86505 ZIP Code — Ganado, AZ

Apache County, Arizona

ZIP code 86505 is located in Ganado, Arizona, within Apache County. It covers approximately 1,073.62 square miles and serves a population of 7,436 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 928.

About ZIP code 86505

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $33,900. Owner-occupancy is high at 84%, well above the national average.

Median household income is $25,953. Poverty affects 42% of residents, above the national average. SNAP benefit usage at 34% of households reflects economic stress in the area. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (21%), smoking (33%), poor mental health (23%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 86505 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

7,436

population

1,073.62

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

86505 ZIP code map

Cities in ZIP code 86505

Below are the cities the US Postal Service accepts for ZIP code 86505. Using any city not on this list may result in mail delivery delays.

City	Status
Ganado	Acceptable
Ganado	Preferred

Demographics updated 06/2026

Population
Total population	7,436
Population density	7,436 / sq mi
State FIPS	04
County FIPS	001

Geography
Land area	1,073.62 sq mi
Water area	1.21 sq mi
Latitude	35.6584
Longitude	-109.5233
Timezone	Mountain (MT)
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	77.9%	64.4%	40.6%
$50k – $100k	16.0%	24.1%	31.9%
$100k – $200k	5.5%	10.9%	21.1%
Over $200k	0.6%	0.6%	6.4%

Demographics & statistics

7,436

Population

7,436

People per sq mi

32.7

Median age

$25,953

Median household income

$14,632

Per capita income

$33,900

Median home value

$513

Median monthly rent

83.9%

Home ownership

41.8%

Poverty rate

6.9%

Unemployment

2,495

Housing units

9.8%

Bachelor's or higher

Age distribution

Male Female

193

Under 5

202

327

5–9

343

316

10–14

332

305

15–19

321

224

20–24

235

547

25–34

573

382

35–44

400

392

45–54

412

241

55–59

253

235

60–64

247

257

65–74

269

150

75–84

158

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,093	28.1%
18 and over	5,343	71.9%
65 and over	956	12.9%
Median age	32.7 years

Race & ethnicity

American Indian / Alaska Native 97.2%

White 0.8%

Two or more races 0.6%

Hispanic or Latino 0.4%

Other race 0.4%

Native Hawaiian / Pacific Islander 0.3%

Black or African American 0.2%

Asian 0.2%

Group	Count	%
American Indian / Alaska Native	7,257	97.2%
White	59	0.8%
Two or more races	42	0.6%
Hispanic or Latino	32	0.4%
Other race	30	0.4%
Native Hawaiian / Pacific Islander	19	0.3%
Black or African American	17	0.2%
Asian	12	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	77.9%	64.4%	40.6%
$50k – $100k	16.0%	24.1%	31.9%
$100k – $200k	5.5%	10.9%	21.1%
Over $200k	0.6%	0.6%	6.4%

Under $10k 24.4%

$10k–$15k 10.6%

$15k–$25k 13.8%

$25k–$35k 9.4%

$35k–$50k 10.1%

$50k–$75k 13.9%

$75k–$100k 5.3%

$100k–$150k 8.4%

$150k–$200k 2.5%

$200k+ 1.5%

Range	% of households
Under $10k	24.4%
$10k–$15k	10.6%
$15k–$25k	13.8%
$25k–$35k	9.4%
$35k–$50k	10.1%
$50k–$75k	13.9%
$75k–$100k	5.3%
$100k–$150k	8.4%
$150k–$200k	2.5%
$200k+	1.5%
Median income	$25,953

Housing

Home values

Under $50k 57.8%

$50k–$100k 25.2%

$100k–$150k 7.2%

$150k–$200k 6.2%

$200k–$300k 2.8%

$300k–$500k 0.8%

Housing overview

Metric	Value
Median home value	$33,900
Median rent / month	$513
Owner occupied	83.9%
Renter occupied	16.1%
Vacant	30.0%
Single-family detached	78.3%
Large apartment buildings	0.1%
Mobile homes	18.1%
Median rooms	4.0
Avg household size (owned)	3.71

Year built

Era	%
2020 or later	0.1%
2010–2019	4.3%
2000–2009	12.8%
1990–1999	24.4%
1980–1989	17.7%
1970–1979	22.0%
1960–1969	11.9%
1950–1959	4.4%
1940–1949	1.6%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	26.6%
1 bedroom	8.7%
2 bedrooms	25.4%
3 bedrooms	27.2%
4 bedrooms	10.6%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	22.9%
1 vehicle	37.1%
2 vehicles	18.9%
3 or more	21.1%

Heating fuel

Fuel type	%
Utility gas	7.0%
Electricity	15.6%
Propane / LP gas	4.9%
Wood	71.3%
Solar	0.3%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	494	25.1%
Cohabiting couple	181	9.2%
Male householder, no spouse	533	27.1%
Female householder, no spouse	759	38.6%
Households with children under 18	686	34.9%
Households with seniors (65+)	750	38.1%
Average household size	3.77

Marital status

Status	Male	Female
Never married	59.6%	50.9%
Married	26.7%	24.9%
Separated	2.5%	3.5%
Widowed	4.1%	11.0%
Divorced	7.1%	9.7%

Education

Less than 9th grade 8.6%

Some HS, no diploma 9.8%

HS graduate 33.4%

Some college, no degree 28.1%

Associate's degree 10.4%

Bachelor's degree 6.4%

Graduate / professional 3.4%

Metric	%
HS diploma or higher	81.6%
Bachelor's or higher	9.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	107	5.1%
Kindergarten	146	6.9%
Elementary school	1,011	47.8%
High school	563	26.6%
College / grad school	289	13.7%

Employment

Industry of employment

Education & healthcare 52.5%

Construction 9.4%

Public administration 8.8%

Arts, food & hospitality 7.9%

Transportation & utilities 5.8%

Retail trade 4.7%

Other services 2.7%

Professional & management 2.6%

Manufacturing 1.7%

Wholesale trade 1.6%

Finance & real estate 1.4%

Agriculture & mining 0.7%

Information 0.2%

Occupation

Category	%
Management, business & arts	31.3%
Service	28.4%
Sales & office	16.0%
Natural resources & construction	11.2%
Production & transportation	13.1%

Employment type

Type	%
Private sector	46.7%
Government	51.3%
Self-employed	2.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.3%
Carpool	4.3%
Public transit	0.3%
Walk	5.5%
Work from home	11.9%
Other means	1.8%
Avg commute (minutes)	29.8

Poverty

All people 41.8%

Under 18 years 53.5%

18 and over 37.2%

Married-couple families 24.5%

Female-led households 47.8%

Income support

Source	% of households
Social Security	34.1%
Retirement income	12.5%
Supplemental Security	15.8%
Cash public assistance	2.2%
Food stamps / SNAP	33.9%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	38.3%
High cholesterol	30.2%
Diabetes	20.6%
Heart disease	10.3%
Stroke	7.3%
Asthma	15.4%
Arthritis	27.4%
Kidney disease	5.5%
Pulmonary disease	13.9%
Cancer	5.6%

Behavior / access	%
Smoking	33.2%
Binge drinking	13.7%
No physical activity	31.9%
Less than 7 hrs sleep	40.8%
Depression	23.4%
Fair or poor health	33.2%
Poor mental health	23.4%
Poor physical health	22.0%
No health insurance	19.3%
Visited doctor (checkup)	70.1%
Visited dentist	40.1%
Cholesterol screening	83.7%
Teeth loss	35.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	188	3.5%

Disability	%
Any disability	14.0%
Under 18	2.1%
18–64 years	10.5%
65 and over	56.2%

Health insurance coverage

Type	%
Private insurance	21.7%
Public insurance	67.2%
No insurance	16.3%
Uninsured under 19	9.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,041	94.7%
Spanish	1,039	14.8%
Other Indo-European	6	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	4	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,418	99.8%
Born in same state	7,418	99.8%
Born in different state	6,553	88.1%
Foreign born	0	0.0%
Naturalized citizen	18	0.2%
Not a US citizen	4	22.2%

Ancestry

Ancestry	Count	%
Italian	14	0.2%

Ancestry	Count	%
Dutch	6	0.1%

Technology access

Metric	% of households
Computer access	26.5%
Internet access	61.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86505

What city is ZIP code 86505 in?

ZIP code 86505 is primarily assigned to Ganado, Arizona.

What county is ZIP code 86505 in?

ZIP code 86505 falls within Apache County, Arizona.

What is the poverty rate in ZIP code 86505?

42% of residents in ZIP code 86505 live below the poverty line, above the national average.

How educated is the population of ZIP code 86505?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 86505 mostly owner-occupied?

84% of occupied units in ZIP code 86505 are owner-occupied, well above the national average.

What is the median household income in ZIP code 86505?

The median household income in ZIP code 86505 is $25,953, below the national median of ~$75,000.

What timezone is ZIP code 86505 in?

ZIP code 86505 observes the MST timezone.