81645 ZIP Code — Minturn, CO

Eagle County, Colorado

ZIP code 81645 is located in Minturn, Colorado, within Eagle County. It covers approximately 104.07 square miles and serves a population of 1,000 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.

About ZIP code 81645

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $915,500. Owner-occupancy sits near the national average at 69%.

Median household income is $98,500. The poverty rate of 7% is below the national average.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 15 minutes is near the national average.

Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.

1,000

population

104.07

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

81645 ZIP code map

Cities in ZIP code 81645

Below are the cities the US Postal Service accepts for ZIP code 81645. Using any city not on this list may result in mail delivery delays.

City	Status
Minturn	Acceptable

Demographics updated 06/2026

Population
Total population	1,000
Population density	10 / sq mi
State FIPS	08
County FIPS	037

Geography
Land area	104.07 sq mi
Water area	1.00 sq mi
Latitude	39.4741
Longitude	-106.4655
Timezone	Mountain (MT)
Area code	970

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.3%	28.6%	32.5%
$50k – $100k	32.6%	29.6%	31.0%
$100k – $200k	46.5%	28.2%	26.9%
Over $200k	8.6%	13.7%	9.6%

Demographics & statistics

1,000

Population

People per sq mi

38.4

Median age

$98,500

Median household income

$49,622

Per capita income

$915,500

Median home value

$2,181

Median monthly rent

68.6%

Home ownership

7.1%

Poverty rate

5.9%

Unemployment

455

Housing units

60.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

20–24

137

25–34

130

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	183	18.3%
18 and over	817	81.7%
65 and over	168	16.8%
Median age	38.4 years

Race & ethnicity

White 74.4%

Hispanic or Latino 12.8%

Two or more races 12.8%

Group	Count	%
White	853	74.4%
Hispanic or Latino	147	12.8%
Two or more races	147	12.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.3%	28.6%	32.5%
$50k – $100k	32.6%	29.6%	31.0%
$100k – $200k	46.5%	28.2%	26.9%
Over $200k	8.6%	13.7%	9.6%

Under $10k 9.3%

$10k–$15k 2.5%

$15k–$25k 5.1%

$25k–$35k 5.6%

$35k–$50k 3.9%

$50k–$75k 16.4%

$75k–$100k 8.6%

$100k–$150k 21.8%

$150k–$200k 18.9%

$200k+ 7.8%

Range	% of households
Under $10k	9.3%
$10k–$15k	2.5%
$15k–$25k	5.1%
$25k–$35k	5.6%
$35k–$50k	3.9%
$50k–$75k	16.4%
$75k–$100k	8.6%
$100k–$150k	21.8%
$150k–$200k	18.9%
$200k+	7.8%
Median income	$98,500

Housing

Home values

$200k–$300k 3.6%

$300k–$500k 7.9%

$500k–$1M 47.5%

$1M+ 41.1%

Housing overview

Metric	Value
Median home value	$915,500
Median rent / month	$2,181
Owner occupied	68.6%
Renter occupied	31.4%
Vacant	30.0%
Single-family detached	65.7%
Large apartment buildings	2.1%
Mobile homes	3.9%
Median rooms	4.6
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	5.5%
2000–2009	14.6%
1990–1999	13.4%
1980–1989	1.2%
1970–1979	18.4%
1960–1969	3.6%
1950–1959	6.0%
1940–1949	6.7%
1939 or earlier	30.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.4%
1 bedroom	9.8%
2 bedrooms	20.9%
3 bedrooms	46.7%
4 bedrooms	17.5%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	17.6%
2 vehicles	55.9%
3 or more	24.0%

Heating fuel

Fuel type	%
Utility gas	80.4%
Electricity	13.5%
Propane / LP gas	0.7%

Households & families

Household type	Count	%
Married-couple family	185	45.3%
Cohabiting couple	65	15.9%
Male householder, no spouse	91	22.3%
Female householder, no spouse	67	16.4%
Households with children under 18	86	21.1%
Households with seniors (65+)	122	29.9%
Average household size	2.45

Marital status

Status	Male	Female
Never married	47.5%	30.5%
Married	47.3%	53.3%
Separated	0.0%	0.0%
Widowed	0.0%	5.3%
Divorced	5.2%	10.9%

Education

Less than 9th grade 0.4%

Some HS, no diploma 0.2%

HS graduate 20.1%

Some college, no degree 17.0%

Associate's degree 2.1%

Bachelor's degree 35.9%

Graduate / professional 24.1%

Metric	%
HS diploma or higher	99.4%
Bachelor's or higher	60.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	12	5.8%
Elementary school	156	75.7%
High school	9	4.4%
College / grad school	29	14.1%

Employment

Industry of employment

Arts, food & hospitality 23.7%

Professional & management 20.8%

Education & healthcare 13.3%

Public administration 8.4%

Retail trade 7.7%

Transportation & utilities 6.1%

Finance & real estate 6.1%

Wholesale trade 4.9%

Other services 4.0%

Agriculture & mining 2.0%

Manufacturing 2.0%

Construction 1.0%

Occupation

Category	%
Management, business & arts	45.1%
Service	24.1%
Sales & office	28.0%
Natural resources & construction	1.0%
Production & transportation	1.8%

Employment type

Type	%
Private sector	79.6%
Government	13.7%
Self-employed	6.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.7%
Carpool	9.6%
Public transit	0.0%
Walk	12.7%
Work from home	9.0%
Other means	2.0%
Avg commute (minutes)	15.2

Poverty

All people 7.1%

Under 18 years 0.0%

18 and over 8.7%

Married-couple families 5.4%

Female-led households 0.0%

Income support

Source	% of households
Social Security	24.0%
Retirement income	11.3%
Supplemental Security	0.0%
Cash public assistance	2.2%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	20.5%
High blood pressure	19.8%
High cholesterol	24.8%
Diabetes	6.1%
Heart disease	3.3%
Stroke	1.6%
Asthma	8.8%
Arthritis	14.6%
Kidney disease	1.9%
Pulmonary disease	3.2%
Cancer	4.5%

Behavior / access	%
Smoking	10.8%
Binge drinking	22.2%
No physical activity	14.0%
Less than 7 hrs sleep	25.7%
Depression	17.6%
Fair or poor health	8.0%
Poor mental health	12.5%
Poor physical health	6.7%
No health insurance	13.1%
Visited doctor (checkup)	63.2%
Visited dentist	70.6%
Cholesterol screening	89.6%
Teeth loss	6.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	41	5.0%

Disability	%
Any disability	6.2%
Under 18	0.0%
18–64 years	8.3%
65 and over	4.8%

Health insurance coverage

Type	%
Private insurance	74.5%
Public insurance	21.6%
No insurance	14.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	994	99.4%
Spanish	20	2.0%
Other Indo-European	20	2.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	972	97.2%
Born in same state	958	95.8%
Born in different state	440	44.0%
Foreign born	14	1.4%
Naturalized citizen	28	2.8%
Not a US citizen	23	82.1%

Ancestry

Ancestry	Count	%
Italian	276	27.6%
English	167	16.7%

Ancestry	Count	%
French	29	2.9%
Polish	9	0.9%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 81645

What city is ZIP code 81645 in?

ZIP code 81645 is primarily assigned to Minturn, Colorado.

What county is ZIP code 81645 in?

ZIP code 81645 falls within Eagle County, Colorado.

How educated is the population of ZIP code 81645?

60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 81645?

The median home value in ZIP code 81645 is $915,500.

What is the population of ZIP code 81645?

ZIP code 81645 has an estimated population of 1,000 residents, with a density of 10 people per square mile.

What is the median household income in ZIP code 81645?

The median household income in ZIP code 81645 is $98,500, above the national median of ~$75,000.

What timezone is ZIP code 81645 in?

ZIP code 81645 observes the MST timezone.