85620 ZIP Code — Naco, AZ

Cochise County, Arizona

ZIP code 85620 is located in Naco, Arizona, within Cochise County. It covers approximately 1.15 square miles and serves a population of 1,111 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 520.

About ZIP code 85620

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $74,200. Owner-occupancy is high at 85%, well above the national average.

Median household income is $45,114. Poverty affects 33% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with agriculture and mining as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 5% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include Spanish spoken in 36% of households.

Overall, ZIP code 85620 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,111
population
1.15
sq mi land
Standard
ZIP type
Mountain (MT) — no DST
timezone
85620 ZIP code map
Cities in ZIP code 85620

Below are the cities the US Postal Service accepts for ZIP code 85620. Using any city not on this list may result in mail delivery delays.

City Status
Naco Acceptable
Demographics updated 06/2026
Population
Total population 1,111
Population density 966 / sq mi
State FIPS 04
County FIPS 003
Geography
Land area 1.15 sq mi
Water area 0.00 sq mi
Latitude 31.3361
Longitude -109.9474
Timezone Mountain (MT) — no DST
Area code 520
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 87.8% 48.1% 40.6%
$50k – $100k 6.8% 32.1% 31.9%
$100k – $200k 5.4% 17.0% 21.1%
Over $200k 0.0% 2.8% 6.4%

Demographics & statistics

1,111
Population
966
People per sq mi
29.1
Median age
$45,114
Median household income
$15,961
Per capita income
$74,200
Median home value
$683
Median monthly rent
85.2%
Home ownership
33.2%
Poverty rate
5.6%
Unemployment
352
Housing units
4.6%
Bachelor's or higher

Age distribution

Male Female
22
Under 5
26
77
5–9
88
62
10–14
70
32
15–19
36
62
20–24
70
65
25–34
73
22
35–44
26
35
45–54
39
26
55–59
29
23
60–64
26
57
65–74
65
8
75–84
9
29
85+
34
← Male
Female →

Age summary

GroupCount%
Under 1839335.4%
18 and over71864.6%
65 and over20218.2%
Median age29.1 years

Race & ethnicity

Hispanic or Latino 37.1%
Two or more races 34.3%
White 25.9%
Other race 2.8%
GroupCount%
Hispanic or Latino65437.1%
Two or more races60534.3%
White45725.9%
Other race492.8%

Household income

Income range This ZIP County avg State avg
Under $50k 87.8% 48.1% 40.6%
$50k – $100k 6.8% 32.1% 31.9%
$100k – $200k 5.4% 17.0% 21.1%
Over $200k 0.0% 2.8% 6.4%
Under $10k 8.8%
$10k–$15k 20.5%
$15k–$25k 5.7%
$25k–$35k 2.4%
$35k–$50k 21.1%
$50k–$75k 22.1%
$75k–$100k 6.3%
$100k–$150k 9.1%
$150k–$200k 3.9%
Range% of households
Under $10k8.8%
$10k–$15k20.5%
$15k–$25k5.7%
$25k–$35k2.4%
$35k–$50k21.1%
$50k–$75k22.1%
$75k–$100k6.3%
$100k–$150k9.1%
$150k–$200k3.9%
Median income$45,114

Housing

Home values

Under $50k 14.5%
$50k–$100k 51.4%
$100k–$150k 21.6%
$150k–$200k 8.2%
$200k–$300k 3.5%
$300k–$500k 0.7%

Housing overview

MetricValue
Median home value$74,200
Median rent / month$683
Owner occupied85.2%
Renter occupied14.8%
Vacant17.5%
Single-family detached71.3%
Large apartment buildings0.0%
Mobile homes28.7%
Median rooms5.9
Avg household size (owned)2.99

Year built

Era%
2020 or later0.0%
2010–20193.7%
2000–200926.7%
1990–19997.0%
1980–198914.5%
1970–197910.2%
1960–19696.2%
1950–195924.2%
1940–19490.0%
1939 or earlier7.5%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom7.2%
2 bedrooms16.7%
3 bedrooms45.1%
4 bedrooms30.4%
5+ bedrooms0.5%

Vehicles per household

Vehicles% of households
No vehicle2.4%
1 vehicle11.2%
2 vehicles56.5%
3 or more29.9%

Heating fuel

Fuel type%
Utility gas78.2%
Electricity13.3%
Propane / LP gas4.5%
Wood2.1%
No fuel used0.9%

Households & families

Household typeCount%
Married-couple family10832.6%
Cohabiting couple123.6%
Male householder, no spouse7723.3%
Female householder, no spouse13440.5%
Households with children under 1817753.5%
Households with seniors (65+)15446.5%
Average household size3.36

Marital status

StatusMaleFemale
Never married43.8%32.7%
Married35.7%33.9%
Separated0.0%1.2%
Widowed1.4%19.8%
Divorced19.1%12.4%

Education

Less than 9th grade 23.1%
Some HS, no diploma 14.5%
HS graduate 23.0%
Some college, no degree 22.1%
Associate's degree 12.7%
Bachelor's degree 3.9%
Graduate / professional 0.7%
Metric%
HS diploma or higher62.4%
Bachelor's or higher4.6%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool163.6%
Kindergarten132.9%
Elementary school26358.6%
High school7115.8%
College / grad school8619.2%

Employment

Industry of employment

Agriculture & mining 28.3%
Arts, food & hospitality 20.7%
Manufacturing 11.9%
Education & healthcare 9.3%
Public administration 7.4%
Professional & management 7.1%
Construction 5.9%
Transportation & utilities 5.1%
Retail trade 1.4%
Finance & real estate 1.4%
Other services 1.4%

Occupation

Category%
Management, business & arts24.6%
Service45.9%
Sales & office2.0%
Natural resources & construction14.2%
Production & transportation13.3%

Employment type

Type%
Private sector74.8%
Government19.8%
Self-employed5.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone94.1%
Carpool5.1%
Public transit0.0%
Walk0.0%
Work from home0.8%
Other means0.0%
Avg commute (minutes)27.1

Poverty

All people 33.2%
Under 18 years 37.8%
18 and over 30.8%
Married-couple families 11.1%
Female-led households 55.1%

Income support

Source% of households
Social Security38.4%
Retirement income9.4%
Supplemental Security6.3%
Cash public assistance3.0%
Food stamps / SNAP21.5%

Health indicators

Condition%
Obesity34.3%
High blood pressure32.9%
High cholesterol31.5%
Diabetes13.9%
Heart disease6.6%
Stroke3.2%
Asthma10.1%
Arthritis22.2%
Kidney disease3.8%
Pulmonary disease5.7%
Cancer5.0%
Behavior / access%
Smoking15.4%
Binge drinking13.1%
No physical activity30.8%
Less than 7 hrs sleep34.2%
Depression17.6%
Fair or poor health21.7%
Poor mental health15.0%
Poor physical health12.7%
No health insurance28.5%
Visited doctor (checkup)70.2%
Visited dentist49.5%
Cholesterol screening87.6%
Teeth loss16.5%

Veterans & disability

VeteransCount%
Civilian veterans182.5%
Disability%
Any disability11.9%
Under 183.6%
18–64 years6.6%
65 and over41.6%

Health insurance coverage

Type%
Private insurance43.8%
Public insurance56.3%
No insurance4.8%
Uninsured under 192.4%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,06395.7%
Spanish38235.9%
Other Indo-European38235.9%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)79271.3%
Born in same state77269.5%
Born in different state72064.8%
Foreign born201.8%
Naturalized citizen31928.7%
Not a US citizen17554.9%

Ancestry

AncestryCount%
Polish151.4%
French80.7%
AncestryCount%
Italian60.5%
German50.5%

Technology access

Metric% of households
Computer access29.8%
Internet access74.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 85620

What city is ZIP code 85620 in?

ZIP code 85620 is primarily assigned to Naco, Arizona.

What county is ZIP code 85620 in?

ZIP code 85620 falls within Cochise County, Arizona.

Is Spanish widely spoken in ZIP code 85620?

Approximately 36% of households in ZIP code 85620 speak Spanish as a primary language.

Is ZIP code 85620 family-oriented?

35% of residents in ZIP code 85620 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 85620?

33% of residents in ZIP code 85620 live below the poverty line, above the national average.

How educated is the population of ZIP code 85620?

5% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 85620 in?

ZIP code 85620 observes the MST timezone.

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