55612 ZIP Code — Lutsen, MN

Cook County, Minnesota

ZIP code 55612 is located in Lutsen, Minnesota, within Cook County. It covers approximately 165.15 square miles and serves a population of 532 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 55612

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $314,500. Owner-occupancy is high at 81%, well above the national average.

Median household income is $72,083. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 16 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 55612 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

532

population

165.15

sq mi land

Standard

ZIP type

Central (CT)

timezone

55612 ZIP code map

Cities in ZIP code 55612

Below are the cities the US Postal Service accepts for ZIP code 55612. Using any city not on this list may result in mail delivery delays.

City	Status
Lutsen	Preferred

Nearby ZIP codes

55615 Tofte (8.6 mi) 55613 Schroeder (15 mi) 55604 Grand Marais (18.8 mi)

Demographics updated 06/2026

Population
Total population	532
Population density	3 / sq mi
State FIPS	27
County FIPS	031

Geography
Land area	165.15 sq mi
Water area	10.78 sq mi
Latitude	47.7524
Longitude	-90.6452
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.5%	38.3%	33.6%
$50k – $100k	36.5%	38.6%	31.5%
$100k – $200k	23.0%	18.6%	26.5%
Over $200k	4.1%	4.5%	8.5%

Demographics & statistics

532

Population

People per sq mi

60.2

Median age

$72,083

Median household income

$50,698

Per capita income

$314,500

Median home value

$641

Median monthly rent

81.4%

Home ownership

12.6%

Poverty rate

2.4%

Unemployment

991

Housing units

54.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	36	6.8%
18 and over	496	93.2%
65 and over	210	39.5%
Median age	60.2 years

Race & ethnicity

White 88.3%

Hispanic or Latino 5.3%

Other race 5.3%

Two or more races 1.1%

Group	Count	%
White	496	88.3%
Hispanic or Latino	30	5.3%
Other race	30	5.3%
Two or more races	6	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.5%	38.3%	33.6%
$50k – $100k	36.5%	38.6%	31.5%
$100k – $200k	23.0%	18.6%	26.5%
Over $200k	4.1%	4.5%	8.5%

Under $10k 3.7%

$15k–$25k 5.0%

$25k–$35k 2.7%

$35k–$50k 19.3%

$50k–$75k 22.9%

$75k–$100k 20.6%

$100k–$150k 10.3%

$150k–$200k 5.6%

$200k+ 10.0%

Range	% of households
Under $10k	3.7%
$15k–$25k	5.0%
$25k–$35k	2.7%
$35k–$50k	19.3%
$50k–$75k	22.9%
$75k–$100k	20.6%
$100k–$150k	10.3%
$150k–$200k	5.6%
$200k+	10.0%
Median income	$72,083

Housing

Home values

Under $50k 4.9%

$50k–$100k 3.3%

$100k–$150k 11.4%

$150k–$200k 3.3%

$200k–$300k 25.3%

$300k–$500k 26.1%

$500k–$1M 22.9%

$1M+ 2.9%

Housing overview

Metric	Value
Median home value	$314,500
Median rent / month	$641
Owner occupied	81.4%
Renter occupied	18.6%
Vacant	71.3%
Single-family detached	88.0%
Large apartment buildings	0.7%
Mobile homes	1.1%
Median rooms	5.0
Avg household size (owned)	1.77

Year built

Era	%
2020 or later	0.0%
2010–2019	6.0%
2000–2009	13.0%
1990–1999	23.1%
1980–1989	19.1%
1970–1979	7.2%
1960–1969	9.5%
1950–1959	8.2%
1940–1949	7.6%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	13.8%
1 bedroom	5.6%
2 bedrooms	33.7%
3 bedrooms	30.5%
4 bedrooms	15.5%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	8.3%
1 vehicle	34.6%
2 vehicles	38.9%
3 or more	18.3%

Heating fuel

Fuel type	%
Utility gas	4.0%
Electricity	53.8%
Propane / LP gas	27.6%
Fuel oil	11.0%
Wood	3.7%

Households & families

Household type	Count	%
Married-couple family	136	45.2%
Cohabiting couple	6	2.0%
Male householder, no spouse	67	22.3%
Female householder, no spouse	92	30.6%
Households with children under 18	16	5.3%
Households with seniors (65+)	141	46.8%
Average household size	1.77

Marital status

Status	Male	Female
Never married	32.6%	6.5%
Married	55.2%	56.4%
Separated	0.0%	0.0%
Widowed	0.0%	20.4%
Divorced	12.2%	16.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 1.3%

HS graduate 17.7%

Some college, no degree 16.4%

Associate's degree 10.4%

Bachelor's degree 32.0%

Graduate / professional 22.2%

Metric	%
HS diploma or higher	98.7%
Bachelor's or higher	54.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	4	7.8%
Elementary school	14	27.5%
High school	0	0.0%
College / grad school	33	64.7%

Employment

Industry of employment

Arts, food & hospitality 21.4%

Retail trade 20.8%

Education & healthcare 16.8%

Construction 10.7%

Finance & real estate 8.9%

Public administration 6.7%

Manufacturing 6.4%

Other services 3.4%

Professional & management 2.8%

Transportation & utilities 1.5%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	37.9%
Service	10.4%
Sales & office	29.1%
Natural resources & construction	11.3%
Production & transportation	11.3%

Employment type

Type	%
Private sector	78.3%
Government	11.6%
Self-employed	10.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	55.6%
Carpool	4.2%
Public transit	0.0%
Walk	19.5%
Work from home	20.7%
Other means	0.0%
Avg commute (minutes)	15.8

Poverty

All people 12.6%

Under 18 years 30.6%

18 and over 11.3%

Married-couple families 0.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	48.2%
Retirement income	33.6%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	34.5%
High cholesterol	33.9%
Diabetes	10.9%
Heart disease	7.5%
Stroke	3.3%
Asthma	8.9%
Arthritis	27.4%
Kidney disease	3.2%
Pulmonary disease	6.4%
Cancer	8.4%

Behavior / access	%
Smoking	15.7%
Binge drinking	18.2%
No physical activity	20.4%
Less than 7 hrs sleep	26.1%
Depression	20.6%
Fair or poor health	12.4%
Poor mental health	12.0%
Poor physical health	10.0%
No health insurance	9.2%
Visited doctor (checkup)	71.9%
Visited dentist	69.6%
Cholesterol screening	91.9%
Teeth loss	9.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	27	5.4%

Disability	%
Any disability	12.6%
Under 18	0.0%
18–64 years	4.9%
65 and over	25.2%

Health insurance coverage

Type	%
Private insurance	69.0%
Public insurance	48.1%
No insurance	6.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	514	96.6%
Spanish	26	5.1%
Other Indo-European	26	5.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	495	93.0%
Born in same state	495	93.0%
Born in different state	306	57.5%
Foreign born	0	0.0%
Naturalized citizen	37	7.0%
Not a US citizen	18	48.6%

Ancestry

Ancestry	Count	%
Polish	102	19.2%
French	66	12.4%
Italian	60	11.3%
English	21	3.9%

Ancestry	Count	%
Dutch	16	3%
Irish	11	2.1%
German	6	1.1%
Arab	4	0.8%

Technology access

Metric	% of households
Computer access	56.6%
Internet access	97.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55612

What city is ZIP code 55612 in?

ZIP code 55612 is primarily assigned to Lutsen, Minnesota.

What county is ZIP code 55612 in?

ZIP code 55612 falls within Cook County, Minnesota.

Does ZIP code 55612 have an older population?

40% of residents in ZIP code 55612 are 65 or older, above the national average of ~17%.

Does ZIP code 55612 have a large retiree population?

48% of households in ZIP code 55612 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 55612?

54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 55612 mostly owner-occupied?

81% of occupied units in ZIP code 55612 are owner-occupied, well above the national average.

What timezone is ZIP code 55612 in?

ZIP code 55612 observes the CST timezone.