87416 ZIP Code — Fruitland, NM

San Juan County, New Mexico

ZIP code 87416 is located in Fruitland, New Mexico, within San Juan County. It covers approximately 420.33 square miles and serves a population of 4,470 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 505.

About ZIP code 87416

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $87,200. Owner-occupancy is high at 80%, well above the national average.

Median household income is $42,346. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 27% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (31%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 26% of households.

Overall, ZIP code 87416 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,470

population

420.33

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

87416 ZIP code map

Cities in ZIP code 87416

Below are the cities the US Postal Service accepts for ZIP code 87416. Using any city not on this list may result in mail delivery delays.

City	Status
Fruitland	Preferred

Nearby ZIP codes

87421 Waterflow (3.5 mi) 87417 Kirtland (4.1 mi) 87402 Farmington (16.4 mi) 87415 Flora Vista (19.3 mi) 87418 La Plata (19.6 mi)

Demographics updated 06/2026

Population
Total population	4,470
Population density	11 / sq mi
State FIPS	35
County FIPS	045

Geography
Land area	420.33 sq mi
Water area	2.64 sq mi
Latitude	36.7677
Longitude	-108.4377
Timezone	Mountain (MT)
Area code	505

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.2%	51.0%	48.8%
$50k – $100k	21.8%	30.1%	29.4%
$100k – $200k	19.5%	16.8%	17.6%
Over $200k	0.5%	2.2%	4.1%

Demographics & statistics

4,470

Population

People per sq mi

37.9

Median age

$42,346

Median household income

$21,009

Per capita income

$87,200

Median home value

$795

Median monthly rent

79.9%

Home ownership

31.9%

Poverty rate

13.2%

Unemployment

1,434

Housing units

13.8%

Bachelor's or higher

Age distribution

Male Female

113

Under 5

108

117

5–9

113

161

10–14

155

144

15–19

139

170

20–24

163

340

25–34

328

249

35–44

240

276

45–54

267

135

55–59

130

226

60–64

217

236

65–74

227

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	902	20.2%
18 and over	3,568	79.8%
65 and over	679	15.2%
Median age	37.9 years

Race & ethnicity

American Indian / Alaska Native 88.6%

Two or more races 4.3%

White 4.1%

Hispanic or Latino 1.9%

Asian 0.5%

Other race 0.5%

Group	Count	%
American Indian / Alaska Native	4,040	88.6%
Two or more races	198	4.3%
White	186	4.1%
Hispanic or Latino	88	1.9%
Asian	24	0.5%
Other race	22	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.2%	51.0%	48.8%
$50k – $100k	21.8%	30.1%	29.4%
$100k – $200k	19.5%	16.8%	17.6%
Over $200k	0.5%	2.2%	4.1%

Under $10k 9.5%

$10k–$15k 9.2%

$15k–$25k 8.5%

$25k–$35k 12.9%

$35k–$50k 15.1%

$50k–$75k 18.8%

$75k–$100k 8.2%

$100k–$150k 9.2%

$150k–$200k 6.9%

$200k+ 1.6%

Range	% of households
Under $10k	9.5%
$10k–$15k	9.2%
$15k–$25k	8.5%
$25k–$35k	12.9%
$35k–$50k	15.1%
$50k–$75k	18.8%
$75k–$100k	8.2%
$100k–$150k	9.2%
$150k–$200k	6.9%
$200k+	1.6%
Median income	$42,346

Housing

Home values

Under $50k 30.8%

$50k–$100k 24.6%

$100k–$150k 11.9%

$150k–$200k 12.8%

$200k–$300k 7.6%

$300k–$500k 7.8%

$500k–$1M 4.0%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$87,200
Median rent / month	$795
Owner occupied	79.9%
Renter occupied	20.1%
Vacant	19.8%
Single-family detached	62.5%
Large apartment buildings	0.0%
Mobile homes	33.6%
Median rooms	4.8
Avg household size (owned)	3.00

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	16.4%
1990–1999	19.6%
1980–1989	20.2%
1970–1979	21.8%
1960–1969	6.8%
1950–1959	3.6%
1940–1949	1.3%
1939 or earlier	5.8%

Bedrooms

Size	% of units
No bedroom (studio)	4.2%
1 bedroom	4.0%
2 bedrooms	27.7%
3 bedrooms	50.9%
4 bedrooms	10.6%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.3%
1 vehicle	28.5%
2 vehicles	34.4%
3 or more	29.8%

Heating fuel

Fuel type	%
Utility gas	16.1%
Electricity	17.5%
Propane / LP gas	18.1%
Wood	38.3%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	585	42.6%
Cohabiting couple	116	8.5%
Male householder, no spouse	225	16.4%
Female householder, no spouse	446	32.5%
Households with children under 18	423	30.8%
Households with seniors (65+)	511	37.2%
Average household size	3.26

Marital status

Status	Male	Female
Never married	52.7%	47.2%
Married	38.4%	36.0%
Separated	0.6%	2.4%
Widowed	2.5%	5.6%
Divorced	5.8%	8.8%

Education

Less than 9th grade 3.4%

Some HS, no diploma 12.7%

HS graduate 35.5%

Some college, no degree 26.2%

Associate's degree 8.4%

Bachelor's degree 9.7%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	83.9%
Bachelor's or higher	13.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	41	5.0%
Kindergarten	9	1.1%
Elementary school	462	56.6%
High school	182	22.3%
College / grad school	122	15.0%

Employment

Industry of employment

Education & healthcare 23.8%

Arts, food & hospitality 15.8%

Agriculture & mining 11.8%

Professional & management 10.8%

Construction 10.4%

Retail trade 9.8%

Public administration 4.3%

Transportation & utilities 3.9%

Manufacturing 3.5%

Other services 2.0%

Finance & real estate 1.7%

Information 1.3%

Wholesale trade 1.0%

Occupation

Category	%
Management, business & arts	24.4%
Service	25.5%
Sales & office	17.4%
Natural resources & construction	16.4%
Production & transportation	16.3%

Employment type

Type	%
Private sector	87.5%
Government	10.1%
Self-employed	2.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.5%
Carpool	5.2%
Public transit	0.0%
Walk	0.8%
Work from home	3.4%
Other means	0.0%
Avg commute (minutes)	28.2

Poverty

All people 31.9%

Under 18 years 48.0%

18 and over 27.9%

Married-couple families 15.4%

Female-led households 40.4%

Income support

Source	% of households
Social Security	37.8%
Retirement income	20.2%
Supplemental Security	10.2%
Cash public assistance	1.5%
Food stamps / SNAP	27.0%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	33.4%
High cholesterol	23.8%
Diabetes	14.9%
Heart disease	7.0%
Stroke	4.5%
Asthma	13.9%
Arthritis	22.9%
Kidney disease	3.6%
Pulmonary disease	8.4%
Cancer	5.0%

Behavior / access	%
Smoking	31.2%
Binge drinking	13.8%
No physical activity	26.7%
Less than 7 hrs sleep	39.4%
Depression	23.3%
Fair or poor health	22.1%
Poor mental health	21.0%
Poor physical health	14.6%
No health insurance	11.5%
Visited doctor (checkup)	63.6%
Visited dentist	48.3%
Cholesterol screening	83.0%
Teeth loss	27.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	166	4.7%

Disability	%
Any disability	15.0%
Under 18	2.7%
18–64 years	11.6%
65 and over	45.9%

Health insurance coverage

Type	%
Private insurance	28.7%
Public insurance	59.3%
No insurance	21.9%
Uninsured under 19	6.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,249	95.1%
Spanish	1,112	26.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	14	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,394	98.3%
Born in same state	4,394	98.3%
Born in different state	3,723	83.3%
Foreign born	0	0.0%
Naturalized citizen	76	1.7%
Not a US citizen	52	68.4%

Ancestry

Ancestry	Count	%
French	49	1.1%
Polish	21	0.5%
Italian	20	0.4%

Ancestry	Count	%
Arab	17	0.4%
German	6	0.1%

Technology access

Metric	% of households
Computer access	30.7%
Internet access	75.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 87416

What city is ZIP code 87416 in?

ZIP code 87416 is primarily assigned to Fruitland, New Mexico.

What county is ZIP code 87416 in?

ZIP code 87416 falls within San Juan County, New Mexico.

What is the poverty rate in ZIP code 87416?

32% of residents in ZIP code 87416 live below the poverty line, above the national average.

Is Spanish widely spoken in ZIP code 87416?

Approximately 26% of households in ZIP code 87416 speak Spanish as a primary language.

How educated is the population of ZIP code 87416?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 87416 have a large retiree population?

38% of households in ZIP code 87416 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 87416 in?

ZIP code 87416 observes the MST timezone.