56450 ZIP Code — Garrison, MN

Crow Wing County, Minnesota

ZIP code 56450 is located in Garrison, Minnesota, within Crow Wing County. It covers approximately 26.28 square miles and serves a population of 1,021 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218/320.

About ZIP code 56450

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $171,100. Owner-occupancy is high at 84%, well above the national average.

Median household income is $59,896. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 56450 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,021
population
26.28
sq mi land
Standard
ZIP type
Central (CT)
timezone
56450 ZIP code map
Cities in ZIP code 56450

Below are the cities the US Postal Service accepts for ZIP code 56450. Using any city not on this list may result in mail delivery delays.

City Status
Garrison Preferred
Nearby ZIP codes
56444 Deerwood (11.9 mi) 56401 Brainerd (14.5 mi) 56359 Onamia (14.7 mi) 56455 Ironton (15.7 mi) 56431 Aitkin (16.4 mi)
Demographics updated 06/2026
Population
Total population 1,021
Population density 39 / sq mi
State FIPS 27
County FIPS 035
Geography
Land area 26.28 sq mi
Water area 6.57 sq mi
Latitude 46.2568
Longitude -93.8279
Timezone Central (CT)
Area code 218/320
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 51.9% 42.2% 33.6%
$50k – $100k 35.5% 33.1% 31.5%
$100k – $200k 8.7% 20.8% 26.5%
Over $200k 3.9% 3.9% 8.5%

Demographics & statistics

1,021
Population
39
People per sq mi
58.7
Median age
$59,896
Median household income
$34,515
Per capita income
$171,100
Median home value
$1,017
Median monthly rent
84.2%
Home ownership
7.8%
Poverty rate
7.7%
Unemployment
1,014
Housing units
15.5%
Bachelor's or higher

Age distribution

Male Female
21
Under 5
16
20
5–9
15
23
10–14
18
27
15–19
21
26
20–24
20
28
25–34
23
50
35–44
40
67
45–54
53
35
55–59
28
88
60–64
69
114
65–74
90
55
75–84
44
17
85+
13
← Male
Female →

Age summary

GroupCount%
Under 1815315.0%
18 and over86885.0%
65 and over33332.6%
Median age58.7 years

Race & ethnicity

White 80.2%
American Indian / Alaska Native 13.4%
Two or more races 5.6%
Hispanic or Latino 0.6%
Other race 0.1%
GroupCount%
White82480.2%
American Indian / Alaska Native13813.4%
Two or more races585.6%
Hispanic or Latino60.6%
Other race10.1%

Household income

Income range This ZIP County avg State avg
Under $50k 51.9% 42.2% 33.6%
$50k – $100k 35.5% 33.1% 31.5%
$100k – $200k 8.7% 20.8% 26.5%
Over $200k 3.9% 3.9% 8.5%
Under $10k 2.2%
$10k–$15k 4.2%
$15k–$25k 6.6%
$25k–$35k 9.8%
$35k–$50k 15.6%
$50k–$75k 29.1%
$75k–$100k 16.8%
$100k–$150k 11.4%
$150k–$200k 2.2%
$200k+ 2.2%
Range% of households
Under $10k2.2%
$10k–$15k4.2%
$15k–$25k6.6%
$25k–$35k9.8%
$35k–$50k15.6%
$50k–$75k29.1%
$75k–$100k16.8%
$100k–$150k11.4%
$150k–$200k2.2%
$200k+2.2%
Median income$59,896

Housing

Home values

Under $50k 13.5%
$50k–$100k 11.4%
$100k–$150k 13.7%
$150k–$200k 22.5%
$200k–$300k 18.0%
$300k–$500k 16.1%
$500k–$1M 4.7%

Housing overview

MetricValue
Median home value$171,100
Median rent / month$1,017
Owner occupied84.2%
Renter occupied15.8%
Vacant54.2%
Single-family detached72.1%
Large apartment buildings3.4%
Mobile homes16.8%
Median rooms4.6
Avg household size (owned)2.06

Year built

Era%
2020 or later0.8%
2010–20193.6%
2000–200920.9%
1990–199915.3%
1980–198917.5%
1970–197913.3%
1960–196913.0%
1950–19597.2%
1940–19494.1%
1939 or earlier4.4%

Bedrooms

Size% of units
No bedroom (studio)4.3%
1 bedroom9.7%
2 bedrooms47.7%
3 bedrooms28.8%
4 bedrooms8.0%
5+ bedrooms1.6%

Vehicles per household

Vehicles% of households
No vehicle1.8%
1 vehicle44.1%
2 vehicles35.7%
3 or more18.4%

Heating fuel

Fuel type%
Utility gas36.3%
Electricity14.0%
Propane / LP gas40.1%
Wood9.2%

Households & families

Household typeCount%
Married-couple family20039.9%
Cohabiting couple397.8%
Male householder, no spouse16432.7%
Female householder, no spouse9819.6%
Households with children under 186312.6%
Households with seniors (65+)26552.9%
Average household size2.04

Marital status

StatusMaleFemale
Never married32.5%18.3%
Married39.2%52.8%
Separated1.6%1.5%
Widowed3.3%15.5%
Divorced23.4%12.0%

Education

Less than 9th grade 5.2%
Some HS, no diploma 10.0%
HS graduate 36.5%
Some college, no degree 24.7%
Associate's degree 8.2%
Bachelor's degree 11.7%
Graduate / professional 3.8%
Metric%
HS diploma or higher84.9%
Bachelor's or higher15.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool1713.8%
Kindergarten00.0%
Elementary school6250.4%
High school3830.9%
College / grad school64.9%

Employment

Industry of employment

Arts, food & hospitality 25.3%
Education & healthcare 20.4%
Public administration 12.1%
Transportation & utilities 9.4%
Retail trade 8.9%
Other services 5.6%
Manufacturing 4.6%
Construction 4.0%
Professional & management 3.8%
Information 2.7%
Finance & real estate 2.2%
Agriculture & mining 0.5%
Wholesale trade 0.5%

Occupation

Category%
Management, business & arts29.3%
Service30.9%
Sales & office18.8%
Natural resources & construction8.3%
Production & transportation12.6%

Employment type

Type%
Private sector67.2%
Government21.8%
Self-employed11.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.1%
Carpool11.1%
Public transit0.0%
Walk1.4%
Work from home4.9%
Other means6.5%
Avg commute (minutes)28.9

Poverty

All people 7.8%
Under 18 years 6.5%
18 and over 8.1%
Married-couple families 5.0%
Female-led households 10.8%

Income support

Source% of households
Social Security57.7%
Retirement income39.9%
Supplemental Security5.8%
Cash public assistance3.8%
Food stamps / SNAP10.8%

Health indicators

Condition%
Obesity39.2%
High blood pressure40.0%
High cholesterol36.5%
Diabetes14.4%
Heart disease10.0%
Stroke4.6%
Asthma9.2%
Arthritis33.3%
Kidney disease4.1%
Pulmonary disease8.8%
Cancer9.6%
Behavior / access%
Smoking21.8%
Binge drinking15.7%
No physical activity26.3%
Less than 7 hrs sleep28.2%
Depression21.3%
Fair or poor health17.2%
Poor mental health12.9%
Poor physical health12.7%
No health insurance12.1%
Visited doctor (checkup)75.6%
Visited dentist60.6%
Cholesterol screening91.6%
Teeth loss13.8%

Veterans & disability

VeteransCount%
Civilian veterans12514.4%
Disability%
Any disability19.0%
Under 188.5%
18–64 years17.4%
65 and over26.4%

Health insurance coverage

Type%
Private insurance57.5%
Public insurance64.2%
No insurance6.2%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only98496.4%
Spanish141.4%
Other Indo-European90.9%
Asian & Pacific Islander10.1%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,02099.9%
Born in same state1,01499.3%
Born in different state84983.2%
Foreign born60.6%
Naturalized citizen10.1%
Not a US citizen00.0%

Ancestry

AncestryCount%
Polish12111.9%
Italian646.3%
French575.6%
Arab575.6%
AncestryCount%
English262.5%
German131.3%
Dutch121.2%

Technology access

Metric% of households
Computer access49.1%
Internet access90.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56450

What city is ZIP code 56450 in?

ZIP code 56450 is primarily assigned to Garrison, Minnesota.

What county is ZIP code 56450 in?

ZIP code 56450 falls within Crow Wing County, Minnesota.

Does ZIP code 56450 have an older population?

33% of residents in ZIP code 56450 are 65 or older, above the national average of ~17%.

Does ZIP code 56450 have a large retiree population?

58% of households in ZIP code 56450 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 56450 mostly owner-occupied?

84% of occupied units in ZIP code 56450 are owner-occupied, well above the national average.

Does ZIP code 56450 have a large veteran population?

14% of civilians in ZIP code 56450 are veterans, above the national average of ~7%.

What timezone is ZIP code 56450 in?

ZIP code 56450 observes the CST timezone.

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