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Texas ZIP Codes
Palo Pinto County
Graford, TX
76449
76449 ZIP Code — Graford, TX
Palo Pinto County, Texas
ZIP code 76449 is located in
Graford ,
Texas ,
within Palo Pinto County .
It covers approximately 206.09 square miles and serves a population of
2,389 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 940 .
About ZIP code 76449
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $222,500. Owner-occupancy is high at 87%, well above the national average.
The gap between median ($73,824) and mean household income suggests income inequality — a small number of higher earners pull the average up. 52% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 33 minutes is near the national average.
Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
Overall, ZIP code 76449 reflects a community defined by high homeownership and a significant Social Security-dependent population.
76449 ZIP code map
View map of 76449
Cities in ZIP code 76449
Below are the cities the US Postal Service accepts for ZIP code 76449. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
2,389
Population density
12 / sq mi
State FIPS
48
County FIPS
363
Geography
Land area
206.09 sq mi
Water area
16.34 sq mi
Latitude
32.8925
Longitude
-98.3330
Timezone
Central (CT)
Area code
940
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.7%
44.3%
39.5%
$50k – $100k
32.9%
34.5%
30.1%
$100k – $200k
13.8%
16.9%
22.6%
Over $200k
10.7%
4.3%
7.8%
Demographics & statistics
$73,824
Median household income
$222,500
Median home value
25.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 370 15.5% 18 and over 2,019 84.5% 65 and over 813 34.0% Median age 57.2 years
Race & ethnicity
Group Count % White 2,304 94.9% Two or more races 61 2.5% Hispanic or Latino 38 1.6% Other race 23 0.9%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.7%
44.3%
39.5%
$50k – $100k
32.9%
34.5%
30.1%
$100k – $200k
13.8%
16.9%
22.6%
Over $200k
10.7%
4.3%
7.8%
Range % of households Under $10k 3.3% $10k–$15k 5.8% $15k–$25k 6.0% $25k–$35k 5.3% $35k–$50k 13.7% $50k–$75k 16.6% $75k–$100k 14.8% $100k–$150k 9.4% $150k–$200k 10.1% $200k+ 15.0% Median income $73,824
Housing
Housing overview
Metric Value Median home value $222,500 Median rent / month $788 Owner occupied 86.6% Renter occupied 13.4% Vacant 62.9% Single-family detached 69.3% Large apartment buildings 0.0% Mobile homes 20.0% Median rooms 5.5 Avg household size (owned) 2.13
Year built
Era % 2020 or later 0.3% 2010–2019 15.7% 2000–2009 15.7% 1990–1999 11.6% 1980–1989 20.0% 1970–1979 11.6% 1960–1969 11.0% 1950–1959 4.6% 1940–1949 6.7% 1939 or earlier 2.8%
Bedrooms
Size % of units No bedroom (studio) 3.6% 1 bedroom 4.4% 2 bedrooms 28.0% 3 bedrooms 43.6% 4 bedrooms 14.2% 5+ bedrooms 6.2%
Vehicles per household
Vehicles % of households No vehicle 1.6% 1 vehicle 31.8% 2 vehicles 47.8% 3 or more 18.7%
Heating fuel
Fuel type % Utility gas 16.7% Electricity 69.4% Propane / LP gas 12.8% Wood 0.5% Solar 0.2% No fuel used 0.3%
Households & families
Household type Count % Married-couple family 597 53.8% Cohabiting couple 123 11.1% Male householder, no spouse 149 13.4% Female householder, no spouse 241 21.7% Households with children under 18 192 17.3% Households with seniors (65+) 576 51.9% Average household size 2.15
Marital status
Status Male Female Never married 16.7% 13.6% Married 61.6% 52.7% Separated 1.7% 1.6% Widowed 3.5% 13.9% Divorced 16.5% 18.2%
Education
Some college, no degree
29.0%
Graduate / professional
9.0%
Metric % HS diploma or higher 94.1% Bachelor's or higher 25.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 38 10.8% Kindergarten 13 3.7% Elementary school 137 38.9% High school 92 26.1% College / grad school 72 20.5%
Employment
Industry of employment
Arts, food & hospitality
19.1%
Education & healthcare
13.4%
Professional & management
11.0%
Finance & real estate
8.9%
Transportation & utilities
5.4%
Agriculture & mining
4.5%
Public administration
3.0%
Occupation
Category % Management, business & arts 44.8% Service 11.0% Sales & office 21.4% Natural resources & construction 12.2% Production & transportation 10.7%
Employment type
Type % Private sector 70.3% Government 11.2% Self-employed 16.5% Unpaid family workers 2.0%
Commute
Method % Drive alone 81.8% Carpool 2.8% Public transit 0.0% Walk 0.1% Work from home 11.8% Other means 3.5% Avg commute (minutes) 32.8
Poverty
Married-couple families
5.7%
Female-led households
16.4%
Income support
Source % of households Social Security 52.4% Retirement income 26.3% Supplemental Security 4.5% Cash public assistance 1.2% Food stamps / SNAP 7.5%
Health indicators
Condition % Obesity 36.6% High blood pressure 41.0% High cholesterol 41.1% Diabetes 13.7% Heart disease 9.0% Stroke 4.0% Asthma 9.7% Arthritis 31.1% Kidney disease 3.7% Pulmonary disease 9.9% Cancer 8.3%
Behavior / access % Smoking 20.4% Binge drinking 16.6% No physical activity 25.6% Less than 7 hrs sleep 32.9% Depression 23.7% Fair or poor health 18.9% Poor mental health 15.2% Poor physical health 13.5% No health insurance 20.4% Visited doctor (checkup) 73.5% Visited dentist 55.5% Cholesterol screening 91.1% Teeth loss 14.9%
Veterans & disability
Veterans Count % Civilian veterans 202 10.0%
Disability % Any disability 21.0% Under 18 7.8% 18–64 years 12.4% 65 and over 39.6%
Health insurance coverage
Type % Private insurance 55.4% Public insurance 49.9% No insurance 14.4% Uninsured under 19 7.1%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,251 94.2% Spanish 43 1.9% Other Indo-European 43 1.9% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 2,316 96.9% Born in same state 2,298 96.2% Born in different state 1,661 69.5% Foreign born 18 0.8% Naturalized citizen 73 3.1% Not a US citizen 51 69.9%
Ancestry
Ancestry Count % Arab 279 11.7% French 275 11.5% Italian 184 7.7% Polish 38 1.6%
Ancestry Count % German 30 1.3% Dutch 4 0.2% English 3 0.1%
Technology access
Metric % of households Computer access 46.5% Internet access 93.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 76449
What city is ZIP code 76449 in?
ZIP code 76449 is primarily assigned to Graford, Texas.
What county is ZIP code 76449 in?
ZIP code 76449 falls within Palo Pinto County, Texas.
Does ZIP code 76449 have an older population?
34% of residents in ZIP code 76449 are 65 or older, above the national average of ~17%.
Does ZIP code 76449 have a large retiree population?
52% of households in ZIP code 76449 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 76449 mostly owner-occupied?
87% of occupied units in ZIP code 76449 are owner-occupied, well above the national average.
Does ZIP code 76449 have a large veteran population?
10% of civilians in ZIP code 76449 are veterans, above the national average of ~7%.
What timezone is ZIP code 76449 in?
ZIP code 76449 observes the CST timezone.
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