24121 ZIP Code — Moneta, VA

Bedford County, Virginia

ZIP code 24121 is located in Moneta, Virginia, within Bedford County. It covers approximately 91.82 square miles and serves a population of 11,043 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 540.

About ZIP code 24121

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $330,900. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($84,421) and mean household income suggests income inequality — a small number of higher earners pull the average up. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 24121 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

11,043

population

91.82

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

24121 ZIP code map

Cities in ZIP code 24121

Below are the cities the US Postal Service accepts for ZIP code 24121. Using any city not on this list may result in mail delivery delays.

City	Status
Moneta	Acceptable
Moneta	Preferred

Nearby ZIP codes

24095 Goodview (7.7 mi) 24104 Huddleston (8.5 mi) 24101 Hardy (9.6 mi) 24184 Wirtz (10.8 mi) 24179 Vinton (11.4 mi) 24176 Union Hall (12.5 mi) 24523 Bedford (12.8 mi) 24174 Thaxton (13.2 mi) 24139 Pittsville (14 mi) 24092 Glade Hill (14.2 mi) 24571 Lynch Station (14.6 mi) 24014 Roanoke (15.9 mi)

Demographics updated 06/2026

Population
Total population	11,043
Population density	120 / sq mi
State FIPS	51
County FIPS	019

Geography
Land area	91.82 sq mi
Water area	10.20 sq mi
Latitude	37.1723
Longitude	-79.6268
Timezone	Eastern (ET)
Area code	540

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.8%	35.0%	32.9%
$50k – $100k	35.9%	35.9%	29.2%
$100k – $200k	24.1%	23.0%	26.3%
Over $200k	6.2%	6.0%	11.6%

Demographics & statistics

11,043

Population

120

People per sq mi

56.1

Median age

$84,421

Median household income

$48,694

Per capita income

$330,900

Median home value

$1,125

Median monthly rent

90.3%

Home ownership

7.9%

Poverty rate

4.6%

Unemployment

7,117

Housing units

34.1%

Bachelor's or higher

Age distribution

Male Female

213

Under 5

219

166

5–9

171

286

10–14

295

238

15–19

246

289

20–24

297

416

25–34

428

393

35–44

404

614

45–54

633

546

55–59

562

529

60–64

544

1,189

65–74

1,225

435

75–84

449

126

85+

130

← Male

Female →

Age summary

Group	Count	%
Under 18	1,727	15.6%
18 and over	9,316	84.4%
65 and over	3,554	32.2%
Median age	56.1 years

Race & ethnicity

White 93.5%

Black or African American 2.7%

Two or more races 2%

Hispanic or Latino 1.5%

Asian 0.3%

Other race 0.1%

Group	Count	%
White	10,477	93.5%
Black or African American	300	2.7%
Two or more races	226	2%
Hispanic or Latino	166	1.5%
Asian	30	0.3%
Other race	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.8%	35.0%	32.9%
$50k – $100k	35.9%	35.9%	29.2%
$100k – $200k	24.1%	23.0%	26.3%
Over $200k	6.2%	6.0%	11.6%

Under $10k 0.8%

$10k–$15k 1.6%

$15k–$25k 8.2%

$25k–$35k 9.6%

$35k–$50k 9.6%

$50k–$75k 14.1%

$75k–$100k 19.6%

$100k–$150k 14.9%

$150k–$200k 9.6%

$200k+ 12.0%

Range	% of households
Under $10k	0.8%
$10k–$15k	1.6%
$15k–$25k	8.2%
$25k–$35k	9.6%
$35k–$50k	9.6%
$50k–$75k	14.1%
$75k–$100k	19.6%
$100k–$150k	14.9%
$150k–$200k	9.6%
$200k+	12.0%
Median income	$84,421

Housing

Home values

Under $50k 5.4%

$50k–$100k 4.9%

$100k–$150k 7.4%

$150k–$200k 10.1%

$200k–$300k 18.7%

$300k–$500k 20.0%

$500k–$1M 27.1%

$1M+ 6.4%

Housing overview

Metric	Value
Median home value	$330,900
Median rent / month	$1,125
Owner occupied	90.3%
Renter occupied	9.7%
Vacant	36.1%
Single-family detached	71.2%
Large apartment buildings	2.7%
Mobile homes	14.4%
Median rooms	6.3
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	0.1%
2010–2019	10.0%
2000–2009	18.1%
1990–1999	23.8%
1980–1989	28.1%
1970–1979	10.7%
1960–1969	4.0%
1950–1959	3.1%
1940–1949	0.4%
1939 or earlier	1.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	2.0%
2 bedrooms	19.8%
3 bedrooms	54.0%
4 bedrooms	19.6%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	23.3%
2 vehicles	41.4%
3 or more	34.1%

Heating fuel

Fuel type	%
Utility gas	1.1%
Electricity	80.0%
Propane / LP gas	8.7%
Fuel oil	5.3%
Wood	3.5%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	2,976	61.4%
Cohabiting couple	278	5.7%
Male householder, no spouse	591	12.2%
Female householder, no spouse	1,001	20.7%
Households with children under 18	972	20.1%
Households with seniors (65+)	2,380	49.1%
Average household size	2.28

Marital status

Status	Male	Female
Never married	19.9%	17.0%
Married	68.2%	60.3%
Separated	0.7%	1.1%
Widowed	2.0%	9.1%
Divorced	9.1%	12.5%

Education

Less than 9th grade 1.8%

Some HS, no diploma 5.8%

HS graduate 28.1%

Some college, no degree 19.9%

Associate's degree 10.3%

Bachelor's degree 18.9%

Graduate / professional 15.2%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	34.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	69	4.0%
Kindergarten	49	2.8%
Elementary school	750	43.0%
High school	456	26.1%
College / grad school	420	24.1%

Employment

Industry of employment

Education & healthcare 18.2%

Professional & management 14.3%

Transportation & utilities 10.8%

Retail trade 10.1%

Finance & real estate 10.1%

Construction 8.1%

Manufacturing 7.5%

Arts, food & hospitality 6.5%

Public administration 4.5%

Other services 3.9%

Agriculture & mining 3.3%

Information 1.5%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	45.0%
Service	11.4%
Sales & office	19.8%
Natural resources & construction	7.6%
Production & transportation	16.2%

Employment type

Type	%
Private sector	75.3%
Government	16.2%
Self-employed	7.9%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	81.6%
Carpool	3.4%
Public transit	0.4%
Walk	0.0%
Work from home	14.6%
Other means	0.0%
Avg commute (minutes)	33.0

Poverty

All people 7.9%

Under 18 years 11.3%

18 and over 7.3%

Married-couple families 4.5%

Female-led households 4.3%

Income support

Source	% of households
Social Security	55.3%
Retirement income	43.6%
Supplemental Security	3.6%
Cash public assistance	1.1%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	34.1%
High blood pressure	40.4%
High cholesterol	39.4%
Diabetes	12.5%
Heart disease	8.1%
Stroke	3.7%
Asthma	9.3%
Arthritis	33.0%
Kidney disease	3.4%
Pulmonary disease	8.6%
Cancer	8.7%

Behavior / access	%
Smoking	17.9%
Binge drinking	14.5%
No physical activity	22.2%
Less than 7 hrs sleep	31.6%
Depression	19.7%
Fair or poor health	15.4%
Poor mental health	12.8%
Poor physical health	11.0%
No health insurance	11.1%
Visited doctor (checkup)	78.3%
Visited dentist	69.3%
Cholesterol screening	92.9%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,212	13.0%

Disability	%
Any disability	14.7%
Under 18	7.4%
18–64 years	12.9%
65 and over	21.2%

Health insurance coverage

Type	%
Private insurance	66.7%
Public insurance	51.1%
No insurance	6.3%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,611	96.1%
Spanish	76	0.7%
Other Indo-European	54	0.5%
Asian & Pacific Islander	9	0.1%
Other languages	13	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,765	97.5%
Born in same state	10,649	96.4%
Born in different state	5,908	53.5%
Foreign born	116	1.1%
Naturalized citizen	278	2.5%
Not a US citizen	173	62.2%

Ancestry

Ancestry	Count	%
French	1,694	15.3%
Arab	1,463	13.2%
Italian	1,411	12.8%
English	159	1.4%
Polish	91	0.8%

Ancestry	Count	%
Dutch	60	0.5%
Norwegian	49	0.4%
Irish	23	0.2%
German	19	0.2%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 24121

What city is ZIP code 24121 in?

ZIP code 24121 is primarily assigned to Moneta, Virginia.

What county is ZIP code 24121 in?

ZIP code 24121 falls within Bedford County, Virginia.

Does ZIP code 24121 have an older population?

32% of residents in ZIP code 24121 are 65 or older, above the national average of ~17%.

Does ZIP code 24121 have a large retiree population?

55% of households in ZIP code 24121 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 24121 mostly owner-occupied?

90% of occupied units in ZIP code 24121 are owner-occupied, well above the national average.

Does ZIP code 24121 have a large veteran population?

13% of civilians in ZIP code 24121 are veterans, above the national average of ~7%.

What timezone is ZIP code 24121 in?

ZIP code 24121 observes the EST timezone.