81631 ZIP Code — Eagle, CO

Eagle County, Colorado

ZIP code 81631 is located in Eagle, Colorado, within Eagle County. It covers approximately 220.41 square miles and serves a population of 8,335 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.

About ZIP code 81631

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $688,600. Owner-occupancy sits near the national average at 71%.

The gap between median ($100,760) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is high — 56% of residents hold a bachelor's degree or higher, well above the national average of 33%.

8,335

population

220.41

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

81631 ZIP code map

Cities in ZIP code 81631

Below are the cities the US Postal Service accepts for ZIP code 81631. Using any city not on this list may result in mail delivery delays.

City	Status
Eagle	Acceptable

Demographics updated 06/2026

Population
Total population	8,335
Population density	38 / sq mi
State FIPS	08
County FIPS	037

Geography
Land area	220.41 sq mi
Water area	0.55 sq mi
Latitude	39.5557
Longitude	-106.7051
Timezone	Mountain (MT)
Area code	970

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.6%	28.6%	32.5%
$50k – $100k	26.3%	29.6%	31.0%
$100k – $200k	39.2%	28.2%	26.9%
Over $200k	11.9%	13.7%	9.6%

Demographics & statistics

8,335

Population

People per sq mi

35.9

Median age

$100,760

Median household income

$47,296

Per capita income

$688,600

Median home value

$1,591

Median monthly rent

71.4%

Home ownership

6.4%

Poverty rate

1.8%

Unemployment

2,252

Housing units

56.1%

Bachelor's or higher

Age distribution

Male Female

215

Under 5

215

261

5–9

261

386

10–14

386

384

15–19

384

246

20–24

246

431

25–34

431

804

35–44

804

604

45–54

604

207

55–59

207

173

60–64

173

359

65–74

359

102

75–84

102

← Male

Female →

Age summary

Group	Count	%
Under 18	2,138	25.7%
18 and over	6,197	74.3%
65 and over	921	11.0%
Median age	35.9 years

Race & ethnicity

White 71.8%

Hispanic or Latino 14.1%

Two or more races 12%

Other race 2.1%

Black or African American 0.1%

Group	Count	%
White	6,961	71.8%
Hispanic or Latino	1,364	14.1%
Two or more races	1,163	12%
Other race	201	2.1%
Black or African American	10	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.6%	28.6%	32.5%
$50k – $100k	26.3%	29.6%	31.0%
$100k – $200k	39.2%	28.2%	26.9%
Over $200k	11.9%	13.7%	9.6%

$10k–$15k 1.9%

$15k–$25k 9.4%

$25k–$35k 5.0%

$35k–$50k 8.6%

$50k–$75k 9.9%

$75k–$100k 14.0%

$100k–$150k 18.6%

$150k–$200k 19.9%

$200k+ 12.6%

Range	% of households
$10k–$15k	1.9%
$15k–$25k	9.4%
$25k–$35k	5.0%
$35k–$50k	8.6%
$50k–$75k	9.9%
$75k–$100k	14.0%
$100k–$150k	18.6%
$150k–$200k	19.9%
$200k+	12.6%
Median income	$100,760

Housing

Home values

$50k–$100k 2.0%

$100k–$150k 2.9%

$200k–$300k 4.3%

$300k–$500k 10.8%

$500k–$1M 56.2%

$1M+ 23.8%

Housing overview

Metric	Value
Median home value	$688,600
Median rent / month	$1,591
Owner occupied	71.4%
Renter occupied	28.6%
Vacant	9.5%
Single-family detached	64.1%
Large apartment buildings	5.3%
Mobile homes	4.2%
Median rooms	5.5
Avg household size (owned)	2.91

Year built

Era	%
2020 or later	0.0%
2010–2019	8.4%
2000–2009	40.1%
1990–1999	21.1%
1980–1989	7.8%
1970–1979	9.9%
1960–1969	3.6%
1950–1959	2.3%
1940–1949	0.0%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	10.0%
2 bedrooms	20.6%
3 bedrooms	29.1%
4 bedrooms	25.9%
5+ bedrooms	14.2%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	14.9%
2 vehicles	34.8%
3 or more	45.5%

Heating fuel

Fuel type	%
Utility gas	74.3%
Electricity	19.1%
Propane / LP gas	5.4%
Wood	1.2%

Households & families

Household type	Count	%
Married-couple family	1,642	59.8%
Cohabiting couple	126	4.6%
Male householder, no spouse	685	24.9%
Female householder, no spouse	295	10.7%
Households with children under 18	1,217	44.3%
Households with seniors (65+)	656	23.9%
Average household size	3.00

Marital status

Status	Male	Female
Never married	32.3%	31.1%
Married	53.7%	55.6%
Separated	0.0%	0.0%
Widowed	2.5%	0.1%
Divorced	11.6%	13.1%

Education

Less than 9th grade 2.8%

Some HS, no diploma 6.3%

HS graduate 17.4%

Some college, no degree 12.9%

Associate's degree 4.6%

Bachelor's degree 40.5%

Graduate / professional 15.6%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	56.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	228	8.3%
Kindergarten	101	3.7%
Elementary school	1,191	43.1%
High school	699	25.3%
College / grad school	544	19.7%

Employment

Industry of employment

Education & healthcare 19.5%

Arts, food & hospitality 18.8%

Construction 12.2%

Professional & management 9.7%

Transportation & utilities 7.5%

Public administration 6.8%

Finance & real estate 6.0%

Retail trade 4.6%

Wholesale trade 4.5%

Other services 4.0%

Manufacturing 3.8%

Agriculture & mining 1.6%

Information 1.0%

Occupation

Category	%
Management, business & arts	47.4%
Service	20.9%
Sales & office	20.3%
Natural resources & construction	6.4%
Production & transportation	5.1%

Employment type

Type	%
Private sector	78.5%
Government	13.7%
Self-employed	7.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.6%
Carpool	1.6%
Public transit	0.0%
Walk	6.0%
Work from home	10.7%
Other means	0.0%
Avg commute (minutes)	22.0

Poverty

All people 6.4%

Under 18 years 13.3%

18 and over 4.0%

Married-couple families 2.2%

Female-led households 16.1%

Income support

Source	% of households
Social Security	23.5%
Retirement income	10.8%
Supplemental Security	3.2%
Cash public assistance	0.0%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	21.9%
High blood pressure	21.5%
High cholesterol	25.8%
Diabetes	6.0%
Heart disease	3.7%
Stroke	1.9%
Asthma	9.8%
Arthritis	17.0%
Kidney disease	2.0%
Pulmonary disease	4.5%
Cancer	4.8%

Behavior / access	%
Smoking	14.0%
Binge drinking	21.4%
No physical activity	15.1%
Less than 7 hrs sleep	27.1%
Depression	19.7%
Fair or poor health	9.3%
Poor mental health	13.8%
Poor physical health	8.0%
No health insurance	13.3%
Visited doctor (checkup)	63.5%
Visited dentist	67.4%
Cholesterol screening	89.7%
Teeth loss	9.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	314	5.1%

Disability	%
Any disability	6.7%
Under 18	2.7%
18–64 years	3.7%
65 and over	33.3%

Health insurance coverage

Type	%
Private insurance	80.1%
Public insurance	27.3%
No insurance	3.5%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,906	94.9%
Spanish	495	6.3%
Other Indo-European	495	6.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,534	90.4%
Born in same state	7,442	89.3%
Born in different state	3,503	42.0%
Foreign born	92	1.1%
Naturalized citizen	801	9.6%
Not a US citizen	245	30.6%

Ancestry

Ancestry	Count	%
French	856	10.3%
Italian	634	7.6%
Arab	425	5.1%

Ancestry	Count	%
Polish	202	2.4%
English	148	1.8%
Norwegian	32	0.4%

Technology access

Metric	% of households
Computer access	33.0%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 81631

What city is ZIP code 81631 in?

ZIP code 81631 is primarily assigned to Eagle, Colorado.

What county is ZIP code 81631 in?

ZIP code 81631 falls within Eagle County, Colorado.

How educated is the population of ZIP code 81631?

56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 81631?

The median home value in ZIP code 81631 is $688,600.

What is the population of ZIP code 81631?

ZIP code 81631 has an estimated population of 8,335 residents, with a density of 38 people per square mile.

What is the median household income in ZIP code 81631?

The median household income in ZIP code 81631 is $100,760, above the national median of ~$75,000.

What timezone is ZIP code 81631 in?

ZIP code 81631 observes the MST timezone.