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Nebraska ZIP Codes
Boyd County
Lynch, NE
68746
68746 ZIP Code — Lynch, NE
Boyd County, Nebraska
ZIP code 68746 is located in
Lynch ,
Nebraska ,
within Boyd County .
It covers approximately 219.06 square miles and serves a population of
262 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 402 .
About ZIP code 68746
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $66,300. Owner-occupancy is high at 93%, well above the national average.
Median household income is $41,635. The poverty rate of 5% is below the national average. 56% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 20% of workers work from home.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.
Overall, ZIP code 68746 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
68746 ZIP code map
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Cities in ZIP code 68746
Below are the cities the US Postal Service accepts for ZIP code 68746. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
262
Population density
1 / sq mi
State FIPS
31
County FIPS
015
Geography
Land area
219.06 sq mi
Water area
4.61 sq mi
Latitude
42.8800
Longitude
-98.4253
Timezone
Central (CT)
Area code
402
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
66.2%
49.1%
39.5%
$50k – $100k
23.0%
31.1%
33.4%
$100k – $200k
10.8%
16.3%
22.0%
Over $200k
0.0%
3.5%
5.2%
Demographics & statistics
$41,635
Median household income
19.9%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 18 6.9% 18 and over 244 93.1% 65 and over 131 50.0% Median age 65.0 years
Race & ethnicity
Group Count % White 255 96.6% Two or more races 5 1.9% Hispanic or Latino 2 0.8% Other race 2 0.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
66.2%
49.1%
39.5%
$50k – $100k
23.0%
31.1%
33.4%
$100k – $200k
10.8%
16.3%
22.0%
Over $200k
0.0%
3.5%
5.2%
Range % of households Under $10k 3.1% $10k–$15k 1.9% $15k–$25k 18.2% $25k–$35k 18.2% $35k–$50k 20.1% $50k–$75k 15.1% $75k–$100k 7.5% $100k–$150k 4.4% $150k–$200k 11.3% Median income $41,635
Housing
Housing overview
Metric Value Median home value $66,300 Median rent / month $578 Owner occupied 92.5% Renter occupied 7.5% Vacant 52.3% Single-family detached 74.8% Large apartment buildings 0.0% Mobile homes 24.6% Median rooms 6.3 Avg household size (owned) 1.67
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 3.6% 1990–1999 13.8% 1980–1989 8.1% 1970–1979 9.6% 1960–1969 5.4% 1950–1959 12.3% 1940–1949 3.3% 1939 or earlier 43.8%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 2.7% 2 bedrooms 32.7% 3 bedrooms 52.6% 4 bedrooms 5.7% 5+ bedrooms 6.3%
Vehicles per household
Vehicles % of households No vehicle 0.6% 1 vehicle 31.4% 2 vehicles 35.8% 3 or more 32.1%
Heating fuel
Fuel type % Utility gas 11.9% Electricity 23.3% Propane / LP gas 35.2% Fuel oil 5.0% Wood 20.1%
Households & families
Household type Count % Married-couple family 72 45.3% Cohabiting couple 1 0.6% Male householder, no spouse 50 31.4% Female householder, no spouse 36 22.6% Households with children under 18 11 6.9% Households with seniors (65+) 86 54.1% Average household size 1.64
Marital status
Status Male Female Never married 25.0% 2.7% Married 56.8% 65.2% Separated 0.0% 0.0% Widowed 3.8% 28.6% Divorced 14.4% 3.6%
Education
Some college, no degree
14.5%
Graduate / professional
6.2%
Metric % HS diploma or higher 95.4% Bachelor's or higher 19.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 18 85.7% High school 0 0.0% College / grad school 3 14.3%
Employment
Industry of employment
Agriculture & mining
24.3%
Education & healthcare
23.6%
Transportation & utilities
5.6%
Public administration
4.9%
Professional & management
4.2%
Arts, food & hospitality
3.5%
Finance & real estate
1.4%
Occupation
Category % Management, business & arts 45.1% Service 9.7% Sales & office 8.3% Natural resources & construction 13.2% Production & transportation 23.6%
Employment type
Type % Private sector 39.6% Government 34.0% Self-employed 26.4% Unpaid family workers 0.0%
Commute
Method % Drive alone 62.0% Carpool 16.2% Public transit 0.0% Walk 1.4% Work from home 20.4% Other means 0.0% Avg commute (minutes) 24.3
Poverty
Married-couple families
1.4%
Female-led households
0.0%
Income support
Source % of households Social Security 56.0% Retirement income 11.9% Supplemental Security 0.6% Cash public assistance 0.6% Food stamps / SNAP 6.9%
Health indicators
Condition % Obesity 35.9% High blood pressure 41.3% High cholesterol 38.4% Diabetes 12.5% Heart disease 8.9% Stroke 3.9% Asthma 8.0% Arthritis 31.7% Kidney disease 3.6% Pulmonary disease 7.6% Cancer 9.8%
Behavior / access % Smoking 15.7% Binge drinking 16.8% No physical activity 25.0% Less than 7 hrs sleep 28.3% Depression 15.6% Fair or poor health 13.4% Poor mental health 10.3% Poor physical health 10.2% No health insurance 12.4% Visited doctor (checkup) 74.3% Visited dentist 65.4% Cholesterol screening 91.4% Teeth loss 12.1%
Veterans & disability
Veterans Count % Civilian veterans 37 15.2%
Disability % Any disability 21.0% Under 18 0.0% 18–64 years 8.0% 65 and over 35.1%
Health insurance coverage
Type % Private insurance 66.8% Public insurance 57.6% No insurance 10.7% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 262 100.0% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 260 99.2% Born in same state 260 99.2% Born in different state 201 76.7% Foreign born 0 0.0% Naturalized citizen 2 0.8% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 42 16% French 40 15.3% Arab 12 4.6%
Ancestry Count % Dutch 2 0.8% Polish 1 0.4%
Technology access
Metric % of households Computer access 60.7% Internet access 81.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68746
What city is ZIP code 68746 in?
ZIP code 68746 is primarily assigned to Lynch, Nebraska.
What county is ZIP code 68746 in?
ZIP code 68746 falls within Boyd County, Nebraska.
Does ZIP code 68746 have an older population?
50% of residents in ZIP code 68746 are 65 or older, above the national average of ~17%.
Does ZIP code 68746 have a large retiree population?
56% of households in ZIP code 68746 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 68746 mostly owner-occupied?
93% of occupied units in ZIP code 68746 are owner-occupied, well above the national average.
Does ZIP code 68746 have a large veteran population?
15% of civilians in ZIP code 68746 are veterans, above the national average of ~7%.
What timezone is ZIP code 68746 in?
ZIP code 68746 observes the CST timezone.
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