22949 ZIP Code — Lovingston, VA

Nelson County, Virginia

ZIP code 22949 is located in Lovingston, Virginia, within Nelson County. It covers approximately 40.35 square miles and serves a population of 1,141 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 434.

About ZIP code 22949

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $242,000. Owner-occupancy sits near the national average at 62%.

The gap between median ($51,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 22949 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

1,141

population

40.35

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

22949 ZIP code map

Cities in ZIP code 22949

Below are the cities the US Postal Service accepts for ZIP code 22949. Using any city not on this list may result in mail delivery delays.

City	Status
Lovingston	Preferred

Nearby ZIP codes

22971 Shipman (4.5 mi) 22938 Faber (5.3 mi) 22958 Nellysford (7.4 mi) 22964 Piney River (8.2 mi) 22922 Arrington (8.2 mi) 22969 Schuyler (9.4 mi) 22967 Roseland (9.5 mi) 24581 Norwood (10.3 mi) 22976 Tyro (10.5 mi) 22931 Covesville (11.8 mi) 22952 Lyndhurst (12.8 mi) 24562 Howardsville (12.9 mi)

Demographics updated 06/2026

Population
Total population	1,141
Population density	28 / sq mi
State FIPS	51
County FIPS	125

Geography
Land area	40.35 sq mi
Water area	0.01 sq mi
Latitude	37.7913
Longitude	-78.8695
Timezone	Eastern (ET)
Area code	434

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.5%	37.7%	32.9%
$50k – $100k	18.6%	33.2%	29.2%
$100k – $200k	4.5%	21.8%	26.3%
Over $200k	1.4%	7.3%	11.6%

Demographics & statistics

1,141

Population

People per sq mi

57.9

Median age

$51,250

Median household income

$44,714

Per capita income

$242,000

Median home value

Median monthly rent

62.2%

Home ownership

20.5%

Poverty rate

0.0%

Unemployment

552

Housing units

22.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

107

25–34

113

35–44

45–54

140

55–59

148

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	161	14.1%
18 and over	980	85.9%
65 and over	306	26.8%
Median age	57.9 years

Race & ethnicity

White 79.8%

Black or African American 19.3%

American Indian / Alaska Native 0.9%

Group	Count	%
White	911	79.8%
Black or African American	220	19.3%
American Indian / Alaska Native	10	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.5%	37.7%	32.9%
$50k – $100k	18.6%	33.2%	29.2%
$100k – $200k	4.5%	21.8%	26.3%
Over $200k	1.4%	7.3%	11.6%

Under $10k 6.0%

$10k–$15k 23.4%

$25k–$35k 2.7%

$35k–$50k 16.1%

$50k–$75k 20.3%

$75k–$100k 7.1%

$100k–$150k 6.8%

$150k–$200k 7.5%

$200k+ 10.2%

Range	% of households
Under $10k	6.0%
$10k–$15k	23.4%
$25k–$35k	2.7%
$35k–$50k	16.1%
$50k–$75k	20.3%
$75k–$100k	7.1%
$100k–$150k	6.8%
$150k–$200k	7.5%
$200k+	10.2%
Median income	$51,250

Housing

Home values

Under $50k 2.3%

$50k–$100k 2.9%

$100k–$150k 22.0%

$150k–$200k 17.3%

$200k–$300k 24.9%

$300k–$500k 15.0%

$500k–$1M 9.4%

$1M+ 6.2%

Housing overview

Metric	Value
Median home value	$242,000
Median rent / month	$0
Owner occupied	62.2%
Renter occupied	37.8%
Vacant	27.8%
Single-family detached	77.5%
Large apartment buildings	0.0%
Mobile homes	4.0%
Median rooms	5.1
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	21.7%
1990–1999	1.3%
1980–1989	30.4%
1970–1979	12.6%
1960–1969	5.0%
1950–1959	3.6%
1940–1949	0.9%
1939 or earlier	24.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	17.3%
2 bedrooms	36.2%
3 bedrooms	33.5%
4 bedrooms	7.1%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	12.4%
1 vehicle	32.8%
2 vehicles	37.2%
3 or more	17.5%

Heating fuel

Fuel type	%
Utility gas	1.6%
Electricity	78.3%
Propane / LP gas	15.5%
Wood	4.6%

Households & families

Household type	Count	%
Married-couple family	250	45.6%
Cohabiting couple	86	15.7%
Male householder, no spouse	38	6.9%
Female householder, no spouse	174	31.8%
Households with children under 18	59	10.8%
Households with seniors (65+)	158	28.8%
Average household size	1.97

Marital status

Status	Male	Female
Never married	13.2%	17.2%
Married	61.6%	45.0%
Separated	0.5%	0.0%
Widowed	3.9%	28.4%
Divorced	20.8%	9.4%

Education

Less than 9th grade 4.2%

Some HS, no diploma 11.1%

HS graduate 39.3%

Some college, no degree 21.7%

Associate's degree 1.4%

Bachelor's degree 16.5%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	84.7%
Bachelor's or higher	22.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	12.6%
Kindergarten	5	5.3%
Elementary school	50	52.6%
High school	0	0.0%
College / grad school	28	29.5%

Employment

Industry of employment

Education & healthcare 36.6%

Arts, food & hospitality 24.4%

Professional & management 9.0%

Transportation & utilities 8.6%

Retail trade 7.9%

Construction 7.7%

Agriculture & mining 3.0%

Information 1.5%

Manufacturing 1.3%

Occupation

Category	%
Management, business & arts	27.6%
Service	24.0%
Sales & office	16.5%
Natural resources & construction	19.5%
Production & transportation	12.4%

Employment type

Type	%
Private sector	51.4%
Government	36.4%
Self-employed	12.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	48.8%
Carpool	29.8%
Public transit	0.0%
Walk	0.0%
Work from home	19.3%
Other means	2.1%
Avg commute (minutes)	33.3

Poverty

All people 20.5%

Under 18 years 0.0%

18 and over 24.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	26.6%
Retirement income	31.4%
Supplemental Security	23.9%
Cash public assistance	0.0%
Food stamps / SNAP	23.9%

Health indicators

Condition	%
Obesity	35.9%
High blood pressure	42.3%
High cholesterol	37.7%
Diabetes	14.1%
Heart disease	8.9%
Stroke	4.5%
Asthma	10.0%
Arthritis	33.5%
Kidney disease	3.9%
Pulmonary disease	9.9%
Cancer	8.5%

Behavior / access	%
Smoking	19.7%
Binge drinking	13.5%
No physical activity	28.0%
Less than 7 hrs sleep	34.2%
Depression	20.8%
Fair or poor health	19.5%
Poor mental health	13.9%
Poor physical health	12.6%
No health insurance	13.9%
Visited doctor (checkup)	78.7%
Visited dentist	62.5%
Cholesterol screening	91.3%
Teeth loss	16.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	76	7.8%

Disability	%
Any disability	17.7%
Under 18	3.1%
18–64 years	21.8%
65 and over	16.5%

Health insurance coverage

Type	%
Private insurance	64.5%
Public insurance	48.9%
No insurance	4.9%
Uninsured under 19	9.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,035	90.7%
Spanish	2	0.2%
Other Indo-European	2	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,141	100.0%
Born in same state	1,141	100.0%
Born in different state	757	66.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	213	18.7%
Italian	77	6.7%

Ancestry	Count	%
French	58	5.1%
Irish	8	0.7%

Technology access

Metric	% of households
Computer access	48.0%
Internet access	91.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 22949

What city is ZIP code 22949 in?

ZIP code 22949 is primarily assigned to Lovingston, Virginia.

What county is ZIP code 22949 in?

ZIP code 22949 falls within Nelson County, Virginia.

Does ZIP code 22949 have an older population?

27% of residents in ZIP code 22949 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 22949?

21% of residents in ZIP code 22949 live below the poverty line, above the national average.

What is the population of ZIP code 22949?

ZIP code 22949 has an estimated population of 1,141 residents, with a density of 28 people per square mile.

What is the median household income in ZIP code 22949?

The median household income in ZIP code 22949 is $51,250, below the national median of ~$75,000.

What timezone is ZIP code 22949 in?

ZIP code 22949 observes the EST timezone.