76539 ZIP Code — Kempner, TX

Lampasas County, Texas

ZIP code 76539 is located in Kempner, Texas, within Lampasas County. It covers approximately 121.08 square miles and serves a population of 8,713 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 512/737.

About ZIP code 76539

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $237,200. Owner-occupancy is high at 92%, well above the national average.

Median household income is $82,053. The poverty rate of 7% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 29% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 76539 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

8,713

population

121.08

sq mi land

Standard

ZIP type

Central (CT)

timezone

76539 ZIP code map

Cities in ZIP code 76539

Below are the cities the US Postal Service accepts for ZIP code 76539. Using any city not on this list may result in mail delivery delays.

City	Status
Kempner	Acceptable
Kempner	Preferred

Nearby ZIP codes

76549 Killeen (11.3 mi) 78608 Briggs (11.7 mi) 76522 Copperas Cove (12.6 mi) 76542 Killeen (14.8 mi) 76550 Lampasas (16 mi) 76541 Killeen (16.2 mi) 76543 Killeen (19.7 mi)

Demographics updated 06/2026

Population
Total population	8,713
Population density	72 / sq mi
State FIPS	48
County FIPS	281

Geography
Land area	121.08 sq mi
Water area	0.29 sq mi
Latitude	31.0959
Longitude	-98.0023
Timezone	Central (CT)
Area code	512/737

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.8%	42.0%	39.5%
$50k – $100k	30.7%	28.8%	30.1%
$100k – $200k	29.9%	25.7%	22.6%
Over $200k	3.6%	3.5%	7.8%

Demographics & statistics

8,713

Population

People per sq mi

44.8

Median age

$82,053

Median household income

$35,756

Per capita income

$237,200

Median home value

$894

Median monthly rent

92.4%

Home ownership

6.8%

Poverty rate

5.3%

Unemployment

3,470

Housing units

20.2%

Bachelor's or higher

Age distribution

Male Female

177

Under 5

160

212

5–9

193

455

10–14

413

224

15–19

204

189

20–24

172

504

25–34

458

528

35–44

480

723

45–54

656

300

55–59

272

437

60–64

397

478

65–74

434

321

75–84

292

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,795	20.6%
18 and over	6,918	79.4%
65 and over	1,559	17.9%
Median age	44.8 years

Race & ethnicity

White 65.7%

Black or African American 10.2%

Two or more races 9.7%

Hispanic or Latino 9.3%

Other race 3.5%

American Indian / Alaska Native 0.8%

Asian 0.7%

Group	Count	%
White	6,316	65.7%
Black or African American	983	10.2%
Two or more races	932	9.7%
Hispanic or Latino	894	9.3%
Other race	339	3.5%
American Indian / Alaska Native	73	0.8%
Asian	70	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.8%	42.0%	39.5%
$50k – $100k	30.7%	28.8%	30.1%
$100k – $200k	29.9%	25.7%	22.6%
Over $200k	3.6%	3.5%	7.8%

Under $10k 2.6%

$10k–$15k 1.8%

$15k–$25k 6.7%

$25k–$35k 3.4%

$35k–$50k 12.6%

$50k–$75k 15.6%

$75k–$100k 17.3%

$100k–$150k 24.9%

$150k–$200k 9.3%

$200k+ 5.9%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.8%
$15k–$25k	6.7%
$25k–$35k	3.4%
$35k–$50k	12.6%
$50k–$75k	15.6%
$75k–$100k	17.3%
$100k–$150k	24.9%
$150k–$200k	9.3%
$200k+	5.9%
Median income	$82,053

Housing

Home values

Under $50k 7.1%

$50k–$100k 6.5%

$100k–$150k 8.1%

$150k–$200k 16.5%

$200k–$300k 34.7%

$300k–$500k 18.4%

$500k–$1M 6.3%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$237,200
Median rent / month	$894
Owner occupied	92.4%
Renter occupied	7.6%
Vacant	15.7%
Single-family detached	72.8%
Large apartment buildings	0.0%
Mobile homes	25.5%
Median rooms	6.0
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	1.5%
2010–2019	13.0%
2000–2009	31.8%
1990–1999	18.9%
1980–1989	18.2%
1970–1979	8.5%
1960–1969	2.9%
1950–1959	0.4%
1940–1949	0.6%
1939 or earlier	4.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	1.6%
2 bedrooms	13.7%
3 bedrooms	53.4%
4 bedrooms	24.3%
5+ bedrooms	4.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.7%
1 vehicle	18.4%
2 vehicles	42.1%
3 or more	38.8%

Heating fuel

Fuel type	%
Utility gas	2.2%
Electricity	91.3%
Propane / LP gas	4.3%
Wood	1.1%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	1,907	61.0%
Cohabiting couple	210	6.7%
Male householder, no spouse	541	17.3%
Female householder, no spouse	466	14.9%
Households with children under 18	833	26.7%
Households with seniors (65+)	1,094	35.0%
Average household size	2.79

Marital status

Status	Male	Female
Never married	26.6%	16.4%
Married	57.2%	62.4%
Separated	1.1%	0.4%
Widowed	4.7%	8.1%
Divorced	10.4%	12.6%

Education

Less than 9th grade 3.3%

Some HS, no diploma 3.4%

HS graduate 29.0%

Some college, no degree 30.1%

Associate's degree 14.0%

Bachelor's degree 14.6%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	93.3%
Bachelor's or higher	20.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	132	6.3%
Kindergarten	4	0.2%
Elementary school	1,078	51.6%
High school	335	16.0%
College / grad school	542	25.9%

Employment

Industry of employment

Education & healthcare 19.1%

Retail trade 12.2%

Professional & management 11.3%

Arts, food & hospitality 10.6%

Public administration 10.6%

Transportation & utilities 8.5%

Manufacturing 7.5%

Finance & real estate 6.4%

Construction 5.4%

Information 2.6%

Other services 2.2%

Agriculture & mining 2.1%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	37.8%
Service	19.4%
Sales & office	22.0%
Natural resources & construction	10.0%
Production & transportation	10.9%

Employment type

Type	%
Private sector	67.0%
Government	24.5%
Self-employed	8.1%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	76.2%
Carpool	15.9%
Public transit	0.4%
Walk	0.9%
Work from home	5.6%
Other means	1.0%
Avg commute (minutes)	32.9

Poverty

All people 6.8%

Under 18 years 3.9%

18 and over 7.6%

Married-couple families 6.4%

Female-led households 2.6%

Income support

Source	% of households
Social Security	41.5%
Retirement income	49.3%
Supplemental Security	3.4%
Cash public assistance	0.9%
Food stamps / SNAP	3.2%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	33.5%
High cholesterol	34.9%
Diabetes	10.5%
Heart disease	5.8%
Stroke	2.6%
Asthma	9.2%
Arthritis	22.8%
Kidney disease	2.6%
Pulmonary disease	6.2%
Cancer	6.1%

Behavior / access	%
Smoking	17.8%
Binge drinking	19.8%
No physical activity	21.4%
Less than 7 hrs sleep	35.0%
Depression	22.5%
Fair or poor health	14.1%
Poor mental health	15.3%
Poor physical health	10.3%
No health insurance	20.1%
Visited doctor (checkup)	71.3%
Visited dentist	61.2%
Cholesterol screening	90.4%
Teeth loss	11.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,935	28.5%

Disability	%
Any disability	22.3%
Under 18	3.4%
18–64 years	22.4%
65 and over	43.6%

Health insurance coverage

Type	%
Private insurance	74.3%
Public insurance	39.8%
No insurance	11.0%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,376	96.1%
Spanish	125	1.5%
Other Indo-European	59	0.7%
Asian & Pacific Islander	22	0.3%
Other languages	44	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,102	93.0%
Born in same state	7,650	87.8%
Born in different state	3,755	43.1%
Foreign born	452	5.2%
Naturalized citizen	611	7.0%
Not a US citizen	343	56.1%

Ancestry

Ancestry	Count	%
French	881	10.1%
Italian	878	10.1%
Arab	662	7.6%
Polish	130	1.5%

Ancestry	Count	%
German	69	0.8%
English	25	0.3%
Dutch	21	0.2%

Technology access

Metric	% of households
Computer access	35.9%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76539

What city is ZIP code 76539 in?

ZIP code 76539 is primarily assigned to Kempner, Texas.

What county is ZIP code 76539 in?

ZIP code 76539 falls within Lampasas County, Texas.

Does ZIP code 76539 have a large veteran population?

29% of civilians in ZIP code 76539 are veterans, above the national average of ~7%.

Is ZIP code 76539 mostly owner-occupied?

92% of occupied units in ZIP code 76539 are owner-occupied, well above the national average.

Does ZIP code 76539 have a large retiree population?

42% of households in ZIP code 76539 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 76539?

ZIP code 76539 has an estimated population of 8,713 residents, with a density of 72 people per square mile.

What timezone is ZIP code 76539 in?

ZIP code 76539 observes the CST timezone.