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New Mexico ZIP Codes
Mckinley County
Navajo, NM
87328
87328 ZIP Code — Navajo, NM
Mckinley County, New Mexico
ZIP code 87328 is located in
Navajo ,
New Mexico ,
within Mckinley County .
It covers approximately 352.78 square miles and serves a population of
2,920 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 505 .
About ZIP code 87328
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $48,400. Renters make up the majority at 65%, typical of denser urban areas.
Median household income is $29,063. Poverty affects 48% of residents, above the national average. SNAP benefit usage at 46% of households reflects economic stress in the area.
The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (17%), smoking (29%) compared to national benchmarks. 23% of residents lack health insurance, above the national average.
Overall, ZIP code 87328 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.
87328 ZIP code map
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Cities in ZIP code 87328
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Demographics
updated 06/2026
Population
Total population
2,920
Population density
8 / sq mi
State FIPS
35
County FIPS
031
Geography
Land area
352.78 sq mi
Water area
1.59 sq mi
Latitude
35.8634
Longitude
-108.8869
Timezone
Mountain (MT)
Area code
505
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
72.8%
61.3%
48.8%
$50k – $100k
22.9%
26.0%
29.4%
$100k – $200k
2.1%
10.2%
17.6%
Over $200k
2.2%
2.4%
4.1%
Demographics & statistics
$29,063
Median household income
10.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 1,003 34.3% 18 and over 1,917 65.7% 65 and over 300 10.3% Median age 28.9 years
Race & ethnicity
American Indian / Alaska Native
96.8%
Group Count % American Indian / Alaska Native 2,838 96.8% Two or more races 76 2.6% Hispanic or Latino 13 0.4% White 6 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
72.8%
61.3%
48.8%
$50k – $100k
22.9%
26.0%
29.4%
$100k – $200k
2.1%
10.2%
17.6%
Over $200k
2.2%
2.4%
4.1%
Range % of households Under $10k 14.5% $10k–$15k 12.6% $15k–$25k 16.5% $25k–$35k 10.8% $35k–$50k 19.1% $50k–$75k 12.5% $75k–$100k 5.9% $100k–$150k 4.2% $150k–$200k 1.4% $200k+ 2.4% Median income $29,063
Housing
Housing overview
Metric Value Median home value $48,400 Median rent / month $588 Owner occupied 35.5% Renter occupied 64.5% Vacant 25.8% Single-family detached 85.1% Large apartment buildings 0.0% Mobile homes 8.2% Median rooms 4.6 Avg household size (owned) 3.26
Year built
Era % 2020 or later 1.0% 2010–2019 11.2% 2000–2009 13.7% 1990–1999 14.3% 1980–1989 11.4% 1970–1979 20.6% 1960–1969 11.2% 1950–1959 4.2% 1940–1949 8.6% 1939 or earlier 3.7%
Bedrooms
Size % of units No bedroom (studio) 15.8% 1 bedroom 12.8% 2 bedrooms 18.2% 3 bedrooms 42.6% 4 bedrooms 8.4% 5+ bedrooms 2.2%
Vehicles per household
Vehicles % of households No vehicle 12.3% 1 vehicle 42.4% 2 vehicles 28.0% 3 or more 17.3%
Heating fuel
Fuel type % Utility gas 45.1% Electricity 11.2% Propane / LP gas 3.0% Wood 39.7% No fuel used 0.8%
Households & families
Household type Count % Married-couple family 238 28.6% Cohabiting couple 134 16.1% Male householder, no spouse 110 13.2% Female householder, no spouse 350 42.1% Households with children under 18 411 49.4% Households with seniors (65+) 248 29.8% Average household size 3.50
Marital status
Status Male Female Never married 63.3% 64.3% Married 27.4% 19.7% Separated 1.5% 2.0% Widowed 2.6% 9.0% Divorced 5.2% 5.0%
Education
Some HS, no diploma
12.4%
Some college, no degree
29.5%
Graduate / professional
5.4%
Metric % HS diploma or higher 80.6% Bachelor's or higher 10.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 26 2.7% Kindergarten 35 3.6% Elementary school 472 48.5% High school 247 25.4% College / grad school 193 19.8%
Employment
Industry of employment
Education & healthcare
35.5%
Public administration
14.8%
Arts, food & hospitality
11.3%
Transportation & utilities
10.2%
Professional & management
8.3%
Finance & real estate
3.3%
Agriculture & mining
2.9%
Occupation
Category % Management, business & arts 27.9% Service 29.3% Sales & office 21.4% Natural resources & construction 9.3% Production & transportation 12.0%
Employment type
Type % Private sector 63.9% Government 33.6% Self-employed 2.5% Unpaid family workers 0.0%
Commute
Method % Drive alone 85.5% Carpool 2.4% Public transit 0.0% Walk 0.0% Work from home 12.2% Other means 0.0% Avg commute (minutes) 29.8
Poverty
Married-couple families
18.1%
Female-led households
53.7%
Income support
Source % of households Social Security 29.9% Retirement income 18.1% Supplemental Security 14.4% Cash public assistance 2.0% Food stamps / SNAP 46.3%
Health indicators
Condition % Obesity 41.3% High blood pressure 33.6% High cholesterol 26.4% Diabetes 16.9% Heart disease 7.8% Stroke 5.3% Asthma 14.6% Arthritis 22.8% Kidney disease 4.2% Pulmonary disease 9.8% Cancer 5.0%
Behavior / access % Smoking 28.8% Binge drinking 13.8% No physical activity 26.9% Less than 7 hrs sleep 37.4% Depression 21.2% Fair or poor health 23.9% Poor mental health 21.4% Poor physical health 16.6% No health insurance 11.5% Visited doctor (checkup) 65.3% Visited dentist 50.1% Cholesterol screening 82.4% Teeth loss 29.3%
Veterans & disability
Veterans Count % Civilian veterans 107 5.6%
Disability % Any disability 14.6% Under 18 5.9% 18–64 years 14.0% 65 and over 47.0%
Health insurance coverage
Type % Private insurance 9.6% Public insurance 71.1% No insurance 23.2% Uninsured under 19 11.8%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,690 92.1% Spanish 136 5.1% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 2,920 100.0% Born in same state 2,900 99.3% Born in different state 905 31.0% Foreign born 20 0.7% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 20 0.7%
Ancestry Count % French 8 0.3%
Technology access
Metric % of households Computer access 28.5% Internet access 63.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 87328
What city is ZIP code 87328 in?
ZIP code 87328 is primarily assigned to Navajo, New Mexico.
What county is ZIP code 87328 in?
ZIP code 87328 falls within Mckinley County, New Mexico.
What is the poverty rate in ZIP code 87328?
48% of residents in ZIP code 87328 live below the poverty line, above the national average.
Is ZIP code 87328 family-oriented?
34% of residents in ZIP code 87328 are under 18, reflecting a younger, family-oriented community.
Is ZIP code 87328 mostly rentals?
65% of occupied units in ZIP code 87328 are renter-occupied.
How educated is the population of ZIP code 87328?
11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What timezone is ZIP code 87328 in?
ZIP code 87328 observes the MST timezone.
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