46772 ZIP Code — Monroe, IN

Adams County, Indiana

ZIP code 46772 is located in Monroe, Indiana, within Adams County. It covers approximately 37.26 square miles and serves a population of 3,430 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46772

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $216,100. Owner-occupancy is high at 92%, well above the national average.

Median household income is $68,667. Poverty affects 24% of residents, above the national average.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks. 41% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 21% of households.

Overall, ZIP code 46772 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and high homeownership.

3,430

population

37.26

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46772 ZIP code map

Cities in ZIP code 46772

Below are the cities the US Postal Service accepts for ZIP code 46772. Using any city not on this list may result in mail delivery delays.

City	Status
Monroe	Acceptable
Monroe	Preferred

Nearby ZIP codes

46711 Berne (4 mi) 46733 Decatur (7.3 mi) 46740 Geneva (7.8 mi) 45898 Willshire (8.5 mi) 46731 Craigville (11.3 mi) 45874 Ohio City (13.1 mi) 47326 Bryant (13.3 mi) 46714 Bluffton (14 mi) 45882 Rockford (14 mi) 46759 Keystone (16.5 mi) 46745 Hoagland (16.5 mi) 46777 Ossian (16.6 mi)

Demographics updated 06/2026

Population
Total population	3,430
Population density	92 / sq mi
State FIPS	18
County FIPS	001

Geography
Land area	37.26 sq mi
Water area	0.00 sq mi
Latitude	40.7271
Longitude	-84.9079
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.0%	47.4%	42.9%
$50k – $100k	28.7%	35.3%	32.7%
$100k – $200k	22.5%	15.9%	19.8%
Over $200k	1.8%	1.5%	4.5%

Demographics & statistics

3,430

Population

People per sq mi

23.6

Median age

$68,667

Median household income

$22,427

Per capita income

$216,100

Median home value

$750

Median monthly rent

91.9%

Home ownership

23.9%

Poverty rate

7.8%

Unemployment

819

Housing units

11.6%

Bachelor's or higher

Age distribution

Male Female

161

Under 5

135

201

5–9

170

215

10–14

182

177

15–19

149

237

20–24

200

240

25–34

202

126

35–44

106

215

45–54

181

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,250	36.4%
18 and over	2,180	63.6%
65 and over	333	9.7%
Median age	23.6 years

Race & ethnicity

White 87.1%

Two or more races 6.3%

Hispanic or Latino 5.8%

Other race 0.5%

Black or African American 0.2%

Group	Count	%
White	3,173	87.1%
Two or more races	229	6.3%
Hispanic or Latino	213	5.8%
Other race	20	0.5%
Black or African American	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.0%	47.4%	42.9%
$50k – $100k	28.7%	35.3%	32.7%
$100k – $200k	22.5%	15.9%	19.8%
Over $200k	1.8%	1.5%	4.5%

Under $10k 6.1%

$10k–$15k 2.7%

$15k–$25k 3.0%

$25k–$35k 11.9%

$35k–$50k 13.0%

$50k–$75k 16.1%

$75k–$100k 14.5%

$100k–$150k 13.8%

$150k–$200k 12.8%

$200k+ 5.9%

Range	% of households
Under $10k	6.1%
$10k–$15k	2.7%
$15k–$25k	3.0%
$25k–$35k	11.9%
$35k–$50k	13.0%
$50k–$75k	16.1%
$75k–$100k	14.5%
$100k–$150k	13.8%
$150k–$200k	12.8%
$200k+	5.9%
Median income	$68,667

Housing

Home values

Under $50k 1.5%

$50k–$100k 6.8%

$100k–$150k 22.4%

$150k–$200k 15.3%

$200k–$300k 20.3%

$300k–$500k 23.0%

$500k–$1M 9.8%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$216,100
Median rent / month	$750
Owner occupied	91.9%
Renter occupied	8.1%
Vacant	1.8%
Single-family detached	94.2%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.3
Avg household size (owned)	4.06

Year built

Era	%
2020 or later	0.0%
2010–2019	9.0%
2000–2009	22.7%
1990–1999	5.7%
1980–1989	4.7%
1970–1979	8.4%
1960–1969	13.1%
1950–1959	1.3%
1940–1949	5.8%
1939 or earlier	29.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.3%
2 bedrooms	16.6%
3 bedrooms	39.4%
4 bedrooms	21.9%
5+ bedrooms	15.7%

Vehicles per household

Vehicles	% of households
No vehicle	39.2%
1 vehicle	13.2%
2 vehicles	22.7%
3 or more	24.9%

Heating fuel

Fuel type	%
Utility gas	29.3%
Electricity	27.1%
Propane / LP gas	15.2%
Wood	4.8%

Households & families

Household type	Count	%
Married-couple family	611	69.9%
Cohabiting couple	62	7.1%
Male householder, no spouse	84	9.6%
Female householder, no spouse	117	13.4%
Households with children under 18	383	43.8%
Households with seniors (65+)	227	26.0%
Average household size	3.92

Marital status

Status	Male	Female
Never married	36.6%	31.7%
Married	55.6%	59.6%
Separated	0.1%	0.0%
Widowed	1.4%	4.9%
Divorced	6.2%	3.9%

Education

Less than 9th grade 23.1%

Some HS, no diploma 8.1%

HS graduate 28.6%

Some college, no degree 13.1%

Associate's degree 15.5%

Bachelor's degree 5.5%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	68.8%
Bachelor's or higher	11.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	60	5.8%
Kindergarten	13	1.3%
Elementary school	673	65.0%
High school	194	18.7%
College / grad school	96	9.3%

Employment

Industry of employment

Manufacturing 28.0%

Education & healthcare 19.6%

Construction 13.7%

Retail trade 7.3%

Arts, food & hospitality 5.9%

Agriculture & mining 5.6%

Other services 5.6%

Transportation & utilities 3.9%

Professional & management 3.4%

Finance & real estate 2.5%

Public administration 2.4%

Wholesale trade 1.6%

Information 0.4%

Occupation

Category	%
Management, business & arts	27.1%
Service	18.9%
Sales & office	12.8%
Natural resources & construction	13.0%
Production & transportation	28.2%

Employment type

Type	%
Private sector	77.6%
Government	10.2%
Self-employed	12.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	50.2%
Carpool	33.4%
Public transit	0.3%
Walk	2.6%
Work from home	10.9%
Other means	2.7%
Avg commute (minutes)	28.0

Poverty

All people 23.9%

Under 18 years 36.3%

18 and over 16.7%

Married-couple families 18.0%

Female-led households 17.2%

Income support

Source	% of households
Social Security	22.2%
Retirement income	15.9%
Supplemental Security	5.0%
Cash public assistance	1.0%
Food stamps / SNAP	0.5%

Health indicators

Condition	%
Obesity	40.4%
High blood pressure	33.2%
High cholesterol	30.2%
Diabetes	10.7%
Heart disease	6.9%
Stroke	3.4%
Asthma	11.2%
Arthritis	25.4%
Kidney disease	3.0%
Pulmonary disease	10.1%
Cancer	5.7%

Behavior / access	%
Smoking	28.0%
Binge drinking	17.1%
No physical activity	30.2%
Less than 7 hrs sleep	35.5%
Depression	26.1%
Fair or poor health	20.1%
Poor mental health	18.9%
Poor physical health	13.2%
No health insurance	18.0%
Visited doctor (checkup)	69.9%
Visited dentist	55.3%
Cholesterol screening	82.4%
Teeth loss	24.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	17	0.8%

Disability	%
Any disability	6.1%
Under 18	1.9%
18–64 years	5.0%
65 and over	27.9%

Health insurance coverage

Type	%
Private insurance	42.4%
Public insurance	22.4%
No insurance	41.4%
Uninsured under 19	45.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,134	91.4%
Spanish	650	20.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	650	20.7%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,425	99.9%
Born in same state	3,418	99.7%
Born in different state	3,252	94.8%
Foreign born	7	0.2%
Naturalized citizen	5	0.1%
Not a US citizen	5	100.0%

Ancestry

Ancestry	Count	%
Arab	408	11.9%
Italian	235	6.9%

Ancestry	Count	%
French	128	3.7%
English	11	0.3%

Technology access

Metric	% of households
Computer access	25.5%
Internet access	59.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46772

What city is ZIP code 46772 in?

ZIP code 46772 is primarily assigned to Monroe, Indiana.

What county is ZIP code 46772 in?

ZIP code 46772 falls within Adams County, Indiana.

Is ZIP code 46772 family-oriented?

36% of residents in ZIP code 46772 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 46772 mostly owner-occupied?

92% of occupied units in ZIP code 46772 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 46772?

24% of residents in ZIP code 46772 live below the poverty line, above the national average.

How educated is the population of ZIP code 46772?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 46772 in?

ZIP code 46772 observes the EST timezone.