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Texas ZIP Codes
Rains County
Emory, TX
75440
75440 ZIP Code — Emory, TX
Rains County, Texas
ZIP code 75440 is located in
Emory ,
Texas ,
within Rains County .
It covers approximately 102.16 square miles and serves a population of
7,251 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 903/430 .
About ZIP code 75440
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $201,100. Owner-occupancy is high at 81%, well above the national average.
The gap between median ($61,127) and mean household income suggests income inequality — a small number of higher earners pull the average up. 52% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.
Overall, ZIP code 75440 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
75440 ZIP code map
View map of 75440
Cities in ZIP code 75440
Below are the cities the US Postal Service accepts for ZIP code 75440. Using any city not on this list may result in mail delivery delays.
City
Status
Emory
Preferred
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
7,251
Population density
71 / sq mi
State FIPS
48
County FIPS
379
Geography
Land area
102.16 sq mi
Water area
10.06 sq mi
Latitude
32.8458
Longitude
-95.7487
Timezone
Central (CT)
Area code
903/430
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.9%
46.7%
39.5%
$50k – $100k
31.7%
32.8%
30.1%
$100k – $200k
15.5%
15.8%
22.6%
Over $200k
6.9%
4.7%
7.8%
Demographics & statistics
$61,127
Median household income
$201,100
Median home value
20.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 1,276 17.6% 18 and over 5,975 82.4% 65 and over 1,880 25.9% Median age 47.7 years
Race & ethnicity
Black or African American
2.6%
Group Count % White 6,534 86.3% Hispanic or Latino 316 4.2% Other race 316 4.2% Black or African American 193 2.6% Two or more races 124 1.6% Asian 84 1.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.9%
46.7%
39.5%
$50k – $100k
31.7%
32.8%
30.1%
$100k – $200k
15.5%
15.8%
22.6%
Over $200k
6.9%
4.7%
7.8%
Range % of households Under $10k 2.8% $10k–$15k 4.5% $15k–$25k 6.0% $25k–$35k 10.9% $35k–$50k 13.9% $50k–$75k 18.3% $75k–$100k 9.7% $100k–$150k 16.3% $150k–$200k 7.3% $200k+ 10.3% Median income $61,127
Housing
Housing overview
Metric Value Median home value $201,100 Median rent / month $966 Owner occupied 81.2% Renter occupied 18.8% Vacant 16.7% Single-family detached 74.9% Large apartment buildings 0.8% Mobile homes 20.2% Median rooms 5.6 Avg household size (owned) 2.55
Year built
Era % 2020 or later 0.9% 2010–2019 14.3% 2000–2009 19.1% 1990–1999 26.2% 1980–1989 18.6% 1970–1979 11.3% 1960–1969 3.9% 1950–1959 1.6% 1940–1949 2.5% 1939 or earlier 1.5%
Bedrooms
Size % of units No bedroom (studio) 1.1% 1 bedroom 4.8% 2 bedrooms 29.7% 3 bedrooms 55.8% 4 bedrooms 7.9% 5+ bedrooms 0.6%
Vehicles per household
Vehicles % of households No vehicle 3.8% 1 vehicle 29.2% 2 vehicles 40.6% 3 or more 26.5%
Heating fuel
Fuel type % Utility gas 8.2% Electricity 74.1% Propane / LP gas 15.3% Wood 2.4%
Households & families
Household type Count % Married-couple family 1,609 58.5% Cohabiting couple 127 4.6% Male householder, no spouse 513 18.7% Female householder, no spouse 500 18.2% Households with children under 18 701 25.5% Households with seniors (65+) 1,302 47.4% Average household size 2.61
Marital status
Status Male Female Never married 23.0% 22.5% Married 58.6% 57.6% Separated 1.7% 0.8% Widowed 5.4% 7.9% Divorced 11.4% 11.2%
Education
Some college, no degree
27.2%
Graduate / professional
7.6%
Metric % HS diploma or higher 88.8% Bachelor's or higher 20.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 14 1.0% Kindergarten 259 18.4% Elementary school 448 31.8% High school 368 26.2% College / grad school 318 22.6%
Employment
Industry of employment
Education & healthcare
30.5%
Professional & management
7.8%
Finance & real estate
6.1%
Agriculture & mining
5.8%
Transportation & utilities
5.0%
Arts, food & hospitality
4.1%
Public administration
2.3%
Occupation
Category % Management, business & arts 36.3% Service 11.9% Sales & office 22.5% Natural resources & construction 11.4% Production & transportation 17.9%
Employment type
Type % Private sector 81.6% Government 10.9% Self-employed 6.7% Unpaid family workers 0.8%
Commute
Method % Drive alone 76.3% Carpool 14.8% Public transit 0.0% Walk 0.7% Work from home 6.9% Other means 1.3% Avg commute (minutes) 35.7
Poverty
Married-couple families
3.5%
Female-led households
37.6%
Income support
Source % of households Social Security 51.7% Retirement income 42.8% Supplemental Security 5.9% Cash public assistance 1.2% Food stamps / SNAP 7.9%
Health indicators
Condition % Obesity 36.2% High blood pressure 40.4% High cholesterol 40.6% Diabetes 13.1% Heart disease 8.6% Stroke 3.8% Asthma 9.2% Arthritis 28.9% Kidney disease 3.5% Pulmonary disease 9.2% Cancer 8.1%
Behavior / access % Smoking 20.1% Binge drinking 17.0% No physical activity 25.9% Less than 7 hrs sleep 33.3% Depression 22.8% Fair or poor health 18.2% Poor mental health 15.0% Poor physical health 12.8% No health insurance 22.4% Visited doctor (checkup) 73.4% Visited dentist 54.9% Cholesterol screening 90.6% Teeth loss 15.4%
Veterans & disability
Veterans Count % Civilian veterans 1,094 18.3%
Disability % Any disability 18.1% Under 18 0.0% 18–64 years 15.3% 65 and over 36.4%
Health insurance coverage
Type % Private insurance 65.4% Public insurance 40.1% No insurance 14.3% Uninsured under 19 7.3%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 7,011 96.7% Spanish 329 4.7% Other Indo-European 265 3.8% Asian & Pacific Islander 15 0.2% Other languages 49 0.7%
Place of birth & citizenship
Origin Count % Native born (US) 6,836 94.3% Born in same state 6,755 93.2% Born in different state 5,142 70.9% Foreign born 81 1.1% Naturalized citizen 415 5.7% Not a US citizen 108 26.0%
Ancestry
Ancestry Count % Arab 1,310 18.1% French 822 11.3% Italian 643 8.9% English 43 0.6%
Ancestry Count % Polish 42 0.6% German 12 0.2% Norwegian 11 0.2% Irish 1 0%
Technology access
Metric % of households Computer access 37.9% Internet access 94.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 75440
What city is ZIP code 75440 in?
ZIP code 75440 is primarily assigned to Emory, Texas.
What county is ZIP code 75440 in?
ZIP code 75440 falls within Rains County, Texas.
Does ZIP code 75440 have a large retiree population?
52% of households in ZIP code 75440 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 75440 have an older population?
26% of residents in ZIP code 75440 are 65 or older, above the national average of ~17%.
Does ZIP code 75440 have a large veteran population?
18% of civilians in ZIP code 75440 are veterans, above the national average of ~7%.
Is ZIP code 75440 mostly owner-occupied?
81% of occupied units in ZIP code 75440 are owner-occupied, well above the national average.
What timezone is ZIP code 75440 in?
ZIP code 75440 observes the CST timezone.
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