13406 ZIP Code — Middleville, NY

Herkimer County, New York

ZIP code 13406 is located in Middleville, New York, within Herkimer County. It covers approximately 4.63 square miles and serves a population of 492 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 315.

About ZIP code 13406

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $149,500. Owner-occupancy is high at 97%, well above the national average.

Median household income is $93,875. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 13406 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

492

population

4.63

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13406 ZIP code map

Cities in ZIP code 13406

Below are the cities the US Postal Service accepts for ZIP code 13406. Using any city not on this list may result in mail delivery delays.

City	Status
Middleville	Acceptable

Demographics updated 06/2026

Population
Total population	492
Population density	106 / sq mi
State FIPS	36
County FIPS	043

Geography
Land area	4.63 sq mi
Water area	0.05 sq mi
Latitude	43.1392
Longitude	-74.9264
Timezone	Eastern (ET)
Area code	315

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.2%	44.6%	37.0%
$50k – $100k	29.2%	32.9%	27.0%
$100k – $200k	18.6%	20.1%	24.4%
Over $200k	1.0%	2.5%	11.5%

Demographics & statistics

492

Population

106

People per sq mi

35.4

Median age

$93,875

Median household income

$30,524

Per capita income

$149,500

Median home value

Median monthly rent

96.6%

Home ownership

10.9%

Poverty rate

8.1%

Unemployment

205

Housing units

13.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	131	26.6%
18 and over	361	73.4%
65 and over	63	12.8%
Median age	35.4 years

Race & ethnicity

White 98.6%

Two or more races 0.8%

Hispanic or Latino 0.6%

Group	Count	%
White	488	98.6%
Two or more races	4	0.8%
Hispanic or Latino	3	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.2%	44.6%	37.0%
$50k – $100k	29.2%	32.9%	27.0%
$100k – $200k	18.6%	20.1%	24.4%
Over $200k	1.0%	2.5%	11.5%

$15k–$25k 5.6%

$25k–$35k 9.0%

$35k–$50k 3.4%

$50k–$75k 16.9%

$75k–$100k 35.6%

$100k–$150k 26.0%

$150k–$200k 1.1%

$200k+ 2.3%

Range	% of households
$15k–$25k	5.6%
$25k–$35k	9.0%
$35k–$50k	3.4%
$50k–$75k	16.9%
$75k–$100k	35.6%
$100k–$150k	26.0%
$150k–$200k	1.1%
$200k+	2.3%
Median income	$93,875

Housing

Home values

Under $50k 2.3%

$50k–$100k 23.4%

$100k–$150k 24.6%

$150k–$200k 26.9%

$200k–$300k 14.6%

$300k–$500k 8.2%

Housing overview

Metric	Value
Median home value	$149,500
Median rent / month	$0
Owner occupied	96.6%
Renter occupied	3.4%
Vacant	16.1%
Single-family detached	81.0%
Large apartment buildings	0.0%
Mobile homes	10.9%
Median rooms	6.5
Avg household size (owned)	2.83

Year built

Era	%
2020 or later	3.3%
2010–2019	0.0%
2000–2009	16.6%
1990–1999	3.3%
1980–1989	0.0%
1970–1979	11.8%
1960–1969	15.6%
1950–1959	0.9%
1940–1949	3.8%
1939 or earlier	44.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	1.4%
2 bedrooms	10.4%
3 bedrooms	53.6%
4 bedrooms	27.5%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	24.3%
2 vehicles	52.5%
3 or more	23.2%

Heating fuel

Fuel type	%
Utility gas	2.8%
Electricity	2.8%
Propane / LP gas	30.5%
Fuel oil	32.8%
Wood	8.5%

Households & families

Household type	Count	%
Married-couple family	84	47.5%
Cohabiting couple	51	28.8%
Male householder, no spouse	24	13.6%
Female householder, no spouse	18	10.2%
Households with children under 18	73	41.2%
Households with seniors (65+)	47	26.6%
Average household size	2.78

Marital status

Status	Male	Female
Never married	41.0%	26.6%
Married	41.5%	45.8%
Separated	0.0%	0.0%
Widowed	0.0%	12.4%
Divorced	17.6%	15.3%

Education

Less than 9th grade 0.3%

Some HS, no diploma 5.8%

HS graduate 40.6%

Some college, no degree 14.5%

Associate's degree 25.2%

Bachelor's degree 8.5%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	13.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	6	4.7%
Elementary school	78	60.9%
High school	21	16.4%
College / grad school	23	18.0%

Employment

Industry of employment

Education & healthcare 22.1%

Construction 20.6%

Manufacturing 12.6%

Retail trade 11.1%

Finance & real estate 8.0%

Professional & management 5.7%

Other services 5.0%

Transportation & utilities 4.2%

Arts, food & hospitality 3.4%

Public administration 2.7%

Wholesale trade 2.3%

Information 2.3%

Occupation

Category	%
Management, business & arts	32.8%
Service	12.6%
Sales & office	21.0%
Natural resources & construction	15.6%
Production & transportation	17.9%

Employment type

Type	%
Private sector	88.2%
Government	8.8%
Self-employed	3.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.4%
Carpool	3.5%
Public transit	0.0%
Walk	3.5%
Work from home	2.7%
Other means	0.0%
Avg commute (minutes)	37.2

Poverty

All people 10.9%

Under 18 years 11.3%

18 and over 10.8%

Married-couple families 7.1%

Female-led households 25.0%

Income support

Source	% of households
Social Security	30.5%
Retirement income	22.0%
Supplemental Security	7.9%
Cash public assistance	1.1%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
Obesity	29.6%
High blood pressure	35.3%
High cholesterol	33.3%
Diabetes	9.7%
Heart disease	7.0%
Stroke	3.1%
Asthma	10.1%
Arthritis	25.3%
Kidney disease	3.0%
Pulmonary disease	7.6%
Cancer	7.5%

Behavior / access	%
Smoking	18.7%
Binge drinking	18.3%
No physical activity	25.0%
Less than 7 hrs sleep	34.7%
Depression	21.5%
Fair or poor health	12.9%
Poor mental health	14.4%
Poor physical health	10.2%
No health insurance	10.4%
Visited doctor (checkup)	78.7%
Visited dentist	66.7%
Cholesterol screening	90.8%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	21	5.8%

Disability	%
Any disability	12.6%
Under 18	10.7%
18–64 years	11.1%
65 and over	23.8%

Health insurance coverage

Type	%
Private insurance	71.5%
Public insurance	35.8%
No insurance	3.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	466	94.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	492	100.0%
Born in same state	489	99.4%
Born in different state	448	91.1%
Foreign born	3	0.6%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	118	24%
Arab	15	3%

Ancestry	Count	%
French	9	1.8%
English	7	1.4%

Technology access

Metric	% of households
Computer access	36.0%
Internet access	90.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13406

What city is ZIP code 13406 in?

ZIP code 13406 is primarily assigned to Middleville, New York.

What county is ZIP code 13406 in?

ZIP code 13406 falls within Herkimer County, New York.

Is ZIP code 13406 mostly owner-occupied?

97% of occupied units in ZIP code 13406 are owner-occupied, well above the national average.

How educated is the population of ZIP code 13406?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 13406?

The median home value in ZIP code 13406 is $149,500.

What is the population of ZIP code 13406?

ZIP code 13406 has an estimated population of 492 residents, with a density of 106 people per square mile.

What timezone is ZIP code 13406 in?

ZIP code 13406 observes the EST timezone.