60538 ZIP Code — Montgomery, IL
Kendall County, Illinois
ZIP code 60538 is located in Montgomery, Illinois, within Kendall County. It covers approximately 9.70 square miles and serves a population of 30,101 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 331/630.
About ZIP code 60538
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $242,700. Owner-occupancy is high at 78%, well above the national average.
Median household income is $91,591.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.
Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.
30,101
population
9.70
sq mi land
Standard
ZIP type
Central (CT)
timezone
60538 ZIP code map
Cities in ZIP code 60538
Below are the cities the US Postal Service accepts for ZIP code 60538. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Montgomery | Acceptable |
| Montgomery | Preferred |
Nearby ZIP codes
60568 Aurora (3.6 mi)
60506 Aurora (3.7 mi)
60543 Oswego (3.8 mi)
60512 Bristol (3.9 mi)
60505 Aurora (4.6 mi)
60503 Aurora (4.9 mi)
60542 North Aurora (6.1 mi)
60504 Aurora (6.2 mi)
60572 Aurora (6.5 mi)
60572 Aurora (6.5 mi)
60554 Sugar Grove (6.8 mi)
60502 Aurora (6.9 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 30,101 |
| Population density | 3,103 / sq mi |
| State FIPS | 17 |
| County FIPS | 093 |
| Geography | |
|---|---|
| Land area | 9.70 sq mi |
| Water area | 0.13 sq mi |
| Latitude | 41.7171 |
| Longitude | -88.3574 |
| Timezone | Central (CT) |
| Area code | 331/630 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 21.6% | 19.5% | 37.2% |
| $50k – $100k | 34.8% | 33.9% | 29.6% |
| $100k – $200k | 39.0% | 37.3% | 24.4% |
| Over $200k | 4.6% | 9.3% | 8.8% |
Demographics & statistics
30,101
Population
3,103
People per sq mi
33.3
Median age
$91,591
Median household income
$32,956
Per capita income
$242,700
Median home value
$1,678
Median monthly rent
77.8%
Home ownership
8.4%
Poverty rate
5.8%
Unemployment
7,976
Housing units
24.5%
Bachelor's or higher
Age distribution
Male
Female
938
Under 5
879
1,201
5–9
1,126
1,282
10–14
1,202
1,589
15–19
1,490
1,279
20–24
1,198
1,931
25–34
1,809
2,627
35–44
2,462
1,809
45–54
1,695
852
55–59
798
481
60–64
451
945
65–74
885
432
75–84
405
173
85+
162
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,640 | 28.7% |
| 18 and over | 21,461 | 71.3% |
| 65 and over | 3,002 | 10.0% |
| Median age | 33.3 years | |
Race & ethnicity
White
56.3%
Hispanic or Latino
18.6%
Other race
11.2%
Two or more races
9.1%
Black or African American
3.3%
Asian
0.9%
American Indian / Alaska Native
0.5%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 20,817 | 56.3% |
| Hispanic or Latino | 6,863 | 18.6% |
| Other race | 4,135 | 11.2% |
| Two or more races | 3,371 | 9.1% |
| Black or African American | 1,237 | 3.3% |
| Asian | 320 | 0.9% |
| American Indian / Alaska Native | 197 | 0.5% |
| Native Hawaiian / Pacific Islander | 24 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 21.6% | 19.5% | 37.2% |
| $50k – $100k | 34.8% | 33.9% | 29.6% |
| $100k – $200k | 39.0% | 37.3% | 24.4% |
| Over $200k | 4.6% | 9.3% | 8.8% |
Under $10k
2.3%
$10k–$15k
0.4%
$15k–$25k
1.9%
$25k–$35k
5.5%
$35k–$50k
6.6%
$50k–$75k
22.5%
$75k–$100k
13.9%
$100k–$150k
29.6%
$150k–$200k
12.3%
$200k+
4.9%
| Range | % of households |
|---|---|
| Under $10k | 2.3% |
| $10k–$15k | 0.4% |
| $15k–$25k | 1.9% |
| $25k–$35k | 5.5% |
| $35k–$50k | 6.6% |
| $50k–$75k | 22.5% |
| $75k–$100k | 13.9% |
| $100k–$150k | 29.6% |
| $150k–$200k | 12.3% |
| $200k+ | 4.9% |
| Median income | $91,591 |
Housing
Home values
Under $50k
0.9%
$50k–$100k
0.9%
$100k–$150k
2.1%
$150k–$200k
24.8%
$200k–$300k
50.6%
$300k–$500k
20.2%
$500k–$1M
0.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $242,700 |
| Median rent / month | $1,678 |
| Owner occupied | 77.8% |
| Renter occupied | 22.2% |
| Vacant | 4.9% |
| Single-family detached | 80.0% |
| Large apartment buildings | 2.4% |
| Mobile homes | 0.4% |
| Median rooms | 6.4 |
| Avg household size (owned) | 3.09 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.7% |
| 2010–2019 | 7.3% |
| 2000–2009 | 37.7% |
| 1990–1999 | 5.2% |
| 1980–1989 | 7.0% |
| 1970–1979 | 15.5% |
| 1960–1969 | 15.4% |
| 1950–1959 | 7.3% |
| 1940–1949 | 1.2% |
| 1939 or earlier | 2.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.2% |
| 1 bedroom | 3.3% |
| 2 bedrooms | 18.7% |
| 3 bedrooms | 40.7% |
| 4 bedrooms | 32.5% |
| 5+ bedrooms | 4.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.0% |
| 1 vehicle | 21.8% |
| 2 vehicles | 44.6% |
| 3 or more | 30.5% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 88.0% |
| Electricity | 9.2% |
| Propane / LP gas | 1.3% |
| Fuel oil | 0.6% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,507 | 57.3% |
| Cohabiting couple | 749 | 7.8% |
| Male householder, no spouse | 1,320 | 13.7% |
| Female householder, no spouse | 2,041 | 21.2% |
| Households with children under 18 | 4,495 | 46.7% |
| Households with seniors (65+) | 2,280 | 23.7% |
| Average household size | 3.13 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.8% | 32.2% |
| Married | 48.6% | 46.7% |
| Separated | 0.9% | 1.7% |
| Widowed | 1.3% | 8.2% |
| Divorced | 8.5% | 11.2% |
Education
Less than 9th grade
4.0%
Some HS, no diploma
4.8%
HS graduate
31.2%
Some college, no degree
22.0%
Associate's degree
13.4%
Bachelor's degree
18.5%
Graduate / professional
6.1%
| Metric | % |
|---|---|
| HS diploma or higher | 91.1% |
| Bachelor's or higher | 24.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 497 | 5.2% |
| Kindergarten | 549 | 5.8% |
| Elementary school | 3,891 | 41.0% |
| High school | 2,318 | 24.4% |
| College / grad school | 2,243 | 23.6% |
Employment
Industry of employment
Education & healthcare
20.0%
Retail trade
14.8%
Manufacturing
11.7%
Arts, food & hospitality
11.5%
Professional & management
10.9%
Transportation & utilities
8.6%
Construction
6.2%
Finance & real estate
6.2%
Public administration
3.3%
Wholesale trade
2.8%
Other services
2.5%
Information
1.0%
Agriculture & mining
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 32.6% |
| Service | 19.3% |
| Sales & office | 24.4% |
| Natural resources & construction | 5.6% |
| Production & transportation | 18.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.6% |
| Government | 14.2% |
| Self-employed | 6.1% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 82.9% |
| Carpool | 6.5% |
| Public transit | 0.3% |
| Walk | 0.4% |
| Work from home | 9.1% |
| Other means | 0.8% |
| Avg commute (minutes) | 32.3 |
Poverty
All people
8.4%
Under 18 years
11.1%
18 and over
7.4%
Married-couple families
3.0%
Female-led households
16.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 22.3% |
| Retirement income | 18.9% |
| Supplemental Security | 6.8% |
| Cash public assistance | 4.4% |
| Food stamps / SNAP | 9.1% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 36.2% |
| High blood pressure | 26.2% |
| High cholesterol | 28.0% |
| Diabetes | 7.9% |
| Heart disease | 4.4% |
| Stroke | 2.1% |
| Asthma | 9.2% |
| Arthritis | 19.9% |
| Kidney disease | 2.2% |
| Pulmonary disease | 4.9% |
| Cancer | 5.0% |
| Behavior / access | % |
|---|---|
| Smoking | 16.2% |
| Binge drinking | 16.9% |
| No physical activity | 22.5% |
| Less than 7 hrs sleep | 32.5% |
| Depression | 16.5% |
| Fair or poor health | 11.9% |
| Poor mental health | 12.8% |
| Poor physical health | 8.0% |
| No health insurance | 13.5% |
| Visited doctor (checkup) | 73.9% |
| Visited dentist | 65.8% |
| Cholesterol screening | 88.5% |
| Teeth loss | 13.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 918 | 4.3% |
| Disability | % |
|---|---|
| Any disability | 6.9% |
| Under 18 | 0.8% |
| 18–64 years | 5.3% |
| 65 and over | 34.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 78.9% |
| Public insurance | 26.6% |
| No insurance | 4.3% |
| Uninsured under 19 | 2.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 28,284 | 94.0% |
| Spanish | 1,660 | 5.9% |
| Other Indo-European | 1,545 | 5.5% |
| Asian & Pacific Islander | 62 | 0.2% |
| Other languages | 43 | 0.2% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 27,221 | 90.4% |
| Born in same state | 26,250 | 87.2% |
| Born in different state | 22,534 | 74.9% |
| Foreign born | 971 | 3.2% |
| Naturalized citizen | 2,880 | 9.6% |
| Not a US citizen | 1,575 | 54.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,139 | 10.4% |
| French | 1,844 | 6.1% |
| Polish | 821 | 2.7% |
| Arab | 602 | 2% |
| Norwegian | 458 | 1.5% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 177 | 0.6% |
| English | 153 | 0.5% |
| Irish | 112 | 0.4% |
| German | 26 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 31.9% |
| Internet access | 97.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 60538
What city is ZIP code 60538 in?
ZIP code 60538 is primarily assigned to Montgomery, Illinois.
What county is ZIP code 60538 in?
ZIP code 60538 falls within Kendall County, Illinois.
What is the population of ZIP code 60538?
ZIP code 60538 has an estimated population of 30,101 residents, with a density of 3,102 people per square mile.
What is the median household income in ZIP code 60538?
The median household income in ZIP code 60538 is $91,591, above the national median of ~$75,000.
What is the typical home value in ZIP code 60538?
The median home value in ZIP code 60538 is $242,700.
What timezone is ZIP code 60538 in?
ZIP code 60538 observes the CST timezone.