82431 ZIP Code — Lovell, WY

Big Horn County, Wyoming

ZIP code 82431 is located in Lovell, Wyoming, within Big Horn County. It covers approximately 479.86 square miles and serves a population of 3,200 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 307.

About ZIP code 82431

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $206,200. Owner-occupancy is high at 76%, well above the national average.

Median household income is $68,693. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 15 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 82431 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,200

population

479.86

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

82431 ZIP code map

Cities in ZIP code 82431

Below are the cities the US Postal Service accepts for ZIP code 82431. Using any city not on this list may result in mail delivery delays.

City	Status
Lovell	Preferred

Nearby ZIP codes

82426 Greybull (14 mi)

Demographics updated 06/2026

Population
Total population	3,200
Population density	7 / sq mi
State FIPS	56
County FIPS	003

Geography
Land area	479.86 sq mi
Water area	13.77 sq mi
Latitude	44.8078
Longitude	-108.2185
Timezone	Mountain (MT)
Area code	307

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.9%	48.4%	38.1%
$50k – $100k	27.8%	32.9%	33.2%
$100k – $200k	20.9%	16.3%	23.7%
Over $200k	5.3%	2.4%	5.0%

Demographics & statistics

3,200

Population

People per sq mi

37.7

Median age

$68,693

Median household income

$31,369

Per capita income

$206,200

Median home value

$870

Median monthly rent

75.7%

Home ownership

11.1%

Poverty rate

4.4%

Unemployment

1,186

Housing units

20.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

151

5–9

110

190

10–14

140

192

15–19

140

20–24

181

25–34

132

267

35–44

196

197

45–54

144

105

55–59

60–64

209

65–74

153

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	930	29.1%
18 and over	2,270	70.9%
65 and over	598	18.7%
Median age	37.7 years

Race & ethnicity

White 91.6%

Two or more races 3.1%

Hispanic or Latino 1.7%

Other race 1.3%

American Indian / Alaska Native 0.9%

Asian 0.8%

Black or African American 0.4%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	2,980	91.6%
Two or more races	101	3.1%
Hispanic or Latino	54	1.7%
Other race	41	1.3%
American Indian / Alaska Native	30	0.9%
Asian	25	0.8%
Black or African American	14	0.4%
Native Hawaiian / Pacific Islander	9	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.9%	48.4%	38.1%
$50k – $100k	27.8%	32.9%	33.2%
$100k – $200k	20.9%	16.3%	23.7%
Over $200k	5.3%	2.4%	5.0%

Under $10k 1.5%

$10k–$15k 6.2%

$15k–$25k 7.2%

$25k–$35k 9.2%

$35k–$50k 12.0%

$50k–$75k 17.3%

$75k–$100k 17.4%

$100k–$150k 13.0%

$150k–$200k 11.0%

$200k+ 5.2%

Range	% of households
Under $10k	1.5%
$10k–$15k	6.2%
$15k–$25k	7.2%
$25k–$35k	9.2%
$35k–$50k	12.0%
$50k–$75k	17.3%
$75k–$100k	17.4%
$100k–$150k	13.0%
$150k–$200k	11.0%
$200k+	5.2%
Median income	$68,693

Housing

Home values

Under $50k 7.3%

$50k–$100k 8.7%

$100k–$150k 18.2%

$150k–$200k 13.4%

$200k–$300k 26.4%

$300k–$500k 18.4%

$500k–$1M 6.1%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$206,200
Median rent / month	$870
Owner occupied	75.7%
Renter occupied	24.3%
Vacant	24.1%
Single-family detached	82.7%
Large apartment buildings	1.5%
Mobile homes	9.4%
Median rooms	6.2
Avg household size (owned)	3.10

Year built

Era	%
2020 or later	0.0%
2010–2019	4.8%
2000–2009	4.1%
1990–1999	2.3%
1980–1989	14.3%
1970–1979	18.9%
1960–1969	11.3%
1950–1959	7.8%
1940–1949	16.3%
1939 or earlier	20.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	13.9%
2 bedrooms	19.2%
3 bedrooms	33.8%
4 bedrooms	25.0%
5+ bedrooms	8.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	22.3%
2 vehicles	30.3%
3 or more	43.6%

Heating fuel

Fuel type	%
Utility gas	82.1%
Electricity	13.2%
Wood	2.0%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	636	57.6%
Cohabiting couple	53	4.8%
Male householder, no spouse	205	18.6%
Female householder, no spouse	211	19.1%
Households with children under 18	384	34.8%
Households with seniors (65+)	454	41.1%
Average household size	2.83

Marital status

Status	Male	Female
Never married	35.9%	16.9%
Married	46.4%	59.1%
Separated	1.2%	0.0%
Widowed	6.5%	11.0%
Divorced	10.0%	12.9%

Education

Less than 9th grade 0.9%

Some HS, no diploma 12.5%

HS graduate 33.8%

Some college, no degree 22.5%

Associate's degree 9.4%

Bachelor's degree 13.6%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	86.6%
Bachelor's or higher	20.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	49	4.8%
Kindergarten	36	3.6%
Elementary school	510	50.4%
High school	311	30.7%
College / grad school	106	10.5%

Employment

Industry of employment

Construction 26.4%

Education & healthcare 23.7%

Agriculture & mining 10.3%

Manufacturing 9.4%

Arts, food & hospitality 9.2%

Retail trade 6.0%

Finance & real estate 3.3%

Transportation & utilities 2.2%

Public administration 2.2%

Information 2.1%

Wholesale trade 1.9%

Other services 1.7%

Professional & management 1.6%

Occupation

Category	%
Management, business & arts	31.7%
Service	18.2%
Sales & office	11.5%
Natural resources & construction	25.5%
Production & transportation	13.1%

Employment type

Type	%
Private sector	83.5%
Government	11.3%
Self-employed	4.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	83.1%
Carpool	8.6%
Public transit	0.0%
Walk	3.8%
Work from home	2.2%
Other means	2.3%
Avg commute (minutes)	15.0

Poverty

All people 11.1%

Under 18 years 14.4%

18 and over 9.7%

Married-couple families 7.2%

Female-led households 49.2%

Income support

Source	% of households
Social Security	39.6%
Retirement income	23.6%
Supplemental Security	8.4%
Cash public assistance	3.2%
Food stamps / SNAP	7.0%

Health indicators

Condition	%
Obesity	29.1%
High blood pressure	34.3%
High cholesterol	31.3%
Diabetes	9.8%
Heart disease	7.8%
Stroke	3.5%
Asthma	9.8%
Arthritis	23.9%
Kidney disease	3.3%
Pulmonary disease	7.9%
Cancer	7.8%

Behavior / access	%
Smoking	17.7%
Binge drinking	15.7%
No physical activity	25.9%
Less than 7 hrs sleep	28.2%
Depression	17.7%
Fair or poor health	13.8%
Poor mental health	12.8%
Poor physical health	10.5%
No health insurance	16.6%
Visited doctor (checkup)	68.3%
Visited dentist	63.6%
Cholesterol screening	89.1%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	224	9.9%

Disability	%
Any disability	12.8%
Under 18	3.7%
18–64 years	8.1%
65 and over	43.5%

Health insurance coverage

Type	%
Private insurance	72.5%
Public insurance	29.3%
No insurance	10.1%
Uninsured under 19	3.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,055	95.5%
Spanish	37	1.2%
Other Indo-European	14	0.5%
Asian & Pacific Islander	21	0.7%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,178	99.3%
Born in same state	3,160	98.8%
Born in different state	1,636	51.1%
Foreign born	18	0.6%
Naturalized citizen	22	0.7%
Not a US citizen	19	86.4%

Ancestry

Ancestry	Count	%
French	590	18.4%
Italian	176	5.5%
Dutch	122	3.8%
Arab	109	3.4%

Ancestry	Count	%
English	78	2.4%
Polish	54	1.7%
Norwegian	6	0.2%
German	5	0.2%

Technology access

Metric	% of households
Computer access	34.5%
Internet access	91.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 82431

What city is ZIP code 82431 in?

ZIP code 82431 is primarily assigned to Lovell, Wyoming.

What county is ZIP code 82431 in?

ZIP code 82431 falls within Big Horn County, Wyoming.

Does ZIP code 82431 have a large retiree population?

40% of households in ZIP code 82431 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 82431 have a large veteran population?

10% of civilians in ZIP code 82431 are veterans, above the national average of ~7%.

What is the population of ZIP code 82431?

ZIP code 82431 has an estimated population of 3,200 residents, with a density of 7 people per square mile.

What is the typical home value in ZIP code 82431?

The median home value in ZIP code 82431 is $206,200.

What timezone is ZIP code 82431 in?

ZIP code 82431 observes the MST timezone.