46146 ZIP Code — Homer, IN

Rush County, Indiana

ZIP code 46146 is located in Homer, Indiana, within Rush County. It covers approximately 1.11 square miles and serves a population of 228 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46146

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Renters make up the majority at 71%, typical of denser urban areas.

Median household income is $105,481. SNAP benefit usage at 21% of households reflects economic stress in the area.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

228

population

1.11

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46146 ZIP code map

Cities in ZIP code 46146

Below are the cities the US Postal Service accepts for ZIP code 46146. Using any city not on this list may result in mail delivery delays.

City	Status
Homer	Acceptable

Demographics updated 05/2026

Population
Total population	228
Population density	205 / sq mi
State FIPS	18
County FIPS	139

Geography
Land area	1.11 sq mi
Water area	0.00 sq mi
Latitude	39.5782
Longitude	-85.5783
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.2%	43.4%	42.9%
$50k – $100k	48.5%	39.1%	32.7%
$100k – $200k	35.3%	15.1%	19.8%
Over $200k	0.0%	2.5%	4.5%

Demographics & statistics

228

Population

205

People per sq mi

24.1

Median age

$105,481

Median household income

$25,320

Per capita income

Median home value

Median monthly rent

28.6%

Home ownership

13.6%

Poverty rate

0.0%

Unemployment

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

45–54

60–64

← Male

Female →

Age summary

Group	Count	%
Under 18	79	34.6%
18 and over	149	65.4%
65 and over	0	0.0%
Median age	24.1 years

Race & ethnicity

White 97.8%

Two or more races 2.2%

Group	Count	%
White	223	97.8%
Two or more races	5	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.2%	43.4%	42.9%
$50k – $100k	48.5%	39.1%	32.7%
$100k – $200k	35.3%	15.1%	19.8%
Over $200k	0.0%	2.5%	4.5%

$15k–$25k 12.7%

$50k–$75k 7.9%

$75k–$100k 25.4%

$100k–$150k 54.0%

Range	% of households
$15k–$25k	12.7%
$50k–$75k	7.9%
$75k–$100k	25.4%
$100k–$150k	54.0%
Median income	$105,481

Housing

Home values

$100k–$150k 100.0%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	28.6%
Renter occupied	71.4%
Vacant	0.0%
Single-family detached	87.3%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.7
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	33.3%
1980–1989	12.7%
1970–1979	0.0%
1960–1969	0.0%
1950–1959	20.6%
1940–1949	0.0%
1939 or earlier	33.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	12.7%
2 bedrooms	0.0%
3 bedrooms	87.3%
4 bedrooms	0.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	7.9%
2 vehicles	38.1%
3 or more	54.0%

Heating fuel

Fuel type	%
Utility gas	33.3%
Electricity	12.7%
Propane / LP gas	54.0%

Households & families

Household type	Count	%
Married-couple family	29	46.0%
Cohabiting couple	8	12.7%
Male householder, no spouse	5	7.9%
Female householder, no spouse	21	33.3%
Households with children under 18	37	58.7%
Households with seniors (65+)	0	0.0%
Average household size	3.62

Marital status

Status	Male	Female
Never married	19.0%	57.9%
Married	69.0%	22.4%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	11.9%	19.6%

Education

Less than 9th grade 0.0%

Some HS, no diploma 15.2%

HS graduate 53.2%

Some college, no degree 15.2%

Associate's degree 16.5%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	84.8%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	10	20.8%
Elementary school	29	60.4%
High school	9	18.8%
College / grad school	0	0.0%

Employment

Industry of employment

Arts, food & hospitality 33.6%

Manufacturing 32.9%

Education & healthcare 14.8%

Other services 10.7%

Wholesale trade 8.1%

Occupation

Category	%
Management, business & arts	0.0%
Service	45.0%
Sales & office	8.1%
Natural resources & construction	19.5%
Production & transportation	27.5%

Employment type

Type	%
Private sector	88.6%
Government	0.0%
Self-employed	6.0%
Unpaid family workers	5.4%

Commute

Method	%
Drive alone	73.8%
Carpool	11.4%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	14.8%
Avg commute (minutes)	37.2

Poverty

All people 13.6%

Under 18 years 17.7%

18 and over 11.4%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	0.0%
Retirement income	0.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	20.6%

Health indicators

Condition	%
Obesity	41.3%
High blood pressure	37.9%
High cholesterol	36.0%
Diabetes	12.9%
Heart disease	8.6%
Stroke	3.9%
Asthma	9.9%
Arthritis	29.2%
Kidney disease	3.4%
Pulmonary disease	10.0%
Cancer	7.5%

Behavior / access	%
Smoking	24.7%
Binge drinking	16.0%
No physical activity	30.1%
Less than 7 hrs sleep	35.5%
Depression	23.3%
Fair or poor health	18.6%
Poor mental health	15.6%
Poor physical health	12.7%
No health insurance	14.9%
Visited doctor (checkup)	74.9%
Visited dentist	56.6%
Cholesterol screening	88.6%
Teeth loss	20.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	3.9%
Under 18	0.0%
18–64 years	6.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	84.2%
Public insurance	0.0%
No insurance	15.8%
Uninsured under 19	13.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	197	86.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	228	100.0%
Born in same state	228	100.0%
Born in different state	206	90.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Technology access

Metric	% of households
Computer access	27.6%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46146

What city is ZIP code 46146 in?

ZIP code 46146 is primarily assigned to Homer, Indiana.

What county is ZIP code 46146 in?

ZIP code 46146 falls within Rush County, Indiana.

Is ZIP code 46146 mostly rentals?

71% of occupied units in ZIP code 46146 are renter-occupied.

Is ZIP code 46146 family-oriented?

35% of residents in ZIP code 46146 are under 18, reflecting a younger, family-oriented community.

What is the median household income in ZIP code 46146?

The median household income in ZIP code 46146 is $105,481, above the national median of ~$75,000.

What is the population of ZIP code 46146?

ZIP code 46146 has an estimated population of 228 residents, with a density of 205 people per square mile.

What timezone is ZIP code 46146 in?

ZIP code 46146 observes the EST timezone.