56441 ZIP Code — Crosby, MN

Crow Wing County, Minnesota

ZIP code 56441 is located in Crosby, Minnesota, within Crow Wing County. It covers approximately 89.17 square miles and serves a population of 3,601 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56441

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $175,200. Owner-occupancy sits near the national average at 64%.

Median household income is $51,033. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 25%.

Overall, ZIP code 56441 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

3,601

population

89.17

sq mi land

Standard

ZIP type

Central (CT)

timezone

56441 ZIP code map

Cities in ZIP code 56441

Below are the cities the US Postal Service accepts for ZIP code 56441. Using any city not on this list may result in mail delivery delays.

City	Status
Crosby	Acceptable
Crosby	Preferred

Nearby ZIP codes

56465 Merrifield (8.2 mi) 56465 Merrifield (8.2 mi) 56455 Ironton (9 mi) 56442 Crosslake (10 mi) 56444 Deerwood (11.3 mi) 56447 Emily (11.5 mi) 56448 Fifty Lakes (15.3 mi) 56431 Aitkin (17.4 mi) 56468 Nisswa (17.7 mi) 56662 Outing (18.7 mi) 56472 Pequot Lakes (19.2 mi) 56401 Brainerd (19.3 mi)

Demographics updated 06/2026

Population
Total population	3,601
Population density	40 / sq mi
State FIPS	27
County FIPS	035

Geography
Land area	89.17 sq mi
Water area	9.37 sq mi
Latitude	46.5793
Longitude	-93.9599
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.0%	42.2%	33.6%
$50k – $100k	26.3%	33.1%	31.5%
$100k – $200k	12.5%	20.8%	26.5%
Over $200k	2.2%	3.9%	8.5%

Demographics & statistics

3,601

Population

People per sq mi

51.6

Median age

$51,033

Median household income

$35,246

Per capita income

$175,200

Median home value

$787

Median monthly rent

64.2%

Home ownership

15.7%

Poverty rate

5.8%

Unemployment

1,569

Housing units

18.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

104

102

10–14

108

15–19

103

20–24

233

25–34

246

149

35–44

158

172

45–54

182

106

55–59

112

162

60–64

171

277

65–74

294

142

75–84

150

118

85+

125

← Male

Female →

Age summary

Group	Count	%
Under 18	601	16.7%
18 and over	3,000	83.3%
65 and over	1,106	30.7%
Median age	51.6 years

Race & ethnicity

White 89.8%

Two or more races 5.6%

Hispanic or Latino 2%

American Indian / Alaska Native 1%

Other race 1%

Black or African American 0.7%

Group	Count	%
White	3,301	89.8%
Two or more races	205	5.6%
Hispanic or Latino	74	2%
American Indian / Alaska Native	35	1%
Other race	35	1%
Black or African American	25	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.0%	42.2%	33.6%
$50k – $100k	26.3%	33.1%	31.5%
$100k – $200k	12.5%	20.8%	26.5%
Over $200k	2.2%	3.9%	8.5%

Under $10k 4.3%

$10k–$15k 5.8%

$15k–$25k 14.5%

$25k–$35k 8.3%

$35k–$50k 15.4%

$50k–$75k 22.1%

$75k–$100k 12.4%

$100k–$150k 11.9%

$150k–$200k 2.1%

$200k+ 3.3%

Range	% of households
Under $10k	4.3%
$10k–$15k	5.8%
$15k–$25k	14.5%
$25k–$35k	8.3%
$35k–$50k	15.4%
$50k–$75k	22.1%
$75k–$100k	12.4%
$100k–$150k	11.9%
$150k–$200k	2.1%
$200k+	3.3%
Median income	$51,033

Housing

Home values

Under $50k 4.3%

$50k–$100k 14.7%

$100k–$150k 20.9%

$150k–$200k 16.7%

$200k–$300k 17.2%

$300k–$500k 18.4%

$500k–$1M 7.1%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$175,200
Median rent / month	$787
Owner occupied	64.2%
Renter occupied	35.8%
Vacant	22.3%
Single-family detached	73.9%
Large apartment buildings	11.4%
Mobile homes	4.6%
Median rooms	4.9
Avg household size (owned)	2.24

Year built

Era	%
2020 or later	0.0%
2010–2019	5.9%
2000–2009	11.1%
1990–1999	15.5%
1980–1989	10.9%
1970–1979	16.3%
1960–1969	5.4%
1950–1959	7.9%
1940–1949	6.2%
1939 or earlier	21.0%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	18.4%
2 bedrooms	33.1%
3 bedrooms	28.0%
4 bedrooms	12.9%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	10.1%
1 vehicle	39.9%
2 vehicles	28.2%
3 or more	21.8%

Heating fuel

Fuel type	%
Utility gas	51.7%
Electricity	20.7%
Propane / LP gas	18.0%
Fuel oil	1.8%
Wood	4.2%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	684	40.4%
Cohabiting couple	96	5.7%
Male householder, no spouse	341	20.2%
Female householder, no spouse	570	33.7%
Households with children under 18	277	16.4%
Households with seniors (65+)	766	45.3%
Average household size	2.05

Marital status

Status	Male	Female
Never married	32.0%	25.3%
Married	46.3%	46.7%
Separated	0.9%	1.7%
Widowed	2.5%	14.0%
Divorced	18.4%	12.3%

Education

Less than 9th grade 1.2%

Some HS, no diploma 7.2%

HS graduate 40.1%

Some college, no degree 21.5%

Associate's degree 11.7%

Bachelor's degree 11.3%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	91.6%
Bachelor's or higher	18.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	50	10.4%
Kindergarten	34	7.1%
Elementary school	214	44.4%
High school	121	25.1%
College / grad school	63	13.1%

Employment

Industry of employment

Education & healthcare 29.1%

Arts, food & hospitality 12.8%

Retail trade 11.4%

Manufacturing 9.5%

Construction 8.9%

Professional & management 8.5%

Other services 6.5%

Finance & real estate 4.0%

Public administration 3.6%

Transportation & utilities 3.1%

Agriculture & mining 1.3%

Wholesale trade 0.7%

Information 0.6%

Occupation

Category	%
Management, business & arts	31.5%
Service	27.3%
Sales & office	14.9%
Natural resources & construction	10.2%
Production & transportation	16.1%

Employment type

Type	%
Private sector	83.6%
Government	10.3%
Self-employed	5.6%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	70.0%
Carpool	12.7%
Public transit	0.0%
Walk	9.3%
Work from home	6.1%
Other means	1.8%
Avg commute (minutes)	22.8

Poverty

All people 15.7%

Under 18 years 24.5%

18 and over 13.8%

Married-couple families 5.3%

Female-led households 29.5%

Income support

Source	% of households
Social Security	46.4%
Retirement income	32.6%
Supplemental Security	10.8%
Cash public assistance	4.9%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	35.1%
High cholesterol	31.0%
Diabetes	11.5%
Heart disease	8.4%
Stroke	4.0%
Asthma	9.0%
Arthritis	29.7%
Kidney disease	3.7%
Pulmonary disease	7.4%
Cancer	8.7%

Behavior / access	%
Smoking	19.7%
Binge drinking	18.1%
No physical activity	24.2%
Less than 7 hrs sleep	27.7%
Depression	21.7%
Fair or poor health	14.8%
Poor mental health	13.0%
Poor physical health	11.3%
No health insurance	11.4%
Visited doctor (checkup)	74.5%
Visited dentist	61.2%
Cholesterol screening	89.5%
Teeth loss	14.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	300	10.0%

Disability	%
Any disability	25.1%
Under 18	14.0%
18–64 years	18.2%
65 and over	44.5%

Health insurance coverage

Type	%
Private insurance	55.1%
Public insurance	59.0%
No insurance	9.5%
Uninsured under 19	6.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,515	97.6%
Spanish	18	0.5%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.1%
Other languages	14	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,566	99.0%
Born in same state	3,542	98.4%
Born in different state	2,909	80.8%
Foreign born	24	0.7%
Naturalized citizen	35	1.0%
Not a US citizen	10	28.6%

Ancestry

Ancestry	Count	%
Polish	633	17.6%
Italian	372	10.3%
French	298	8.3%
English	93	2.6%

Ancestry	Count	%
German	90	2.5%
Arab	80	2.2%
Dutch	22	0.6%
Irish	19	0.5%

Technology access

Metric	% of households
Computer access	47.0%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56441

What city is ZIP code 56441 in?

ZIP code 56441 is primarily assigned to Crosby, Minnesota.

What county is ZIP code 56441 in?

ZIP code 56441 falls within Crow Wing County, Minnesota.

Does ZIP code 56441 have an older population?

31% of residents in ZIP code 56441 are 65 or older, above the national average of ~17%.

Does ZIP code 56441 have a large retiree population?

46% of households in ZIP code 56441 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 56441?

16% of residents in ZIP code 56441 live below the poverty line, above the national average.

Does ZIP code 56441 have a large veteran population?

10% of civilians in ZIP code 56441 are veterans, above the national average of ~7%.

What timezone is ZIP code 56441 in?

ZIP code 56441 observes the CST timezone.