66016 ZIP Code — Cummings, KS

Atchison County, Kansas

ZIP code 66016 is located in Cummings, Kansas, within Atchison County. It covers approximately 31.33 square miles and serves a population of 688 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 913.

About ZIP code 66016

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $185,100. Owner-occupancy is high at 94%, well above the national average.

Median household income is $83,750. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 66016 reflects a community defined by high homeownership and a significant Social Security-dependent population.

688

population

31.33

sq mi land

Standard

ZIP type

Central (CT)

timezone

66016 ZIP code map

Cities in ZIP code 66016

Below are the cities the US Postal Service accepts for ZIP code 66016. Using any city not on this list may result in mail delivery delays.

City	Status
Cummings	Preferred

Nearby ZIP codes

66002 Atchison (7.6 mi) 66060 Nortonville (8 mi) 66041 Lancaster (8.1 mi) 66023 Effingham (9.5 mi) 66097 Winchester (11.2 mi) 64484 Rushville (12.6 mi) 66020 Easton (13.2 mi) 66088 Valley Falls (14.3 mi) 66017 Denton (14.5 mi) 66424 Everest (14.6 mi) 66058 Muscotah (14.8 mi) 66008 Bendena (15.4 mi)

Demographics updated 06/2026

Population
Total population	688
Population density	22 / sq mi
State FIPS	20
County FIPS	005

Geography
Land area	31.33 sq mi
Water area	0.01 sq mi
Latitude	39.4880
Longitude	-95.2496
Timezone	Central (CT)
Area code	913

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.3%	50.2%	41.1%
$50k – $100k	43.4%	30.6%	32.2%
$100k – $200k	39.3%	17.0%	21.0%
Over $200k	0.0%	2.2%	5.7%

Demographics & statistics

688

Population

People per sq mi

39.3

Median age

$83,750

Median household income

$30,735

Per capita income

$185,100

Median home value

Median monthly rent

94.3%

Home ownership

14.4%

Poverty rate

0.0%

Unemployment

257

Housing units

21.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

35–44

45–54

55–59

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	234	34.0%
18 and over	454	66.0%
65 and over	66	9.6%
Median age	39.3 years

Race & ethnicity

White 85.9%

Two or more races 10.8%

Hispanic or Latino 3.2%

Group	Count	%
White	611	85.9%
Two or more races	77	10.8%
Hispanic or Latino	23	3.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.3%	50.2%	41.1%
$50k – $100k	43.4%	30.6%	32.2%
$100k – $200k	39.3%	17.0%	21.0%
Over $200k	0.0%	2.2%	5.7%

$25k–$35k 6.2%

$35k–$50k 5.7%

$50k–$75k 30.4%

$75k–$100k 19.1%

$100k–$150k 23.7%

$150k–$200k 3.1%

$200k+ 11.9%

Range	% of households
$25k–$35k	6.2%
$35k–$50k	5.7%
$50k–$75k	30.4%
$75k–$100k	19.1%
$100k–$150k	23.7%
$150k–$200k	3.1%
$200k+	11.9%
Median income	$83,750

Housing

Home values

Under $50k 4.4%

$50k–$100k 19.1%

$100k–$150k 16.9%

$150k–$200k 18.0%

$200k–$300k 3.3%

$300k–$500k 24.0%

$500k–$1M 14.2%

Housing overview

Metric	Value
Median home value	$185,100
Median rent / month	$0
Owner occupied	94.3%
Renter occupied	5.7%
Vacant	27.6%
Single-family detached	76.1%
Large apartment buildings	0.0%
Mobile homes	23.9%
Median rooms	6.2
Avg household size (owned)	3.22

Year built

Era	%
2020 or later	0.0%
2010–2019	15.3%
2000–2009	9.7%
1990–1999	17.2%
1980–1989	16.8%
1970–1979	3.0%
1960–1969	13.8%
1950–1959	2.6%
1940–1949	0.0%
1939 or earlier	21.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	31.7%
3 bedrooms	54.5%
4 bedrooms	6.0%
5+ bedrooms	7.8%

Vehicles per household

Vehicles	% of households
No vehicle	6.7%
1 vehicle	11.3%
2 vehicles	48.5%
3 or more	33.5%

Heating fuel

Fuel type	%
Utility gas	4.6%
Electricity	17.5%
Propane / LP gas	67.0%
Wood	10.8%

Households & families

Household type	Count	%
Married-couple family	165	85.1%
Cohabiting couple	0	0.0%
Male householder, no spouse	23	11.9%
Female householder, no spouse	6	3.1%
Households with children under 18	57	29.4%
Households with seniors (65+)	49	25.3%
Average household size	3.55

Marital status

Status	Male	Female
Never married	19.2%	29.6%
Married	75.9%	68.0%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	4.9%	2.4%

Education

Less than 9th grade 0.0%

Some HS, no diploma 5.7%

HS graduate 35.2%

Some college, no degree 35.5%

Associate's degree 2.0%

Bachelor's degree 16.8%

Graduate / professional 4.8%

Metric	%
HS diploma or higher	94.3%
Bachelor's or higher	21.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	4.5%
Kindergarten	14	5.2%
Elementary school	82	30.5%
High school	60	22.3%
College / grad school	101	37.5%

Employment

Industry of employment

Education & healthcare 34.2%

Manufacturing 17.1%

Arts, food & hospitality 12.6%

Agriculture & mining 8.7%

Transportation & utilities 7.1%

Finance & real estate 7.1%

Retail trade 6.5%

Wholesale trade 4.8%

Public administration 1.9%

Occupation

Category	%
Management, business & arts	30.3%
Service	31.3%
Sales & office	23.2%
Natural resources & construction	6.8%
Production & transportation	8.4%

Employment type

Type	%
Private sector	91.0%
Government	6.1%
Self-employed	2.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	93.5%
Carpool	2.9%
Public transit	0.0%
Walk	0.0%
Work from home	3.6%
Other means	0.0%
Avg commute (minutes)	26.0

Poverty

All people 14.4%

Under 18 years 34.2%

18 and over 4.2%

Married-couple families 6.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	31.4%
Retirement income	34.5%
Supplemental Security	0.0%
Cash public assistance	4.1%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	36.2%
High cholesterol	36.2%
Diabetes	11.0%
Heart disease	7.0%
Stroke	3.1%
Asthma	9.6%
Arthritis	25.2%
Kidney disease	2.9%
Pulmonary disease	7.5%
Cancer	6.9%

Behavior / access	%
Smoking	20.5%
Binge drinking	18.0%
No physical activity	24.5%
Less than 7 hrs sleep	32.7%
Depression	20.2%
Fair or poor health	14.7%
Poor mental health	14.2%
Poor physical health	10.9%
No health insurance	14.3%
Visited doctor (checkup)	73.1%
Visited dentist	64.5%
Cholesterol screening	88.8%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	24	5.3%

Disability	%
Any disability	5.7%
Under 18	6.0%
18–64 years	3.1%
65 and over	19.7%

Health insurance coverage

Type	%
Private insurance	94.9%
Public insurance	20.3%
No insurance	1.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	645	93.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	688	100.0%
Born in same state	688	100.0%
Born in different state	495	71.9%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	155	22.5%
Arab	84	12.2%

Ancestry	Count	%
French	19	2.8%
German	18	2.6%

Technology access

Metric	% of households
Computer access	28.2%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 66016

What city is ZIP code 66016 in?

ZIP code 66016 is primarily assigned to Cummings, Kansas.

What county is ZIP code 66016 in?

ZIP code 66016 falls within Atchison County, Kansas.

Is ZIP code 66016 family-oriented?

34% of residents in ZIP code 66016 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 66016 mostly owner-occupied?

94% of occupied units in ZIP code 66016 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 66016?

The median home value in ZIP code 66016 is $185,100.

What is the population of ZIP code 66016?

ZIP code 66016 has an estimated population of 688 residents, with a density of 22 people per square mile.

What timezone is ZIP code 66016 in?

ZIP code 66016 observes the CST timezone.