11954 ZIP Code — Montauk, NY

Suffolk County, New York

ZIP code 11954 is located in Montauk, New York, within Suffolk County. It covers approximately 18.53 square miles and serves a population of 4,322 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 631.

About ZIP code 11954

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,071,700. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($138,900) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 49% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 11954 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

4,322

population

18.53

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

11954 ZIP code map

Cities in ZIP code 11954

Below are the cities the US Postal Service accepts for ZIP code 11954. Using any city not on this list may result in mail delivery delays.

City	Status
Montauk	Acceptable
Montauk	Preferred

Nearby ZIP codes

11937 East Hampton (10.2 mi) 11957 Orient (16.6 mi) 11963 Sag Harbor (19.3 mi)

Demographics updated 06/2026

Population
Total population	4,322
Population density	233 / sq mi
State FIPS	36
County FIPS	103

Geography
Land area	18.53 sq mi
Water area	18.39 sq mi
Latitude	41.0413
Longitude	-71.9560
Timezone	Eastern (ET)
Area code	631

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	14.1%	22.6%	37.0%
$50k – $100k	32.6%	24.7%	27.0%
$100k – $200k	35.9%	34.6%	24.4%
Over $200k	17.4%	18.0%	11.5%

Demographics & statistics

4,322

Population

233

People per sq mi

49.4

Median age

$138,900

Median household income

$83,843

Per capita income

$1,071,700

Median home value

$2,532

Median monthly rent

84.1%

Home ownership

2.9%

Poverty rate

5.5%

Unemployment

4,221

Housing units

49.4%

Bachelor's or higher

Age distribution

Male Female

136

Under 5

119

117

5–9

103

108

10–14

15–19

155

20–24

135

316

25–34

276

217

35–44

189

255

45–54

222

218

55–59

190

233

60–64

204

350

65–74

306

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	741	17.1%
18 and over	3,581	82.9%
65 and over	931	21.5%
Median age	49.4 years

Race & ethnicity

White 87.1%

Hispanic or Latino 5.5%

Other race 3.6%

Two or more races 2.6%

Black or African American 0.7%

American Indian / Alaska Native 0.5%

Group	Count	%
White	3,983	87.1%
Hispanic or Latino	253	5.5%
Other race	164	3.6%
Two or more races	119	2.6%
Black or African American	32	0.7%
American Indian / Alaska Native	23	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	14.1%	22.6%	37.0%
$50k – $100k	32.6%	24.7%	27.0%
$100k – $200k	35.9%	34.6%	24.4%
Over $200k	17.4%	18.0%	11.5%

Under $10k 0.6%

$10k–$15k 2.5%

$15k–$25k 1.8%

$25k–$35k 2.6%

$35k–$50k 2.5%

$50k–$75k 17.5%

$75k–$100k 7.8%

$100k–$150k 17.8%

$150k–$200k 16.6%

$200k+ 30.3%

Range	% of households
Under $10k	0.6%
$10k–$15k	2.5%
$15k–$25k	1.8%
$25k–$35k	2.6%
$35k–$50k	2.5%
$50k–$75k	17.5%
$75k–$100k	7.8%
$100k–$150k	17.8%
$150k–$200k	16.6%
$200k+	30.3%
Median income	$138,900

Housing

Home values

$50k–$100k 0.8%

$150k–$200k 1.1%

$200k–$300k 0.9%

$300k–$500k 6.9%

$500k–$1M 35.1%

$1M+ 55.1%

Housing overview

Metric	Value
Median home value	$1,071,700
Median rent / month	$2,532
Owner occupied	84.1%
Renter occupied	15.9%
Vacant	64.7%
Single-family detached	74.6%
Large apartment buildings	6.5%
Mobile homes	8.8%
Median rooms	5.3
Avg household size (owned)	2.64

Year built

Era	%
2020 or later	0.4%
2010–2019	4.0%
2000–2009	5.6%
1990–1999	10.5%
1980–1989	19.7%
1970–1979	22.7%
1960–1969	16.6%
1950–1959	1.6%
1940–1949	4.3%
1939 or earlier	14.6%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	9.1%
2 bedrooms	20.0%
3 bedrooms	36.9%
4 bedrooms	18.4%
5+ bedrooms	12.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	31.7%
2 vehicles	38.6%
3 or more	25.7%

Heating fuel

Fuel type	%
Utility gas	7.3%
Electricity	22.6%
Propane / LP gas	23.2%
Fuel oil	42.7%
Wood	2.5%
No fuel used	1.6%

Households & families

Household type	Count	%
Married-couple family	838	53.0%
Cohabiting couple	66	4.2%
Male householder, no spouse	442	28.0%
Female householder, no spouse	234	14.8%
Households with children under 18	382	24.2%
Households with seniors (65+)	634	40.1%
Average household size	2.66

Marital status

Status	Male	Female
Never married	40.2%	29.0%
Married	49.8%	53.3%
Separated	0.9%	1.0%
Widowed	2.2%	7.6%
Divorced	6.9%	9.2%

Education

Less than 9th grade 1.2%

Some HS, no diploma 3.0%

HS graduate 21.0%

Some college, no degree 16.7%

Associate's degree 8.6%

Bachelor's degree 31.0%

Graduate / professional 18.4%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	49.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	120	20.7%
Elementary school	302	52.2%
High school	80	13.8%
College / grad school	77	13.3%

Employment

Industry of employment

Education & healthcare 21.3%

Professional & management 15.7%

Arts, food & hospitality 15.5%

Finance & real estate 10.5%

Construction 10.0%

Public administration 9.5%

Transportation & utilities 7.0%

Retail trade 3.8%

Other services 2.1%

Manufacturing 2.0%

Wholesale trade 1.7%

Agriculture & mining 0.6%

Information 0.3%

Occupation

Category	%
Management, business & arts	42.8%
Service	16.9%
Sales & office	21.5%
Natural resources & construction	9.3%
Production & transportation	9.4%

Employment type

Type	%
Private sector	62.9%
Government	24.5%
Self-employed	12.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.4%
Carpool	2.4%
Public transit	4.6%
Walk	2.5%
Work from home	20.5%
Other means	1.5%
Avg commute (minutes)	26.7

Poverty

All people 2.9%

Under 18 years 0.0%

18 and over 3.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	42.1%
Retirement income	23.6%
Supplemental Security	8.0%
Cash public assistance	2.5%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	26.7%
High blood pressure	30.4%
High cholesterol	32.9%
Diabetes	8.7%
Heart disease	6.1%
Stroke	2.6%
Asthma	9.0%
Arthritis	21.7%
Kidney disease	2.8%
Pulmonary disease	5.6%
Cancer	7.9%

Behavior / access	%
Smoking	12.1%
Binge drinking	17.0%
No physical activity	20.7%
Less than 7 hrs sleep	32.1%
Depression	15.7%
Fair or poor health	10.2%
Poor mental health	11.7%
Poor physical health	8.4%
No health insurance	10.0%
Visited doctor (checkup)	79.9%
Visited dentist	72.4%
Cholesterol screening	93.9%
Teeth loss	9.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	160	4.5%

Disability	%
Any disability	10.6%
Under 18	1.9%
18–64 years	8.3%
65 and over	24.1%

Health insurance coverage

Type	%
Private insurance	76.6%
Public insurance	30.5%
No insurance	11.7%
Uninsured under 19	4.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,067	94.1%
Spanish	178	4.4%
Other Indo-European	54	1.3%
Asian & Pacific Islander	108	2.7%
Other languages	16	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,989	92.3%
Born in same state	3,760	87.0%
Born in different state	2,663	61.6%
Foreign born	229	5.3%
Naturalized citizen	333	7.7%
Not a US citizen	205	61.6%

Ancestry

Ancestry	Count	%
Italian	1,051	24.3%
French	411	9.5%
Polish	113	2.6%
Arab	74	1.7%

Ancestry	Count	%
English	50	1.2%
Dutch	39	0.9%
Irish	21	0.5%
German	2	0%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	97.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 11954

What city is ZIP code 11954 in?

ZIP code 11954 is primarily assigned to Montauk, New York.

What county is ZIP code 11954 in?

ZIP code 11954 falls within Suffolk County, New York.

Is ZIP code 11954 mostly owner-occupied?

84% of occupied units in ZIP code 11954 are owner-occupied, well above the national average.

Does ZIP code 11954 have a large retiree population?

42% of households in ZIP code 11954 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 11954?

49% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 11954?

The median household income in ZIP code 11954 is $138,900, above the national median of ~$75,000.

What timezone is ZIP code 11954 in?

ZIP code 11954 observes the EST timezone.