76645 ZIP Code — Hillsboro, TX

Hill County, Texas

ZIP code 76645 is located in Hillsboro, Texas, within Hill County. It covers approximately 187.50 square miles and serves a population of 10,970 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76645

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $139,100. Owner-occupancy sits near the national average at 62%.

Median household income is $57,500. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

20% of residents lack health insurance, above the national average.

Overall, ZIP code 76645 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

10,970

population

187.50

sq mi land

Standard

ZIP type

Central (CT)

timezone

76645 ZIP code map

Cities in ZIP code 76645

Below are the cities the US Postal Service accepts for ZIP code 76645. Using any city not on this list may result in mail delivery delays.

City	Status
Hillsboro	Acceptable
Hillsboro	Preferred

Nearby ZIP codes

76055 Itasca (8.8 mi) 76631 Bynum (9.2 mi) 76621 Abbott (9.9 mi) 76666 Mertens (11.5 mi) 76636 Covington (12 mi) 76670 Milford (13.4 mi) 76660 Malone (13.8 mi) 76692 Whitney (14.8 mi) 76622 Aquilla (14.9 mi) 76676 Penelope (16 mi) 76627 Blum (16.5 mi) 76651 Italy (17.1 mi)

Demographics updated 06/2026

Population
Total population	10,970
Population density	59 / sq mi
State FIPS	48
County FIPS	217

Geography
Land area	187.50 sq mi
Water area	4.12 sq mi
Latitude	32.0278
Longitude	-97.1045
Timezone	Central (CT)
Area code	254

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.3%	45.8%	39.5%
$50k – $100k	34.4%	33.4%	30.1%
$100k – $200k	14.4%	16.8%	22.6%
Over $200k	2.9%	3.9%	7.8%

Demographics & statistics

10,970

Population

People per sq mi

37.7

Median age

$57,500

Median household income

$27,066

Per capita income

$139,100

Median home value

$903

Median monthly rent

61.9%

Home ownership

13.6%

Poverty rate

6.0%

Unemployment

2,915

Housing units

17.9%

Bachelor's or higher

Age distribution

Male Female

404

Under 5

396

336

5–9

329

359

10–14

352

369

15–19

361

381

20–24

374

739

25–34

725

664

35–44

650

594

45–54

583

311

55–59

304

378

60–64

371

585

65–74

574

330

75–84

323

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,511	22.9%
18 and over	8,459	77.1%
65 and over	1,990	18.1%
Median age	37.7 years

Race & ethnicity

White 56.3%

Hispanic or Latino 14.2%

Black or African American 10.9%

Other race 9.9%

Two or more races 6.9%

American Indian / Alaska Native 1%

Asian 0.8%

Group	Count	%
White	7,193	56.3%
Hispanic or Latino	1,812	14.2%
Black or African American	1,393	10.9%
Other race	1,262	9.9%
Two or more races	885	6.9%
American Indian / Alaska Native	132	1%
Asian	105	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.3%	45.8%	39.5%
$50k – $100k	34.4%	33.4%	30.1%
$100k – $200k	14.4%	16.8%	22.6%
Over $200k	2.9%	3.9%	7.8%

Under $10k 7.3%

$10k–$15k 3.4%

$15k–$25k 9.4%

$25k–$35k 9.6%

$35k–$50k 14.8%

$50k–$75k 17.7%

$75k–$100k 14.7%

$100k–$150k 16.2%

$150k–$200k 4.3%

$200k+ 2.6%

Range	% of households
Under $10k	7.3%
$10k–$15k	3.4%
$15k–$25k	9.4%
$25k–$35k	9.6%
$35k–$50k	14.8%
$50k–$75k	17.7%
$75k–$100k	14.7%
$100k–$150k	16.2%
$150k–$200k	4.3%
$200k+	2.6%
Median income	$57,500

Housing

Home values

Under $50k 16.8%

$50k–$100k 22.4%

$100k–$150k 13.5%

$150k–$200k 13.6%

$200k–$300k 21.3%

$300k–$500k 9.9%

$500k–$1M 2.2%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$139,100
Median rent / month	$903
Owner occupied	61.9%
Renter occupied	38.1%
Vacant	10.8%
Single-family detached	67.2%
Large apartment buildings	5.8%
Mobile homes	11.5%
Median rooms	5.3
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.5%
2010–2019	6.8%
2000–2009	10.2%
1990–1999	17.1%
1980–1989	17.0%
1970–1979	11.6%
1960–1969	8.7%
1950–1959	10.7%
1940–1949	6.1%
1939 or earlier	11.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	9.8%
2 bedrooms	28.3%
3 bedrooms	46.4%
4 bedrooms	10.4%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	11.8%
1 vehicle	29.6%
2 vehicles	39.8%
3 or more	18.8%

Heating fuel

Fuel type	%
Utility gas	23.5%
Electricity	66.6%
Propane / LP gas	8.7%
Wood	0.5%
Solar	0.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,866	47.4%
Cohabiting couple	213	5.4%
Male householder, no spouse	698	17.7%
Female householder, no spouse	1,163	29.5%
Households with children under 18	1,239	31.4%
Households with seniors (65+)	1,435	36.4%
Average household size	2.63

Marital status

Status	Male	Female
Never married	29.4%	27.7%
Married	50.3%	47.2%
Separated	3.3%	1.0%
Widowed	3.6%	11.7%
Divorced	13.5%	12.5%

Education

Less than 9th grade 8.0%

Some HS, no diploma 8.8%

HS graduate 34.1%

Some college, no degree 22.4%

Associate's degree 8.8%

Bachelor's degree 11.8%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	83.2%
Bachelor's or higher	17.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	218	8.6%
Kindergarten	134	5.3%
Elementary school	1,104	43.8%
High school	382	15.1%
College / grad school	684	27.1%

Employment

Industry of employment

Education & healthcare 19.3%

Manufacturing 14.6%

Retail trade 12.9%

Arts, food & hospitality 9.8%

Construction 8.8%

Professional & management 8.2%

Transportation & utilities 7.8%

Agriculture & mining 6.4%

Other services 4.9%

Finance & real estate 3.4%

Public administration 2.4%

Wholesale trade 1.1%

Information 0.5%

Occupation

Category	%
Management, business & arts	21.7%
Service	20.7%
Sales & office	19.3%
Natural resources & construction	14.6%
Production & transportation	23.7%

Employment type

Type	%
Private sector	80.3%
Government	12.0%
Self-employed	7.4%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	81.9%
Carpool	12.3%
Public transit	0.0%
Walk	1.1%
Work from home	3.3%
Other means	1.3%
Avg commute (minutes)	23.6

Poverty

All people 13.6%

Under 18 years 17.4%

18 and over 12.5%

Married-couple families 3.9%

Female-led households 27.6%

Income support

Source	% of households
Social Security	41.1%
Retirement income	20.8%
Supplemental Security	6.0%
Cash public assistance	1.4%
Food stamps / SNAP	16.0%

Health indicators

Condition	%
Obesity	36.4%
High blood pressure	36.4%
High cholesterol	36.3%
Diabetes	12.6%
Heart disease	7.4%
Stroke	3.5%
Asthma	9.5%
Arthritis	24.6%
Kidney disease	3.3%
Pulmonary disease	7.6%
Cancer	6.6%

Behavior / access	%
Smoking	18.7%
Binge drinking	17.3%
No physical activity	28.3%
Less than 7 hrs sleep	34.3%
Depression	22.2%
Fair or poor health	19.7%
Poor mental health	16.0%
Poor physical health	12.4%
No health insurance	31.4%
Visited doctor (checkup)	71.0%
Visited dentist	50.9%
Cholesterol screening	87.4%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	582	6.9%

Disability	%
Any disability	18.1%
Under 18	2.8%
18–64 years	15.5%
65 and over	47.0%

Health insurance coverage

Type	%
Private insurance	52.2%
Public insurance	37.7%
No insurance	20.1%
Uninsured under 19	15.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,170	92.7%
Spanish	964	9.5%
Other Indo-European	894	8.8%
Asian & Pacific Islander	42	0.4%
Other languages	28	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,639	87.9%
Born in same state	9,598	87.5%
Born in different state	7,788	71.0%
Foreign born	41	0.4%
Naturalized citizen	1,331	12.1%
Not a US citizen	495	37.2%

Ancestry

Ancestry	Count	%
Italian	905	8.2%
French	744	6.8%
Arab	474	4.3%

Ancestry	Count	%
Polish	73	0.7%
English	32	0.3%
Norwegian	14	0.1%

Technology access

Metric	% of households
Computer access	35.9%
Internet access	89.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76645

What city is ZIP code 76645 in?

ZIP code 76645 is primarily assigned to Hillsboro, Texas.

What county is ZIP code 76645 in?

ZIP code 76645 falls within Hill County, Texas.

Does ZIP code 76645 have a large retiree population?

41% of households in ZIP code 76645 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 76645?

The median home value in ZIP code 76645 is $139,100.

What is the population of ZIP code 76645?

ZIP code 76645 has an estimated population of 10,970 residents, with a density of 59 people per square mile.

What is the median household income in ZIP code 76645?

The median household income in ZIP code 76645 is $57,500, below the national median of ~$75,000.

What timezone is ZIP code 76645 in?

ZIP code 76645 observes the CST timezone.