86540 ZIP Code — Nazlini, AZ

Apache County, Arizona

ZIP code 86540 is located in Nazlini, Arizona, within Apache County. It covers approximately 241.02 square miles and serves a population of 909 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 928.

About ZIP code 86540

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $32,500. Owner-occupancy is high at 75%, well above the national average.

Median household income is $23,250. Poverty affects 46% of residents, above the national average. SNAP benefit usage at 50% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (19%), smoking (32%), poor mental health (24%) compared to national benchmarks.

Overall, ZIP code 86540 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and elevated reliance on food assistance.

909

population

241.02

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

86540 ZIP code map

Cities in ZIP code 86540

Below are the cities the US Postal Service accepts for ZIP code 86540. Using any city not on this list may result in mail delivery delays.

City	Status
Nazlini	Acceptable

Demographics updated 06/2026

Population
Total population	909
Population density	4 / sq mi
State FIPS	04
County FIPS	001

Geography
Land area	241.02 sq mi
Water area	0.04 sq mi
Latitude	35.7116
Longitude	-109.5415
Timezone	Mountain (MT)
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	83.5%	64.4%	40.6%
$50k – $100k	14.7%	24.1%	31.9%
$100k – $200k	1.8%	10.9%	21.1%
Over $200k	0.0%	0.6%	6.4%

Demographics & statistics

909

Population

People per sq mi

29.6

Median age

$23,250

Median household income

$10,322

Per capita income

$32,500

Median home value

$468

Median monthly rent

75.4%

Home ownership

45.5%

Poverty rate

14.9%

Unemployment

329

Housing units

9.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	294	32.3%
18 and over	615	67.7%
65 and over	118	13.0%
Median age	29.6 years

Race & ethnicity

American Indian / Alaska Native 99.2%

Black or African American 0.8%

Group	Count	%
American Indian / Alaska Native	902	99.2%
Black or African American	7	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	83.5%	64.4%	40.6%
$50k – $100k	14.7%	24.1%	31.9%
$100k – $200k	1.8%	10.9%	21.1%
Over $200k	0.0%	0.6%	6.4%

Under $10k 25.8%

$10k–$15k 4.8%

$15k–$25k 22.2%

$25k–$35k 10.7%

$35k–$50k 18.3%

$50k–$75k 7.5%

$75k–$100k 6.3%

$100k–$150k 2.4%

$150k–$200k 2.0%

Range	% of households
Under $10k	25.8%
$10k–$15k	4.8%
$15k–$25k	22.2%
$25k–$35k	10.7%
$35k–$50k	18.3%
$50k–$75k	7.5%
$75k–$100k	6.3%
$100k–$150k	2.4%
$150k–$200k	2.0%
Median income	$23,250

Housing

Home values

Under $50k 57.9%

$50k–$100k 27.9%

$100k–$150k 14.2%

Housing overview

Metric	Value
Median home value	$32,500
Median rent / month	$468
Owner occupied	75.4%
Renter occupied	24.6%
Vacant	35.5%
Single-family detached	88.0%
Large apartment buildings	0.0%
Mobile homes	8.2%
Median rooms	3.5
Avg household size (owned)	3.10

Year built

Era	%
2020 or later	0.5%
2010–2019	9.2%
2000–2009	11.0%
1990–1999	26.9%
1980–1989	19.7%
1970–1979	20.7%
1960–1969	9.0%
1950–1959	2.8%
1940–1949	0.0%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	32.5%
1 bedroom	15.9%
2 bedrooms	21.2%
3 bedrooms	24.6%
4 bedrooms	4.1%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	18.3%
1 vehicle	45.6%
2 vehicles	20.2%
3 or more	15.9%

Heating fuel

Fuel type	%
Utility gas	7.1%
Electricity	7.9%
Propane / LP gas	9.1%
Wood	75.8%

Households & families

Household type	Count	%
Married-couple family	83	32.9%
Cohabiting couple	19	7.5%
Male householder, no spouse	53	21.0%
Female householder, no spouse	97	38.5%
Households with children under 18	67	26.6%
Households with seniors (65+)	86	34.1%
Average household size	3.61

Marital status

Status	Male	Female
Never married	55.8%	51.1%
Married	31.9%	22.9%
Separated	1.2%	2.9%
Widowed	5.8%	10.6%
Divorced	5.4%	12.5%

Education

Less than 9th grade 9.7%

Some HS, no diploma 14.5%

HS graduate 34.3%

Some college, no degree 24.4%

Associate's degree 7.9%

Bachelor's degree 7.1%

Graduate / professional 2.2%

Metric	%
HS diploma or higher	75.8%
Bachelor's or higher	9.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	21	6.6%
Kindergarten	11	3.5%
Elementary school	199	62.6%
High school	55	17.3%
College / grad school	32	10.1%

Employment

Industry of employment

Education & healthcare 51.4%

Transportation & utilities 10.4%

Retail trade 9.8%

Public administration 8.7%

Finance & real estate 6.0%

Professional & management 6.0%

Other services 4.4%

Manufacturing 3.3%

Occupation

Category	%
Management, business & arts	28.4%
Service	16.9%
Sales & office	26.2%
Natural resources & construction	15.8%
Production & transportation	12.6%

Employment type

Type	%
Private sector	35.5%
Government	59.0%
Self-employed	5.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.2%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	15.8%
Other means	0.0%
Avg commute (minutes)	37.6

Poverty

All people 45.5%

Under 18 years 60.1%

18 and over 38.9%

Married-couple families 44.6%

Female-led households 44.3%

Income support

Source	% of households
Social Security	29.4%
Retirement income	8.3%
Supplemental Security	21.0%
Cash public assistance	2.4%
Food stamps / SNAP	50.0%

Health indicators

Condition	%
Obesity	37.5%
High blood pressure	36.3%
High cholesterol	27.1%
Diabetes	19.3%
Heart disease	9.7%
Stroke	6.8%
Asthma	14.7%
Arthritis	25.3%
Kidney disease	5.2%
Pulmonary disease	12.8%
Cancer	5.4%

Behavior / access	%
Smoking	31.8%
Binge drinking	14.1%
No physical activity	30.4%
Less than 7 hrs sleep	39.9%
Depression	22.4%
Fair or poor health	31.7%
Poor mental health	23.5%
Poor physical health	20.8%
No health insurance	19.4%
Visited doctor (checkup)	69.5%
Visited dentist	40.6%
Cholesterol screening	82.6%
Teeth loss	34.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	48	7.8%

Disability	%
Any disability	7.7%
Under 18	0.0%
18–64 years	6.0%
65 and over	33.9%

Health insurance coverage

Type	%
Private insurance	27.7%
Public insurance	66.0%
No insurance	11.7%
Uninsured under 19	8.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	864	95.0%
Spanish	139	16.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	909	100.0%
Born in same state	909	100.0%
Born in different state	844	92.8%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Technology access

Metric	% of households
Computer access	27.7%
Internet access	46.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86540

What city is ZIP code 86540 in?

ZIP code 86540 is primarily assigned to Nazlini, Arizona.

What county is ZIP code 86540 in?

ZIP code 86540 falls within Apache County, Arizona.

What is the poverty rate in ZIP code 86540?

46% of residents in ZIP code 86540 live below the poverty line, above the national average.

Is ZIP code 86540 family-oriented?

32% of residents in ZIP code 86540 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 86540?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the median household income in ZIP code 86540?

The median household income in ZIP code 86540 is $23,250, below the national median of ~$75,000.

What timezone is ZIP code 86540 in?

ZIP code 86540 observes the MST timezone.