood	1.9%

Households & families

Household type	Count	%
Married-couple family	147	55.9%
Cohabiting couple	13	4.9%
Male householder, no spouse	43	16.3%
Female householder, no spouse	60	22.8%
Households with children under 18	87	33.1%
Households with seniors (65+)	92	35.0%
Average household size	2.44

Marital status

Status	Male	Female
Never married	35.0%	16.3%
Married	55.0%	57.6%
Separated	1.2%	1.2%
Widowed	3.5%	13.2%
Divorced	5.4%	11.7%

Education

Less than 9th grade 0.2%

Some HS, no diploma 6.9%

HS graduate 35.3%

Some college, no degree 28.2%

Associate's degree 13.8%

Bachelor's degree 11.7%

Graduate / professional 3.9%

Metric	%
HS diploma or higher	92.9%
Bachelor's or higher	15.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	6.4%
Kindergarten	3	1.8%
Elementary school	90	52.6%
High school	48	28.1%
College / grad school	19	11.1%

Employment

Industry of employment

Education & healthcare 35.6%

Agriculture & mining 14.9%

Transportation & utilities 12.6%

Construction 8.4%

Wholesale trade 8.4%

Retail trade 6.1%

Information 3.8%

Public administration 2.7%

Other services 1.9%

Manufacturing 1.5%

Professional & management 1.5%

Finance & real estate 1.1%

Arts, food & hospitality 1.1%

Occupation

Category	%
Management, business & arts	37.9%
Service	22.2%
Sales & office	14.2%
Natural resources & construction	9.2%
Production & transportation	16.5%

Employment type

Type	%
Private sector	64.0%
Government	26.4%
Self-employed	9.2%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	75.5%
Carpool	8.6%
Public transit	0.0%
Walk	6.6%
Work from home	8.2%
Other means	1.2%
Avg commute (minutes)	25.5

Poverty

All people 11.2%

Under 18 years 14.1%

18 and over 10.4%

Married-couple families 2.7%

Female-led households 50.0%

Income support

Source	% of households
Social Security	42.6%
Retirement income	15.2%
Supplemental Security	9.1%
Cash public assistance	3.0%
Food stamps / SNAP	12.5%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	38.2%
High cholesterol	37.4%
Diabetes	12.0%
Heart disease	8.3%
Stroke	3.7%
Asthma	8.6%
Arthritis	30.1%
Kidney disease	3.4%
Pulmonary disease	7.6%
Cancer	8.5%

Behavior / access	%
Smoking	17.4%
Binge drinking	18.7%
No physical activity	25.1%
Less than 7 hrs sleep	28.9%
Depression	17.2%
Fair or poor health	13.8%
Poor mental health	11.4%
Poor physical health	10.5%
No health insurance	13.4%
Visited doctor (checkup)	72.3%
Visited dentist	65.1%
Cholesterol screening	89.3%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	45	9.1%

Disability	%
Any disability	26.1%
Under 18	20.8%
18–64 years	25.4%
65 and over	33.3%

Health insurance coverage

Type	%
Private insurance	76.8%
Public insurance	36.0%
No insurance	4.1%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	606	94.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	641	100.0%
Born in same state	638	99.5%
Born in different state	441	68.8%
Foreign born	3	0.5%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	76	11.9%
French	52	8.1%
English	14	2.2%
Dutch	13	2%

Ancestry	Count	%
German	10	1.6%
Arab	4	0.6%
Polish	3	0.5%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	88.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 69040

What city is ZIP code 69040 in?

ZIP code 69040 is primarily assigned to Palisade, Nebraska.

What county is ZIP code 69040 in?

ZIP code 69040 falls within Hayes County, Nebraska.

Is ZIP code 69040 mostly owner-occupied?

86% of occupied units in ZIP code 69040 are owner-occupied, well above the national average.

Does ZIP code 69040 have a large retiree population?

43% of households in ZIP code 69040 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 69040?

The median home value in ZIP code 69040 is $73,800.

Does ZIP code 69040 have a large veteran population?

9% of civilians in ZIP code 69040 are veterans, above the national average of ~7%.

What timezone is ZIP code 69040 in?

ZIP code 69040 observes the CST timezone.