50654 ZIP Code — Masonville, IA

Delaware County, Iowa

ZIP code 50654 is located in Masonville, Iowa, within Delaware County. It covers approximately 53.27 square miles and serves a population of 328 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 563.

About ZIP code 50654

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $183,900. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($51,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 21 minutes is near the national average. Remote work is prevalent — 29% of workers work from home.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 50654 reflects a community defined by a trades-oriented workforce, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

328

population

53.27

sq mi land

Standard

ZIP type

Central (CT)

timezone

50654 ZIP code map

Cities in ZIP code 50654

Below are the cities the US Postal Service accepts for ZIP code 50654. Using any city not on this list may result in mail delivery delays.

City	Status
Masonville	Preferred

Nearby ZIP codes

50682 Winthrop (5.2 mi) 52057 Manchester (7.7 mi) 52330 Ryan (8.4 mi) 52326 Quasqueton (9.4 mi) 52038 Dundee (9.7 mi) 52218 Coggon (10.8 mi) 50650 Lamont (11.5 mi) 50607 Aurora (13.4 mi) 52223 Delhi (14.1 mi) 52352 Walker (15 mi) 50644 Independence (15.1 mi) 52329 Rowley (15.1 mi)

Demographics updated 06/2026

Population
Total population	328
Population density	6 / sq mi
State FIPS	19
County FIPS	055

Geography
Land area	53.27 sq mi
Water area	0.00 sq mi
Latitude	42.4555
Longitude	-91.5910
Timezone	Central (CT)
Area code	563

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.2%	38.3%	40.1%
$50k – $100k	32.9%	35.2%	33.4%
$100k – $200k	23.6%	23.0%	21.5%
Over $200k	1.2%	3.4%	5.0%

Demographics & statistics

328

Population

People per sq mi

56.7

Median age

$51,250

Median household income

$41,495

Per capita income

$183,900

Median home value

Median monthly rent

76.8%

Home ownership

13.7%

Poverty rate

0.6%

Unemployment

144

Housing units

17.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	54	16.5%
18 and over	274	83.5%
65 and over	105	32.0%
Median age	56.7 years

Race & ethnicity

White 97.6%

Hispanic or Latino 1.2%

Two or more races 1.2%

Group	Count	%
White	324	97.6%
Hispanic or Latino	4	1.2%
Two or more races	4	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.2%	38.3%	40.1%
$50k – $100k	32.9%	35.2%	33.4%
$100k – $200k	23.6%	23.0%	21.5%
Over $200k	1.2%	3.4%	5.0%

Under $10k 2.8%

$15k–$25k 9.2%

$25k–$35k 10.6%

$35k–$50k 23.2%

$50k–$75k 13.4%

$75k–$100k 7.0%

$100k–$150k 25.4%

$150k–$200k 2.8%

$200k+ 5.6%

Range	% of households
Under $10k	2.8%
$15k–$25k	9.2%
$25k–$35k	10.6%
$35k–$50k	23.2%
$50k–$75k	13.4%
$75k–$100k	7.0%
$100k–$150k	25.4%
$150k–$200k	2.8%
$200k+	5.6%
Median income	$51,250

Housing

Home values

Under $50k 9.2%

$50k–$100k 11.9%

$100k–$150k 18.3%

$150k–$200k 24.8%

$200k–$300k 18.3%

$300k–$500k 10.1%

$500k–$1M 7.3%

Housing overview

Metric	Value
Median home value	$183,900
Median rent / month	$0
Owner occupied	76.8%
Renter occupied	23.2%
Vacant	19.8%
Single-family detached	95.5%
Large apartment buildings	0.0%
Mobile homes	1.7%
Median rooms	7.2
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	4.5%
1990–1999	9.6%
1980–1989	23.2%
1970–1979	7.3%
1960–1969	5.1%
1950–1959	5.1%
1940–1949	0.0%
1939 or earlier	45.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.1%
2 bedrooms	6.2%
3 bedrooms	67.2%
4 bedrooms	25.4%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	38.7%
2 vehicles	49.3%
3 or more	12.0%

Heating fuel

Fuel type	%
Utility gas	2.8%
Electricity	18.3%
Propane / LP gas	76.1%
Fuel oil	2.8%

Households & families

Household type	Count	%
Married-couple family	70	49.3%
Cohabiting couple	4	2.8%
Male householder, no spouse	33	23.2%
Female householder, no spouse	35	24.6%
Households with children under 18	23	16.2%
Households with seniors (65+)	74	52.1%
Average household size	2.31

Marital status

Status	Male	Female
Never married	29.8%	25.3%
Married	63.2%	43.2%
Separated	0.0%	1.2%
Widowed	0.0%	28.4%
Divorced	7.0%	1.9%

Education

Less than 9th grade 0.4%

Some HS, no diploma 0.4%

HS graduate 59.2%

Some college, no degree 8.6%

Associate's degree 14.2%

Bachelor's degree 17.2%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	99.3%
Bachelor's or higher	17.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	18.4%
Kindergarten	1	2.0%
Elementary school	28	57.1%
High school	3	6.1%
College / grad school	8	16.3%

Employment

Industry of employment

Agriculture & mining 26.7%

Education & healthcare 25.0%

Manufacturing 21.7%

Professional & management 7.8%

Finance & real estate 6.1%

Arts, food & hospitality 5.6%

Other services 2.8%

Construction 2.2%

Retail trade 1.1%

Transportation & utilities 1.1%

Occupation

Category	%
Management, business & arts	65.6%
Service	5.6%
Sales & office	13.3%
Natural resources & construction	4.4%
Production & transportation	11.1%

Employment type

Type	%
Private sector	61.1%
Government	16.1%
Self-employed	22.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	57.8%
Carpool	12.2%
Public transit	0.0%
Walk	1.1%
Work from home	28.9%
Other means	0.0%
Avg commute (minutes)	21.1

Poverty

All people 13.7%

Under 18 years 35.2%

18 and over 9.5%

Married-couple families 12.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	52.8%
Retirement income	26.8%
Supplemental Security	0.7%
Cash public assistance	1.4%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
Obesity	40.7%
High blood pressure	34.3%
High cholesterol	34.9%
Diabetes	10.3%
Heart disease	6.8%
Stroke	3.1%
Asthma	9.1%
Arthritis	25.8%
Kidney disease	2.9%
Pulmonary disease	7.0%
Cancer	7.2%

Behavior / access	%
Smoking	17.9%
Binge drinking	22.3%
No physical activity	24.2%
Less than 7 hrs sleep	30.9%
Depression	17.0%
Fair or poor health	12.7%
Poor mental health	12.9%
Poor physical health	9.8%
No health insurance	9.3%
Visited doctor (checkup)	74.9%
Visited dentist	67.4%
Cholesterol screening	89.3%
Teeth loss	12.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	5	1.8%

Disability	%
Any disability	16.8%
Under 18	5.6%
18–64 years	13.0%
65 and over	28.6%

Health insurance coverage

Type	%
Private insurance	78.4%
Public insurance	34.8%
No insurance	0.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	304	92.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	328	100.0%
Born in same state	328	100.0%
Born in different state	273	83.2%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	71	21.6%
French	27	8.2%
Arab	11	3.4%

Ancestry	Count	%
Polish	2	0.6%
English	1	0.3%

Technology access

Metric	% of households
Computer access	43.3%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50654

What city is ZIP code 50654 in?

ZIP code 50654 is primarily assigned to Masonville, Iowa.

What county is ZIP code 50654 in?

ZIP code 50654 falls within Delaware County, Iowa.

Does ZIP code 50654 have an older population?

32% of residents in ZIP code 50654 are 65 or older, above the national average of ~17%.

Does ZIP code 50654 have a large retiree population?

53% of households in ZIP code 50654 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 50654?

The median home value in ZIP code 50654 is $183,900.

What is the population of ZIP code 50654?

ZIP code 50654 has an estimated population of 328 residents, with a density of 6 people per square mile.

What timezone is ZIP code 50654 in?

ZIP code 50654 observes the CST timezone.