59927 ZIP Code — Olney, MT

Flathead County, Montana

ZIP code 59927 is located in Olney, Montana, within Flathead County. It covers approximately 194.24 square miles and serves a population of 328 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 406.

About ZIP code 59927

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $428,600. Owner-occupancy sits near the national average at 67%.

Median household income is $73,250. The poverty rate of 7% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 51% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 59927 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

328

population

194.24

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

59927 ZIP code map

Cities in ZIP code 59927

Below are the cities the US Postal Service accepts for ZIP code 59927. Using any city not on this list may result in mail delivery delays.

City	Status
Olney	Acceptable

Demographics updated 05/2026

Population
Total population	328
Population density	2 / sq mi
State FIPS	30
County FIPS	029

Geography
Land area	194.24 sq mi
Water area	2.31 sq mi
Latitude	48.5932
Longitude	-114.6958
Timezone	Mountain (MT)
Area code	406

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.9%	43.3%	44.2%
$50k – $100k	30.6%	33.5%	32.0%
$100k – $200k	2.5%	18.6%	19.2%
Over $200k	0.0%	4.6%	4.7%

Demographics & statistics

328

Population

People per sq mi

47.4

Median age

$73,250

Median household income

$32,731

Per capita income

$428,600

Median home value

Median monthly rent

67.2%

Home ownership

7.3%

Poverty rate

0.0%

Unemployment

114

Housing units

51.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	20	6.1%
18 and over	308	93.9%
65 and over	79	24.1%
Median age	47.4 years

Race & ethnicity

White 76.4%

Two or more races 12.1%

Hispanic or Latino 5.7%

Other race 5.7%

Group	Count	%
White	266	76.4%
Two or more races	42	12.1%
Hispanic or Latino	20	5.7%
Other race	20	5.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.9%	43.3%	44.2%
$50k – $100k	30.6%	33.5%	32.0%
$100k – $200k	2.5%	18.6%	19.2%
Over $200k	0.0%	4.6%	4.7%

Under $10k 4.9%

$15k–$25k 18.9%

$25k–$35k 4.1%

$35k–$50k 3.3%

$50k–$75k 24.6%

$75k–$100k 23.8%

$100k–$150k 6.6%

$150k–$200k 5.7%

$200k+ 8.2%

Range	% of households
Under $10k	4.9%
$15k–$25k	18.9%
$25k–$35k	4.1%
$35k–$50k	3.3%
$50k–$75k	24.6%
$75k–$100k	23.8%
$100k–$150k	6.6%
$150k–$200k	5.7%
$200k+	8.2%
Median income	$73,250

Housing

Home values

$50k–$100k 3.7%

$100k–$150k 12.2%

$150k–$200k 12.2%

$200k–$300k 8.5%

$300k–$500k 19.5%

$500k–$1M 30.5%

$1M+ 13.4%

Housing overview

Metric	Value
Median home value	$428,600
Median rent / month	$0
Owner occupied	67.2%
Renter occupied	32.8%
Vacant	20.8%
Single-family detached	91.6%
Large apartment buildings	0.0%
Mobile homes	8.4%
Median rooms	5.5
Avg household size (owned)	2.84

Year built

Era	%
2020 or later	0.0%
2010–2019	9.1%
2000–2009	18.8%
1990–1999	2.6%
1980–1989	36.4%
1970–1979	5.2%
1960–1969	1.9%
1950–1959	16.9%
1940–1949	7.1%
1939 or earlier	1.9%

Bedrooms

Size	% of units
No bedroom (studio)	16.2%
1 bedroom	9.1%
2 bedrooms	27.9%
3 bedrooms	44.8%
4 bedrooms	1.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	26.2%
2 vehicles	49.2%
3 or more	24.6%

Heating fuel

Fuel type	%
Utility gas	10.7%
Electricity	12.3%
Propane / LP gas	12.3%
Fuel oil	8.2%
Wood	56.6%

Households & families

Household type	Count	%
Married-couple family	70	57.4%
Cohabiting couple	13	10.7%
Male householder, no spouse	19	15.6%
Female householder, no spouse	20	16.4%
Households with children under 18	12	9.8%
Households with seniors (65+)	52	42.6%
Average household size	2.48

Marital status

Status	Male	Female
Never married	43.6%	16.7%
Married	48.4%	55.8%
Separated	0.0%	3.3%
Widowed	0.0%	21.7%
Divorced	8.0%	2.5%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 17.8%

Some college, no degree 26.1%

Associate's degree 4.9%

Bachelor's degree 40.2%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	51.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	4	9.5%
Elementary school	12	28.6%
High school	0	0.0%
College / grad school	26	61.9%

Employment

Industry of employment

Arts, food & hospitality 27.4%

Education & healthcare 21.0%

Retail trade 20.4%

Professional & management 10.2%

Manufacturing 8.1%

Public administration 8.1%

Transportation & utilities 4.8%

Occupation

Category	%
Management, business & arts	19.4%
Service	39.2%
Sales & office	28.5%
Natural resources & construction	8.1%
Production & transportation	4.8%

Employment type

Type	%
Private sector	73.1%
Government	13.4%
Self-employed	11.8%
Unpaid family workers	1.6%

Commute

Method	%
Drive alone	58.1%
Carpool	14.5%
Public transit	0.0%
Walk	5.4%
Work from home	22.0%
Other means	0.0%
Avg commute (minutes)	26.5

Poverty

All people 7.3%

Under 18 years 60.0%

18 and over 3.5%

Married-couple families 0.0%

Female-led households 28.6%

Income support

Source	% of households
Social Security	40.2%
Retirement income	42.6%
Supplemental Security	9.8%
Cash public assistance	0.0%
Food stamps / SNAP	3.3%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	32.7%
High cholesterol	30.9%
Diabetes	10.6%
Heart disease	7.6%
Stroke	3.7%
Asthma	10.9%
Arthritis	29.1%
Kidney disease	3.4%
Pulmonary disease	8.8%
Cancer	6.9%

Behavior / access	%
Smoking	21.8%
Binge drinking	20.0%
No physical activity	24.7%
Less than 7 hrs sleep	30.8%
Depression	25.1%
Fair or poor health	16.3%
Poor mental health	14.8%
Poor physical health	13.6%
No health insurance	12.5%
Visited doctor (checkup)	69.4%
Visited dentist	56.1%
Cholesterol screening	87.9%
Teeth loss	16.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	26	8.4%

Disability	%
Any disability	11.0%
Under 18	0.0%
18–64 years	12.7%
65 and over	8.9%

Health insurance coverage

Type	%
Private insurance	71.6%
Public insurance	37.5%
No insurance	7.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	324	98.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	325	99.1%
Born in same state	325	99.1%
Born in different state	135	41.2%
Foreign born	0	0.0%
Naturalized citizen	3	0.9%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	56	17.1%
Italian	23	7%
German	17	5.2%

Ancestry	Count	%
Polish	17	5.2%
English	3	0.9%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 59927

What city is ZIP code 59927 in?

ZIP code 59927 is primarily assigned to Olney, Montana.

What county is ZIP code 59927 in?

ZIP code 59927 falls within Flathead County, Montana.

How educated is the population of ZIP code 59927?

51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 59927 have a large retiree population?

40% of households in ZIP code 59927 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 59927?

The median home value in ZIP code 59927 is $428,600.

What is the population of ZIP code 59927?

ZIP code 59927 has an estimated population of 328 residents, with a density of 2 people per square mile.

What timezone is ZIP code 59927 in?

ZIP code 59927 observes the MST timezone.