60540 ZIP Code — Naperville, IL

Dupage County, Illinois

ZIP code 60540 is located in Naperville, Illinois, within Dupage County. It covers approximately 13.22 square miles and serves a population of 42,756 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 630/331.

About ZIP code 60540

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $482,200. Owner-occupancy sits near the national average at 75%.

The gap between median ($143,912) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 72% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 60540 reflects a community defined by a highly educated population and a high rate of remote workers.

42,756

population

13.22

sq mi land

Standard

ZIP type

Central (CT)

timezone

60540 ZIP code map

Cities in ZIP code 60540

Below are the cities the US Postal Service accepts for ZIP code 60540. Using any city not on this list may result in mail delivery delays.

City	Status
Naperville	Preferred

Nearby ZIP codes

60563 Naperville (2.8 mi) 60563 Naperville (2.8 mi) 60532 Lisle (2.9 mi) 60565 Naperville (3.1 mi) 60569 Aurora (5.2 mi) 60517 Woodridge (5.3 mi) 60555 Warrenville (5.3 mi) 60572 Aurora (5.6 mi) 60572 Aurora (5.6 mi) 60564 Naperville (5.6 mi) 60440 Bolingbrook (5.7 mi) 60187 Wheaton (5.9 mi)

Demographics updated 06/2026

Population
Total population	42,756
Population density	3,234 / sq mi
State FIPS	17
County FIPS	043

Geography
Land area	13.22 sq mi
Water area	0.21 sq mi
Latitude	41.7689
Longitude	-88.1351
Timezone	Central (CT)
Area code	630/331

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	24.1%	37.2%
$50k – $100k	19.6%	27.8%	29.6%
$100k – $200k	35.7%	32.2%	24.4%
Over $200k	26.2%	15.9%	8.8%

Demographics & statistics

42,756

Population

3,234

People per sq mi

41.0

Median age

$143,912

Median household income

$70,777

Per capita income

$482,200

Median home value

$1,806

Median monthly rent

74.7%

Home ownership

4.9%

Poverty rate

4.0%

Unemployment

12,585

Housing units

71.6%

Bachelor's or higher

Age distribution

Male Female

1,139

Under 5

1,154

1,322

5–9

1,339

1,475

10–14

1,495

1,410

15–19

1,428

1,365

20–24

1,382

2,266

25–34

2,295

2,726

35–44

2,761

2,739

45–54

2,775

1,763

55–59

1,786

1,407

60–64

1,426

2,037

65–74

2,064

1,181

75–84

1,196

410

85+

415

← Male

Female →

Age summary

Group	Count	%
Under 18	9,627	22.5%
18 and over	33,129	77.5%
65 and over	7,303	17.1%
Median age	41.0 years

Race & ethnicity

White 71%

Asian 13.8%

Two or more races 5.5%

Hispanic or Latino 5.1%

Black or African American 2.7%

Other race 1.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	31,990	71%
Asian	6,212	13.8%
Two or more races	2,494	5.5%
Hispanic or Latino	2,292	5.1%
Black or African American	1,221	2.7%
Other race	766	1.7%
American Indian / Alaska Native	73	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	24.1%	37.2%
$50k – $100k	19.6%	27.8%	29.6%
$100k – $200k	35.7%	32.2%	24.4%
Over $200k	26.2%	15.9%	8.8%

Under $10k 2.4%

$10k–$15k 2.1%

$15k–$25k 1.2%

$25k–$35k 4.1%

$35k–$50k 4.9%

$50k–$75k 9.6%

$75k–$100k 8.6%

$100k–$150k 19.5%

$150k–$200k 14.0%

$200k+ 33.7%

Range	% of households
Under $10k	2.4%
$10k–$15k	2.1%
$15k–$25k	1.2%
$25k–$35k	4.1%
$35k–$50k	4.9%
$50k–$75k	9.6%
$75k–$100k	8.6%
$100k–$150k	19.5%
$150k–$200k	14.0%
$200k+	33.7%
Median income	$143,912

Housing

Home values

Under $50k 0.7%

$50k–$100k 1.4%

$100k–$150k 0.5%

$150k–$200k 1.2%

$200k–$300k 5.2%

$300k–$500k 45.8%

$500k–$1M 37.7%

$1M+ 7.5%

Housing overview

Metric	Value
Median home value	$482,200
Median rent / month	$1,806
Owner occupied	74.7%
Renter occupied	25.3%
Vacant	5.7%
Single-family detached	65.2%
Large apartment buildings	7.0%
Mobile homes	0.4%
Median rooms	7.3
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	0.1%
2010–2019	4.1%
2000–2009	8.3%
1990–1999	19.8%
1980–1989	24.7%
1970–1979	19.7%
1960–1969	11.8%
1950–1959	5.4%
1940–1949	1.3%
1939 or earlier	5.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	9.2%
2 bedrooms	17.7%
3 bedrooms	24.8%
4 bedrooms	38.2%
5+ bedrooms	9.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	25.5%
2 vehicles	53.8%
3 or more	18.0%

Heating fuel

Fuel type	%
Utility gas	86.1%
Electricity	11.2%
Propane / LP gas	1.6%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	9,993	64.2%
Cohabiting couple	664	4.3%
Male householder, no spouse	1,943	12.5%
Female householder, no spouse	2,977	19.1%
Households with children under 18	5,257	33.7%
Households with seniors (65+)	4,892	31.4%
Average household size	2.66

Marital status

Status	Male	Female
Never married	30.6%	24.8%
Married	61.6%	58.5%
Separated	0.7%	1.7%
Widowed	1.6%	8.6%
Divorced	5.5%	6.4%

Education

Less than 9th grade 0.7%

Some HS, no diploma 0.8%

HS graduate 10.3%

Some college, no degree 10.8%

Associate's degree 5.9%

Bachelor's degree 36.2%

Graduate / professional 35.4%

Metric	%
HS diploma or higher	98.5%
Bachelor's or higher	71.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	938	8.0%
Kindergarten	563	4.8%
Elementary school	4,453	38.0%
High school	2,243	19.2%
College / grad school	3,512	30.0%

Employment

Industry of employment

Education & healthcare 25.5%

Professional & management 19.1%

Finance & real estate 10.7%

Manufacturing 9.8%

Arts, food & hospitality 8.9%

Retail trade 7.1%

Transportation & utilities 4.1%

Wholesale trade 3.6%

Other services 3.3%

Construction 3.2%

Information 2.7%

Public administration 1.8%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	62.2%
Service	9.6%
Sales & office	18.0%
Natural resources & construction	3.1%
Production & transportation	7.2%

Employment type

Type	%
Private sector	85.7%
Government	9.9%
Self-employed	4.3%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	63.3%
Carpool	5.8%
Public transit	6.8%
Walk	2.1%
Work from home	20.5%
Other means	1.5%
Avg commute (minutes)	28.7

Poverty

All people 4.9%

Under 18 years 4.0%

18 and over 5.2%

Married-couple families 1.0%

Female-led households 17.0%

Income support

Source	% of households
Social Security	27.7%
Retirement income	24.9%
Supplemental Security	1.1%
Cash public assistance	2.5%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
Obesity	26.3%
High blood pressure	24.9%
High cholesterol	31.5%
Diabetes	7.4%
Heart disease	4.3%
Stroke	1.9%
Asthma	8.3%
Arthritis	19.3%
Kidney disease	2.1%
Pulmonary disease	3.9%
Cancer	6.0%

Behavior / access	%
Smoking	10.2%
Binge drinking	16.5%
No physical activity	17.1%
Less than 7 hrs sleep	28.0%
Depression	14.3%
Fair or poor health	8.1%
Poor mental health	10.0%
Poor physical health	6.4%
No health insurance	6.7%
Visited doctor (checkup)	73.5%
Visited dentist	76.0%
Cholesterol screening	92.0%
Teeth loss	7.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,170	3.5%

Disability	%
Any disability	8.8%
Under 18	1.7%
18–64 years	6.5%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	87.1%
Public insurance	23.0%
No insurance	2.4%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	40,463	94.6%
Spanish	2,336	5.8%
Other Indo-European	606	1.5%
Asian & Pacific Islander	943	2.3%
Other languages	776	1.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	34,924	81.7%
Born in same state	34,484	80.7%
Born in different state	24,152	56.5%
Foreign born	440	1.0%
Naturalized citizen	7,832	18.3%
Not a US citizen	4,329	55.3%

Ancestry

Ancestry	Count	%
Italian	7,936	18.6%
French	3,090	7.2%
Arab	1,479	3.5%
Norwegian	613	1.4%
Polish	570	1.3%

Ancestry	Count	%
German	318	0.7%
English	252	0.6%
Dutch	236	0.6%
Irish	153	0.4%

Technology access

Metric	% of households
Computer access	36.4%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 60540

What city is ZIP code 60540 in?

ZIP code 60540 is primarily assigned to Naperville, Illinois.

What county is ZIP code 60540 in?

ZIP code 60540 falls within Dupage County, Illinois.

How educated is the population of ZIP code 60540?

72% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 60540?

The median household income in ZIP code 60540 is $143,912, above the national median of ~$75,000.

What is the typical home value in ZIP code 60540?

The median home value in ZIP code 60540 is $482,200.

What is the population of ZIP code 60540?

ZIP code 60540 has an estimated population of 42,756 residents, with a density of 3,234 people per square mile.

What timezone is ZIP code 60540 in?

ZIP code 60540 observes the CST timezone.